Haeseong Shin is a Series 66-licensed financial advisor at Merrill with five years of industry experience. Prior to joining Merrill in 2025, he worked at Morgan Stanley and Fidelity Investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Vi Houang is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Cetera. She has been associated with Cetera and its related entities since 2013 and also operates Crane and Associates, a financial services business. Outside of finance, she is involved in coaching and refereeing youth basketball through her ownership of Play the Whistle, LLC. Cetera Investment Advisers LLC is an SEC-registered advisory firm with a nationwide network of over 10,000 independent advisors, serving a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services across multiple program structures and custodial relationships.

Ethan Lui is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2022. Prior to his financial services career, Mr. Lui held roles at East West Bank and worked in education at the University of California, Riverside and Los Alamitos High School. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

James Standish is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he serves business owners, executives, and entertainment professionals. In his role, he acts as a planner and Senior Portfolio Advisor, providing investment management, retirement and legacy planning, insurance, lending and credit, as well as banking services through Bank of America. His approach begins with a comprehensive assessment of clients' financial situations to develop personalized and disciplined strategies that emphasize diversification and balance. James has been dedicated to financial advising since 2011, drawing upon his background in business ownership and banking alongside formal education in economics and financial planning. His expertise includes education planning, managing new wealth, personal retirement planning, small business strategies, tax minimization, and services for defined benefit plans. He holds a Bachelor of Arts in Economics from the University of Denver and a Master of Arts in Economics from California State University at Long Beach. His professional designations include CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). James resides in Hancock Park with his wife and four children.

David Rodriguez Jr. is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with individuals, families, and business owners to organize their financial lives and plan for the future with confidence. His role involves developing personalized strategies around investments, retirement planning, business financial needs, cash flow management, and wealth preservation. David focuses on building long-term relationships based on trust and thoughtful advice, aiming to provide objective guidance and a disciplined approach to financial decision-making. He holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). David earned a High School Diploma from North Thurston High School and attended South Puget Sound Community College without degree conferral. David serves as a resource for a broad range of financial needs, from general investing to retirement planning and banking solutions, providing ongoing advice and guidance as clients' needs evolve.

Giovanni Alvarez Mena is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and 15 years of industry experience. He previously worked at Ameriprise Financial Services, LLC for 15 years before joining Equitable Advisors. Outside of his advisory role, he is involved as a registered team member with The Group WOWM, LLC. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm uses a range of advisory models and third-party program sponsors to deliver investment solutions across mutual funds, ETFs, separately managed accounts, and select alternative investments.

Jeffrey Scofield is a financial advisor with RBC Capital Markets in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at City National Bank, Wells Fargo Clearing, Merrill, Banc of America Investment Services, and Morgan Stanley. He serves on the boards of Education Through Music Los Angeles and the Boys and Girls Club of Pasadena, and is an officer with the Pasadena Breakfast Forum. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individuals, institutions, and charitable organizations, offering tailored advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services. The firm utilizes a mix of in-house and third-party investment managers and emphasizes integrated solutions through its capital markets and affiliated capabilities.

Anthony Valazza is a ChFC® with 37 years of industry experience, currently serving as a financial advisor at Thrivent Investment Management since 2002. He is also involved in community service as a board member of the Race Track Chaplaincy of California and serves as secretary for the Race Track Chaplaincy of America, organizations that provide spiritual and material support to the race track community. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial analyses without discretionary trading authority, and supports ongoing plan reviews through a network of financial advisors.

Michael Tidik is a financial advisor at UBS Financial Services with 34 years of industry experience. He holds a Series 63 designation and has been with UBS since 2015. Outside of his advisory role, Tidik is a limited partner and investor in real estate investment funds and commercial real estate partnerships. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor solutions to clients’ goals and risk tolerances.

Victor Kubo is a financial advisor at Wells Fargo Clearing with 29 years of industry experience and holds Series 63 and Series 66 designations. He has been with Wells Fargo Clearing since 2016 and has worked with Wells Fargo Bank since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions, leveraging research and analytics to support diversified investment strategies.

Douglas Morris is a financial advisor with Morgan Stanley in Claremont, CA, holding Series 63 and Series 65 licenses and with 30 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2015. Outside of financial advising, he has been involved in Elite Jewelry at the Vault since 1982. Morgan Stanley Wealth Management provides a variety of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling to develop financial plans.

Zyanya De La Torre is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with various J.P. Morgan entities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research, incorporating ESG criteria and broader derivatives capabilities.

Melissa Levin is a financial advisor with LPL Financial in Orange, CA, holding Series 63 and Series 65 licenses and 28 years of industry experience. She has been with LPL Financial since 1998. Outside of her advisory role, Levin owns a travel business used primarily for personal travel and participates in a workout program venture. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, with a combination of discretionary and non-discretionary strategies.

Riley Williams is a financial advisor with Primerica Advisors in Anaheim, CA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Primerica and its affiliated entities since 1982. In addition to advisory services, Williams receives compensation for referring home security, automation, and other home-related products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and offers discretionary separately managed account options, supported by custody and trade execution services from Pershing and BNY Mellon Advisors.

Amine Mabsout is a financial advisor at Osaic Wealth with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Sagepoint Financial, Royal Alliance Associates, and Signator Investors. Mabsout is also the founder of Ametrine Wealth Strategies, LLC, and operates Ametrine Financial & Insurance Services as an insurance agent. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and third-party manager options.

Marcos Montenegro is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing Services since 2018, also maintaining a role at Wells Fargo Bank NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Brandi Zimmerman is a Series 66 licensed financial advisor with Morgan Stanley, based in Pasadena, CA. She has nine years of industry experience, including roles at Morgan Stanley Private Bank and Sun Life Financial. Morgan Stanley Wealth Management serves individual and institutional clients, providing tailored financial planning and a range of advisory programs supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning agreements.

James Terry is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 35 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2002 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach and a centralized operational structure.

Francis Chan is a financial advisor at UBS Financial Services with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Julia Navarro Sosa is a financial advisor at Merrill Lynch Wealth Management, specializing in personalized financial strategies that reflect the individual goals and dreams of her clients. She focuses on a range of areas including education planning, legacy planning, managing new wealth, personal retirement planning, portfolio management, social responsibility and ESG investing, as well as small business strategies and tax minimization. With more than a decade of experience, Julia brings expertise in financial services, strategic planning, and public service to her client relationships. Prior to her advisory role, she contributed to national strategy initiatives at Merrill Lynch Wealth Management, supporting advisor development, client engagement, and business growth. Her earlier career includes service at the U.S. Department of State and the White House. Julia earned her MBA from the UCLA Anderson School of Management, where she was a Consortium Fellow, and graduated magna cum laude with a B.A. in Political Science from George Washington University. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, along with FINRA Series 7 and Series 66 registrations. Julia is fluent in English and Spanish. In her personal time, she enjoys hiking, camping, road trips, exploring different cuisines, gardening, swimming, traveling, yoga, and spending time with her family.