Daniel Hwang is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Advisors, LLC from 2013 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Vicky Rangsuebsin is a financial advisor with Ameriprise in Arcadia, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she is a co-owner of Pumpkin Spice Latte, LLC. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that includes written Recommendation Reports addressing income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory services and provides a broad range of brokerage and insurance solutions through its affiliated companies.

Byron Hirata is a CFP® professional with 45 years of industry experience, currently working at Cetera since 2023. Prior to this, he spent a decade at Quantum Econometrics, LLC, and has been associated with Cetera Wealth Services, LLC since 2013. He is also involved in the sale of fixed insurance products as an insurance agent. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform with over $256 billion in assets under management.

William Petro is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 35 years of industry experience. His prior work includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and J.P. Morgan Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and consulting services.

Robert Lovitt is a financial advisor at J.P. Morgan Securities with 34 years of industry experience. He previously spent 25 years at UBS Financial Services before joining J.P. Morgan in 2024. Lovitt holds Series 63 and Series 65 licenses and is based in Los Angeles, CA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with multiple market-facing registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Maria Lourdes B Chua Reyes is a financial advisor with Cetera, holding Series 65 and Series 66 licenses and five years of industry experience. Her work history includes roles at Cetera, CTBC Bank, East West Bank, and San Pasqual Fiduciary Trust Company. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors.

Luis Martinez is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been practicing since 2012. With over 13 years of experience in the financial services industry, Luis specializes in managing new wealth, personal retirement planning, portfolio management, individual and corporate investment strategy, and retirement income. He focuses on aligning clients' current and future financial needs with their goals, offering guidance on education planning, retirement planning, and estate planning strategies. He collaborates closely with clients' estate planning attorneys to provide comprehensive advice. Luis earned a Bachelor of Arts degree in Economics from California State University, Long Beach. He holds the Professional Investment Advisor (PIA) designation and communicates fluently in both English and Spanish. In addition to his professional work, Luis has contributed time and effort to fundraising initiatives for the Children’s Hospital of Los Angeles. He has been married for over ten years and is a father of three children. Luis's personal interests include basketball, dancing, music, painting, and spending time with his family.

Theodore Fisher is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. He holds the Series 66 designation and has been with JP Morgan Chase Bank NA and J.P. Morgan Securities LLC since 2016. In addition to his advisory role, he is also an employee of JPMorgan Bank, enabling him to offer certain banking products and services. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering non-discretionary advice through a combination of quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Lee Gonzalez is a financial advisor with LPL Financial in Los Angeles, CA, holding a Series 66 designation and nine years of industry experience. He has been with LPL Financial since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Tom Valcich is a financial advisor with Morgan Stanley in Brea, CA, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Veronica Kern is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley, J.P. Morgan Securities, Bank of America, and Merrill. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research, model-based asset allocations, and a fiduciary financial planning approach. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Gloria Lou is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at CitiGroup and JP Morgan Securities LLC prior to her current roles. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Neel Hasan is a CFA® charterholder with eight years of industry experience. He is currently with Cetera and its affiliated entities, where he has worked since 2021. Prior to that, he was employed at Institutional Cash Distributors, LLC and Merrill. Outside of his advisory role, he is a member of BLU LOTUS LLC, a real estate LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with access to various investment strategies and program structures.

Shemirel Guzman Hernandez is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill, Hernandez worked at Bank of America, N.A. Since 2018, Hernandez also held various roles outside the financial industry, including positions at Pechanga Resort and Casino and Bath and Body Works. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Cesar Delgado Hinojos is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior roles include positions at Bank of America, Merrill, Capstone Capital, and U.S. Bancorp Investments. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Kyu Ho Lee is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding a Series 66 designation and four years of industry experience. His career includes roles at MassMutual Life Insurance Company and Bank of America. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm provides financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and deliver written recommendations.

Sean Gauss is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2017, following eight years at Merrill. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Parisa Gohari is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. Her prior work includes roles at Merrill Lynch, Wells Fargo Bank, and positions outside the financial sector such as caregiving and rideshare services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and systematic methodologies to construct model portfolios across a broad investable universe.

Haroutioun Bartanian is a financial advisor with Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has worked with PFS Investments Inc. since 2012 and Primerica Financial Services since 2010. In addition to advisory work, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm uses third-party asset managers and BNY Mellon Advisors for model implementation, offering a tiered wrap-fee structure and maintaining oversight of its investment models.

Alison Huang is a financial advisor at Morgan Stanley in Los Angeles, holding a Series 66 designation with four years of industry experience. She previously worked at First Republic Securities Company and First Republic Investment Management. Prior to her financial career, she attended Vanderbilt University and taught at Xiamen No.1 High School of Fujian. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs, including customized financial planning that utilizes firm-approved tools and models, and manages approximately $2.74 trillion in client assets.