Jennifer Knueven Goodrich is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has been with Vanguard entities since 2012, including Vanguard Advisers since 2020. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages client portfolios primarily with Vanguard funds and ETFs.

John Collins is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2019, following prior roles at Bank of America and Merrill. Outside of his advisory work, he organizes and promotes motorcycle rides through RAD RIDES LLC and serves as an assistant soccer coach for CCV Stars in Mesa, AZ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm employs an IPS-driven advisory process grounded in modern portfolio theory and acts as an ERISA fiduciary when providing investment advice.

Shelly Dukes is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 65 licenses and having nine years of industry experience. Her prior roles include positions at BTS Asset Management, Raymond James Financial, LPL Financial, and TD Ameritrade. Outside of finance, she works as a bartender at Riverside Golf and Country Club, a nonprofit organization. OSAIC serves a broad range of retail and institutional clients through an extensive network of financial advisors and advisory platforms. The firm provides integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party resources to offer diversified portfolio management options.

Samuel Otto is a Series 66-licensed financial advisor with six years of industry experience. He currently works at Vanguard Advisers and previously held roles at Edward Jones and two educational institutions, Great Hearts Arete Prep Academy and California Lutheran High School. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios constructed primarily from Vanguard funds and ETFs, emphasizing scale and digital delivery.

Vijay Kapur is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and possessing 31 years of industry experience. He has worked with Charles Schwab since 2020 and was previously with TD Ameritrade Inc. for 12 years. Outside of his advisory role, he volunteers with First Tee – Phoenix, a nonprofit organization that teaches children core values through golf and games. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and due diligence on alternative investments.

Jay Carlson is a Series 66-credentialed financial advisor with Vanguard Advisers, based in Scottsdale, AZ, and has three years of industry experience. His background includes roles at The Vanguard Group, Dutch Bros. Coffee, Northern Arizona University, Safeway Inc., and Liberty High School. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs.

Morey Perlmutter is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at UBS Financial Services from 2013 to 2023. He operates a sole proprietorship related to financial advisory activities. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of financial planning and investment services. The firm provides tailored recommendations using proprietary research and planning tools, with optional implementation through brokerage or advisory programs.

Matthew Russell is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 65 and Series 66 designations and has worked at Securities America Inc. and Securities America Advisors for 10 years prior to joining OSAIC. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizes various asset-allocation tools, and supports portfolios with a broad range of investment options managed on discretionary or non-discretionary bases.

Terrence Ransom is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 18 years of industry experience. He has been with The Vanguard Group since 2018 and serves as adjunct faculty at Grand Canyon University. His prior experience includes roles at Gradient Securities, Ransom Financial Wealth, and Wilbanks Securities. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models to create personalized asset allocations primarily composed of Vanguard funds and ETFs.

Nolan Brooks is a financial advisor at Thrivent Investment Management in Scottsdale, AZ, holding Series 66 and Series 63 designations with one year of industry experience. His background includes roles at Thrivent Financial and involvement with Sherwood Country Club and California Lutheran University. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based planning without discretionary trading authority. The firm offers a combined planning and managed-account program called WealthPlan while keeping services distinct.

Andrew Hokinson is a CFP®-certified financial advisor with Vanguard Advisers, bringing 12 years of industry experience. He has been with The Vanguard Group since 2012. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations primarily through Vanguard funds and ETFs.

John Huber IV is a financial advisor at OSAIC based in Scottsdale, AZ, holding Series 63 and Series 65 designations with 44 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 14 years before joining OSAIC in 2023. Outside of his advisory role, he serves as a limited partner in a family investment partnership and is involved as a partner or president in several investment-related entities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers a broad range of integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct and manage customized portfolios.

Cynthia Romagnolo is a Vice President Private Wealth Management Advisor at Fidelity Investments. She has been with the firm since 1992, holding various positions including Vice President, Senior Account Executive, Financial Planning Consultant, and Financial Representative. In her current role since 2014, she works alongside her team to assist affluent individuals and their families with their wealth planning needs. Cynthia is a Certified Financial Planner® with over 30 years of experience in the financial services industry. She focuses on understanding her clients' needs, goals, and preferences to help them make prudent decisions regarding their wealth in the complex environment of investments and financial planning. Outside of her professional work, Cynthia's personal interests include fitness, pets, reading, traveling, and volunteering.

Renee Hanson is a financial advisor with Ameriprise in Scottsdale, AZ, holding a Series 63 designation and 35 years of industry experience. She has worked with Ameriprise Financial Service, LLC since 1997 and previously with Ameriprise Financial Services, Inc. for 15 years. Outside of advising, she is involved in publishing a book and podcast titled "Finding Your Financial Identity," serves on the board of the Maricopa County Bar Association, and participates in planned giving committees. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations through a centralized consulting team.

Joseph Vogt is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Vanguard Advisers since 2019 and has been associated with various Vanguard entities, including Vanguard Marketing Corporation and The Vanguard Group, Inc., since 2017. Prior to that, he spent seven years at Grand Canyon University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering a combination of digital delivery and advisor support to manage a large client base.

Anietie Ijoma is a financial advisor with OSAIC based in Scottsdale, AZ, holding the Series 63 and Series 66 licenses and bringing 11 years of industry experience. Anietie has worked at AIG since 2013. OSAIC serves a diverse range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs various asset-allocation tools and third-party solutions to manage portfolios across different asset classes on both discretionary and non-discretionary bases.

Troy Corbridge is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide array of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers its financial planning through structured discovery conversations and firm-approved tools.

Erica Chavez is a financial advisor at Merrill with a Series 66 designation and 9 years of industry experience. She has been with Merrill since 2012, totaling 14 years at the firm. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a variety of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to a wide range of products and services.

Jakob Krygier is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked at PNC Bank and has been involved with nonprofit and cultural organizations, including serving as Secretary and Officer for The Grace Foundation for the Preservation of Americana and as a cofounder and director of AZRoots, Inc. He is also a member of the Ahwatukee Chamber of Commerce. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party asset managers and LPL programs. The firm uses a hybrid referral and implementation model that combines advisory and brokerage channels to tailor services based on client goals and risk tolerance.

John Schoeppach is a financial advisor with Merrill in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been affiliated with Merrill since 1991 and with Bank of America since 2009. Outside of his advisory work, he serves as a general partner of Stryker LLC and is an officer of the Folsom Rotary Foundation, a charitable organization. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.