Megan Miller is a financial advisor with Vanguard Advisers and holds Series 63 and Series 66 licenses. She has nine years of industry experience, including prior roles at Marine Credit Union and positions within various Vanguard entities. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create portfolios largely composed of Vanguard funds and ETFs, supporting customization options such as ESG preferences and tax-aware strategies.

Diana Gokool Diaz is a CFP® professional affiliated with Edward Jones in Scottsdale, AZ, with 17 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients across a broad range of market segments. The firm manages approximately $1.01 trillion in assets under management and offers a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Efrain Gomez is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing and affiliated entities, as well as Bank of America, Merrill, and Charles Schwab. Outside of finance, he owns and operates Big Crazy Ape Entertainment LLC, a video game live streaming business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advice. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Steven Douglass is a CFP® professional with 22 years of experience in financial advising. He is currently with LPL Financial, where he has worked since 2017, and also serves as a private banker at National Bank of Arizona. Prior to that, he was with BMO Harris Financial Advisors for three years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers financial planning and investment services to individuals, retirement plans, banks, trust companies, and other institutions. The firm provides access to model portfolios, third-party asset management, and institutional platforms, supporting over 22,800 advisors and more than $819 billion in discretionary assets.

Michael Gronlund is a financial advisor with Stifel in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2014. Outside of his advisory role, he and his wife own and rent out a second home through a management company. Stifel serves a diverse client base, including individuals, institutional clients, and nonprofit organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology from its Investment Strategy Group to provide asset allocation and financial planning analyses.

Estela Schondelmayer is a financial advisor at Vanguard Advisers with 18 years of industry experience. She has been with The Vanguard Group since 2007 and holds Series 63 and Series 66 designations. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models to set personalized asset allocations primarily through Vanguard funds and ETFs.

Charles Palacios is a financial advisor with Ameriprise in Scottsdale, AZ, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Ameriprise and its related entity since 2005. Outside of his advisory role, he is president and owner of Palace Enterprises, a legal entity connected to his team practice. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that delivers written recommendation reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Jameson Funk is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 credentials and six years of industry experience. He has held roles at Vanguard Advisers and The Vanguard Group since 2020 and owns two consulting businesses focused on business operations and financial analysis. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Brian Horvath is a financial advisor with Vanguard Advisers, holding a Series 66 credential and 18 years of industry experience. He has worked at several firms including Wells Fargo Advisors and Mr. Cooper before joining Vanguard in various capacities since 2022. Outside of his advising role, he is a landlord and property owner. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven investment approach centered on personalized asset allocations, primarily using Vanguard funds and ETFs.

Aidan Williams is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 designations and has worked within various Vanguard entities since 2021. Prior to joining Vanguard, he held positions at Whole Foods Market and other local businesses. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering a wide range of customization options.

William Bidwill III is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has dedicated his career entirely to Merrill Lynch Wealth Management and the SG Group, bringing over nine years of experience in the finance industry. William focuses on wealth planning, business retirement plans, and generational wealth transfer, using a goals-based wealth management approach to help clients prioritize and pursue their meaningful financial goals. William holds the Certified Plan Fiduciary Advisor designation and is a member of both the National Association of Plan Advisors and the National Association of Stock Plan Professionals. He earned a Bachelor's Degree from Arizona State University with a focus on Economics and Latin American History. William is also a Board Member of Terros Health and serves as an ambassador to the Greater Phoenix Economic Council. A native of Phoenix, William is actively involved in the local community. He serves as Secretary on the Board of Directors for Terros Health, participates in Executive Council 70, and supports the Fresh Start Women's Foundation. His personal interests include golf, swimming, chess, football, and soccer, and he enjoys spending time with his family.

Jacob Tolk is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2017, following eight years at UBS Financial Services. Outside of finance, he is involved in breeding and selling snakes as a sole proprietor. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning agreements.

Bryson Murset is a financial advisor at Edward Jones in Mesa, AZ, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones in 2023, he worked at JacksonWhite Law and held roles at Poolside Solutions and Riverside Payments. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a nationwide network of more than 23,000 financial advisors and 15,000 branch offices.

Mario Aguilera Jr. is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. He has been with Vanguard Advisers and its affiliated entities since 2021. Prior to this, he worked in the food service industry and held roles at educational institutions including the University of Texas at El Paso and El Paso Community College. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering customization options and tax-efficient strategies.

Stevan Santoscoy is a CFP® certificant with five years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing in Scottsdale, AZ. His prior work history includes roles at Wells Fargo Bank, Harkins Theatres, Arizona State University, and Sonic Drive-In. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through a large network of financial advisors and provides brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jacquelyn Hartman is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and six years of industry experience. She has worked at Vanguard entities since 2017, including The Vanguard Group, Inc. and Vanguard Marketing Corporation. Prior to that, she was employed at Randstad for one year. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily using Vanguard funds and ETFs, serving a large client base through a scalable digital platform.

Katrina Arrington is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 66 designation and seven years of industry experience. She has been with Ameriprise and its affiliated entities since 2018 and previously worked at Fry's Food Stores for six years. Outside of her advisory role, she writes and submits fiction to various publications. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, with an emphasis on assets managed within Ameriprise accounts.

Julie Hittle is a financial advisor at Robert Baird & Co. with 13 years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers customized financial planning and portfolio management services, utilizing a range of investment strategies and overlay services tailored to client goals and risk tolerances.

Kristina Heckel is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding Series 63 and Series 65 licenses and one year of industry experience. Her prior roles include positions at NYLIFE Securities LLC and New York Life Insurance Company. Outside of advising, she owns and operates Bloom Divorce Advisory Services, providing consulting related to divorce proceedings. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, with advisory services structured around annual collaborative client relationships.

Andrew Mcvay is a Series 66 licensed financial advisor at OSAIC with six years of industry experience. His prior work includes roles at Woodbury Financial, Securities America, Inc., Zurich American Insurance Company, and the University of Nebraska-Lincoln. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across multiple asset classes.