Conor Sullivan is a financial advisor with Merrill in Newport Beach, CA, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Bank of America, Fisher Investments, and Goldman Sachs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Calderigi is a financial advisor with LPL Financial in San Clemente, CA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He worked previously at Kestra Investment Services for 10 years before joining LPL Financial in 2010. Outside of his advisory role, he is involved in non-variable insurance services, including fixed insurance, health, disability, and long-term care insurance, through several financial and insurance analysis businesses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by proprietary research and technology tools.

Steven Schwimmer is a financial advisor at Morgan Stanley with 45 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1988. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeled outcomes. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Marian Morcos is a financial advisor with Morgan Stanley in Newport Beach, CA, holding a Series 66 credential and nine years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017. Prior to that, he worked for DW Home (Decoreware) for one year. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets, employing structured discovery and firm-approved planning tools in its advisory approach.

Brandy Boyles Vazquez is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 19 years of industry experience. Prior to joining RBC in 2026, she worked at Morgan Stanley and Morgan Stanley Private Bank from 2014 to 2026. Outside of her advisory work, she is an independent contractor with doTERRA International, selling essential oils independently. RBC Wealth Management serves a broad client base including individual investors, institutions, and charitable organizations, offering a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ Advisory Risk Profiles.

Sean Oriotis is a financial advisor at LPL Financial with the Series 66 designation and less than one year of industry experience. His prior roles include positions at Goldman Sachs & Co. LLC, Ameriprise, and several educational institutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing various investment strategies and technologies, and supports over 22,800 advisors managing more than $819 billion in discretionary assets.

Daniel Neve is a Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2014, progressing through roles including Investment Consultant, Investment Solutions Representative, and Financial Representative Full Trader. In his role, Daniel partners with clients to develop clear and straightforward financial plans, whether starting from the beginning or refining existing finances. Daniel holds a California Insurance License, supporting his work in financial consulting. Outside of his professional responsibilities, he has interests in cars, motorcycles, pets, photography, scuba diving, and traveling.

Karen Yi is a financial advisor at Ameriprise in Buena Park, CA, holding a Series 66 designation with six years of industry experience. Prior to joining Ameriprise, she worked at Activision Publishing for ten years. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Luis Orama Jr. is a CFP® professional with 26 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at WELLS FARGO Advisors from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Aziz Ihani is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Ryan Neville is a CFP® with 18 years of industry experience, currently with J.P. Morgan Securities where he has worked since 2012. He also held a position at Wamu Investments Inc from 2008 to 2018. Outside of his advisory role, Neville works as a model and independent contractor for a family lifestyle and modeling agency. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with multiple regulatory registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Alexander Ripps is a financial advisor at Fidelity with a Series 66 credential and experience in the legal and wealth management fields dating back to 2016. His prior roles include positions at Falcon, Rappaport & Berkman LLP and operating his own law office. Outside of his advisory work, he is involved as an owner and officer in several holding companies. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its formal advisory role to multiple registered investment companies and its use of AI and systematic methodologies in its investment process.

Tracey Dewane is a financial advisor with Raymond James Financial Services Advisors, Inc. in Newport Beach, CA, holding a Series 63 designation and bringing 34 years of industry experience. She has been with Raymond James since 2004 and is a part owner of Dewane Investment Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, institutional, and corporate clients, offering non-discretionary services tailored to client goals and supported by analytical tools and advisory programs.

Eric Ludvigsen is a financial advisor at OSAIC with 17 years of industry experience. He holds a Series 66 designation and has worked at OSAIC since 2024, previously serving at Securities America Advisors, Inc. and Ssn Advisory, Inc. Additionally, he works as an insurance agent, assisting clients with products such as term life, whole life, indexed universal life, and fixed annuities. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, using firm-provided asset-allocation tools and automated rebalancing to manage diversified portfolios.

Vincent Bruno II is a financial professional with 27 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 designations and has worked at firms including Painewebber and Avantax in various advisory and insurance roles. He serves as an elected board member of the Campobello Homeowners Association in Newport Beach, CA. Cetera Investment Advisers LLC serves a broad client base ranging from individuals to institutional investors, offering a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Mark Merryfield is a financial advisor at Stifel with 47 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Stifel Nicolaus & Co Inc. since 2009. Outside of his advisory role, he serves as a board member of California Family Life Centers, a charity focused on children at risk. Stifel serves a wide range of clients, including individuals, institutions, and nonprofit organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Gunjan Nanda is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Outside of his advisory role, he is involved in managing a rental property in Freeport, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Michael Tudor is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and possessing 42 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and was previously with Morgan Stanley Private Bank, National Association from 2015 to 2019. Outside of his advisory role, he owns a rental property in Mammoth Lakes, California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Noe Leon is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and six years of industry experience. He has worked at firms including Charles Schwab, Fidelity Investments, JPMorgan Chase Bank, and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Horacio Miranda is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2012 and Bank of America since 2014. Miranda serves as a board member for the Roman Catholic Diocese of Phoenix Investment Management Committee and Arizona Talks, a nonprofit focused on fostering civil dialogue in Arizona. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.