Roger Mckee is a financial advisor at Morgan Stanley with 32 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. His professional designations include Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm utilizes structured planning tools and risk modeling techniques and manages approximately $2.74 trillion in client assets.

Amy Hung is a Series 66-licensed financial advisor with nine years of industry experience. She has worked at Merrill for eleven years before joining Wells Fargo Clearing in 2025. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm offers both discretionary and non-discretionary advisory services, employing an IPS-driven process grounded in modern portfolio theory and including a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Gary Yoshizumi is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1995. His other business activities include sales of loan products and referrals for home security and automation services through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options primarily for individual and high-net-worth clients. The firm employs a curated selection of third-party asset managers and uses a tiered wrap-fee structure.

Daniel Wang is a CFP® and holds a Series 66 license with six years of industry experience. He is currently with Charles Schwab in Pasadena, CA, where he has worked since 2022. Prior to this, he held roles at TransGlobal Advisory LLC, Globalink Securities, and Transpacific Financial. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance with a multi-asset model portfolio approach, backed by centralized custody and operational support.

Joven Arella Jr. is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors. Since 2020, he has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by proprietary tools and market models.

Ruben Ramirez Jr. is a financial advisor with Merrill in Cerritos, CA, holding a Series 66 designation and six years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Steven Flores is a financial advisor at Ameriprise with two years of industry experience. He previously worked at MWA Financial Services and Modern Woodmen of America. Flores serves on the Board of Directors for Unidos Por CHOC, a nonprofit organization. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research and modeling with tax-efficient strategies to deliver tailored recommendations.

Andrei Bobleaga is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple J.P. Morgan entities since 2016. Outside of his advisory role, he was involved with Bonus Birdie Golf from 2023 to 2024. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors. The firm’s process involves quantitative asset-allocation modeling, manager due diligence, and an ESG eligibility framework, offering services on a non-discretionary basis.

Mui Voong is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, previously serving at Wells Fargo Advisors LLC from 2011 to 2016. Outside of her advisory role, she owns VIUM Investment LLC, a real estate business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Dorian Harris is a financial advisor at Merrill with a Series 66 designation and 17 years at the firm. He has three years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

Antonio Sepulveda Jr. is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 designation and has worked at firms including American Honda Finance Corporation and Equitable Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Nick Milazzo is a CFP® with 21 years of industry experience. He currently works at LPL Financial and previously operated The Nick A Milazzo Group for nine years. He has a background in insurance sales spanning over 17 years with various carriers through W & R Insurance Agencies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers financial planning, advisory programs, and retirement plan consulting with both discretionary and non-discretionary management supported by research, model portfolios, and technology-driven strategies.

Andres Vargas is a financial advisor at Merrill with 13 years of industry experience and holds the Series 66 designation. He has worked at Merrill since 2009 and has been with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brittany Richard is a financial advisor at LPL Enterprise with a Series 66 credential and one year of industry experience. Her prior work includes roles in rental management, marketing, and agency positions. She is involved in Richard Rental Management, an entrepreneurial venture outside the financial industry. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products through an integrated platform.

Scott Sloan is a CFP®-designated financial advisor with over 30 years of industry experience. He is currently with Cetera and has longstanding ties to Crane and Associates, where he serves as Director of Operations and Chief Compliance Officer. His other business activities include providing fixed insurance products such as life, disability, annuities, and long-term care. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser that serves individual, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, retirement services, and access to third-party money managers.

Samuel Ybarra is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He has been with Merrill since 2013 and previously attended West Los Angeles College from 2020 to 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Erick Gonzalez is a financial advisor with Primerica Advisors in Ontario, CA, holding Series 63 and Series 65 licenses and having two years of industry experience. His prior work includes roles at Revolution, Digital Intelligence Systems, Randstad Technologies, and Cameo Consulting. Outside of his advisory work, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed accounts. The firm employs third-party asset managers and uses a tiered wrap-fee structure.

Alan Zhao is a financial advisor at Merrill with Series 66 and Series 63 licenses and one year of industry experience. He previously worked at J.P. Morgan Securities for two years and has held roles at Bank of America, N.A., and JPMorgan Chase Bank, N.A. Zhao has also been affiliated with Boston University and the University of California, Berkeley. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of client types including individuals, high-net-worth clients, and organizations.

Min Choi is a financial advisor at J.P. Morgan Securities with three years of industry experience. They hold Series 63 and Series 66 licenses and have prior work experience spanning financial services and retail, including roles at JPMC BANK NA and Amazon Prime, as well as involvement in small business ventures like Yuzen Japanese Restaurant and KYK Sales. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and offers a broad range of investment products through its affiliations within the J.P. Morgan organization.

Michael Chow is a financial advisor at Charles Schwab with 32 years of industry experience. He holds the Series 63 designation and has been with Charles Schwab since 1997, including roles at Charles Schwab Bank. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management along with integrated brokerage, custody, and advisory services.