Kirk Cox is a financial advisor with Brookstone Capital Management LLC, holding a Series 65 credential and 13 years of industry experience. He is also the sole proprietor of Cox Strategic Insurance Solutions, a life insurance and annuity sales business he has operated since 2006. Brookstone Capital Management is an SEC-registered adviser serving a diverse client base, including individuals, retirement plans, corporations, charitable organizations, and institutional clients such as sovereign wealth funds and banking institutions. The firm provides fee-based asset management and financial planning primarily through a turnkey asset management platform and wrap-fee program.

Liliana Radu is a financial advisor at Commonwealth Financial Network with 34 years of industry experience. She holds a Series 63 designation and has worked at Commonwealth since 2018, following prior roles at Coastal Wealth Inc. and Linsco/Private Ledger Corp. Outside of her advisory work, she is involved in fixed insurance sales. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, investment management, and practice-support services. The firm offers advisors discretion in portfolio construction and manages model portfolios through its Investment Management and Research team.

Truell Williams is a financial advisor at Goldman Sachs Wealth Services with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Goldman Sachs, he held positions at Charles Schwab and Experis. Goldman Sachs Wealth Services serves a diverse client base including individual investors, corporate participants, executives, plan sponsors, and institutional clients. The firm offers financial planning and portfolio management, utilizing strategic allocation models, manager selections, and both discretionary and non-discretionary implementations, supported by affiliated Goldman Sachs entities and advanced analytical tools.

Steven Yang is a financial advisor at Oppenheimer with 12 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank NA. Outside of his advisory role, he serves as trustee of a personal trust. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of investment programs with discretionary and non-discretionary management, combining strategic asset allocation, manager selection, and ongoing portfolio reviews.

Ian Hornstein is a financial advisor with Centaurus Financial, Inc. in Irvine, CA. He holds a Series 66 designation and has 17 years of industry experience. Since 2007, he has also worked as a tax manager at Kieckhafer, Schiffer and Company LLP, focusing on tax preparation. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management, and specialized retirement-plan consulting through multiple investment platforms and employs a mix of fundamental and technical analysis.

Michael Mullen Jr. is a financial advisor at Centaurus Financial, Inc. with 13 years of industry experience. He holds a Series 66 designation and previously worked for SEI Investments Management Corp and SEI Investments Distribution Company for ten years. Mullen is involved with SPIVAK FINANCIAL GROUP, a non-investment-related business used for branding purposes. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing a blend of fundamental and technical analyses and both discretionary and non-discretionary arrangements.

Adam Lewis is a CFP® professional at Schwab Wealth Advisory with four years of industry experience. He previously worked at J.P. Morgan and has additional work history outside of financial services, including a role in catering. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and research tools, offering tailored recommendations and requiring client authorization for trades.

Juna Chiang is a financial advisor at Beacon Pointe Advisors, LLC with 16 years of industry experience. She holds the CFP® designation along with Series 63, 65, and 66 licenses. In addition to her advisory role, Chiang is a licensed real estate broker handling residential transactions. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of clients, including individuals, institutions, and charitable organizations, utilizing a manager-focused, asset-allocation approach with proprietary due-diligence processes.

Linda Wang is a financial advisor at Citigroup Global Markets with five years of industry experience. She holds a Series 66 designation and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Bank of America, Fidelity Brokerage Services, and in roles outside finance including Bloomingdales and Central Escrow Group. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with internal oversight and also operates in market roles such as swap dealing and futures commission merchant activities.

Mari Bowidowicz is a financial advisor at Beacon Pointe Advisors, LLC in Newport Beach, CA, holding a Series 65 designation. She has been with Beacon Pointe Advisors since 2025 and has prior experience at Torrey Pines Bank. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer services to individual investors, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers, employing both active and passive strategies across public and private asset classes.

Ryan Lam is a financial advisor with Beacon Pointe Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior roles include positions at Fountainhead Capital Management, LLC, Hornor, Townsend & Kent, and Penn Mutual Life Insurance Company. Outside of advising, he is also an insurance agent with Beacon Pointe Insurance Services. Beacon Pointe Advisors provides investment advisory and consulting services to a wide range of individual and institutional clients. The firm employs a manager-of-managers approach, utilizing a proprietary “Focus List” of independent managers, and offers discretionary wealth management, financial planning, and outsourced CIO solutions.

Nicholas Colletta is a financial advisor at Beacon Pointe Advisors, LLC with seven years of industry experience. He holds the CFA® designation and Series 65 license. Prior to joining Beacon Pointe in 2024, he worked at Bridge Advisory LLC and K2 Financial Inc. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan services, and outsourced chief investment officer solutions to individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and offers active and passive strategies across public and private asset classes.

Jeffrey Myers is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He is also the managing partner of Wright Ford Young, a CPA firm where he has worked since 2007. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with a long-term approach and oversight of third-party asset managers.

Karen Reifel is a Certified Financial Planner (CFP®) with 18 years of industry experience. She is affiliated with Beacon Pointe Advisors, LLC and Beacon Pointe Insurance Services, LLC, where she has worked since 2011. In addition to her advisory role, she is a licensed insurance agent involved in the sale of life and accident/health insurance products. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement-plan services, and outsourced chief investment officer functions to individual and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive investment strategies across public and private asset classes.

Sze Wan Lee is a financial advisor at Transamerica Financial Advisors with 20 years of industry experience. Lee holds Series 63 and Series 65 licenses and has worked at several firms, including Capital One Financial Corp and IBM. In addition to advisory work, Lee is involved in sales of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a broad client base, including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes model portfolios and third-party managers through multiple program platforms such as Transamerica ONE, TFA365, and the Transamerica ALPHA digital program.

Aaron Gabriel is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. He has three years of industry experience, including prior roles at Northwestern Mutual Wealth Management Company. Gabriel is also an active associate with LegalShield, offering clients estate planning and legal services outside of investment products. He works with Park Avenue® Wealth Management, a subsidiary of Guardian Life that provides brokerage and advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm offers both discretionary and non-discretionary investment management using proprietary and third-party models, along with hybrid digital advisory solutions.

Steven Stauff is a CFP® and holds a Series 66 license with 24 years of industry experience. He has been with IEQ Capital, LLC since 2023 and previously worked at City National Bank for seven years. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals and families, as well as trusts, foundations, endowments, and nonprofit organizations. The firm’s investment process includes centralized macroeconomic research and client-specific Investment Policy Statements, utilizing a combination of liquid strategies, third-party independent managers, and private alternative investments.

Verne Weisberg is a financial advisor with Transamerica Financial Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to his financial advisory role, he has an extensive career including medical practice and business mentoring. He is also the managing partner of Birchwood Holdings, LLC, which invests in various opportunities including equities, commodities, venture capital, and private placements. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services, utilizing a mix of proprietary and third-party model portfolios with discretionary and non-discretionary program options.

Steven Lazette is a financial advisor at Centaurus Financial, Inc. in Anaheim, CA, with 15 years of industry experience. He holds the Series 66 designation and has been with Centaurus Financial since 2010. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services for annuities and variable life sub-accounts.

Cesar Garcia is a financial advisor at Centaurus Financial, Inc. with 12 years of industry experience. He holds a Series 66 designation and has been with Centaurus Financial since 2014. Outside of his advisory role, he has maintained involvement with HD Concreteworks since 2005. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, businesses, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing both discretionary and non-discretionary arrangements.