Christian Li is a Certified Financial Planner® (CFP®) with 38 years of industry experience. He is currently affiliated with LPL Financial and has previously worked at TAG Financial Inc. and FSC Securities Corporation. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, incorporating both discretionary and non-discretionary management supported by proprietary and third-party research.

Shannon Drobny is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. Their prior roles include positions at CUSO Financial Services, OSAIC, The Ameriflex Group, SagePoint Financial, UnionBanc Investment Services, Wells Fargo Advisors, and Union Bank of California. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting supported by research and model portfolios from internal and third-party sources.

Nicholas Lee is a financial advisor with Edelman Financial Engines in Los Angeles, CA, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Raymond James & Associates and Pruco Securities LLC. Outside of finance, he has work experience at Nordstrom and attended the University of Oregon. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Carlos De La O Rivera is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides personalized wealth management strategies that align with clients' individual goals and adapt to changing market conditions. Carlos offers access to investment insights from Merrill as well as banking and lending solutions through Bank of America. Carlos holds the Professional Investment Advisor (PIA) designation and earned a bachelor's degree from Universidad del Sagrado Corazon. He is committed to working closely with clients to develop individualized financial strategies focused on pursuing long-term objectives. Additionally, Carlos participates in community volunteer activities, reflecting the Merrill tradition of engagement in the communities served.

Julie Forman is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 designation and 23 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she serves as a trustee and co-trustee for investment-related trusts. Morgan Stanley Wealth Management provides a wide range of advisory programs for individuals and institutional clients, including financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models as part of its advisory approach.

Matthew Brunner is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and has previously worked at California State University Channel Islands and Pier 1 Imports. Outside of his advisory role, he serves as Executive Vice President of Strategy and is a member of the Board of Directors for the Pasadena Junior Chamber of Commerce. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Frank Epinger is a financial advisor with Raymond James & Associates in Pasadena, CA. He holds Series 63 and Series 65 credentials and has 35 years of industry experience, including prior roles at Wedbush Securities, JPMorgan Chase Bank, and J.P. Morgan Securities. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser that serves individuals, institutions, pension plans, and charitable organizations, offering financial planning and investment consulting through various programmatic and institutional services.

Cole Teague is a financial advisor at LPL Financial, holding a Series 66 designation with less than one year of industry experience. His prior work includes roles at TeamViewer, Ripple Street, Emotive, and the Spanish Ministry of Education, Culture, and Sport. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and consulting services supported by model portfolios, research, and various portfolio management options.

Edward Malicdem is a Wealth Management Advisor and Senior Vice President at Merrill Lynch in Pasadena, California. In this role, he works with families and businesses to develop wealth management strategies, utilizing Merrill's tools to create dynamic and flexible plans. He collaborates closely with clients' attorneys, CPAs, and family members to address estate planning and retirement strategies holistically. Edward earned dual degrees in Political Science and History from the University of California at Berkeley and studied law at Whittier College School of Law before transitioning into financial services. He holds the Personal Investment Advisor (PIA) designation and serves on the Merrill Lynch Financial Advisor Advisory Council to Management. A native of Southern California, Edward is active in his community through his role as President of the Board of Trustees at Search to Involve Pilipino Americans and his involvement in St. Dominic Parish. He resides in Eagle Rock with his wife, Monique, and has two adult children. In his leisure time, he enjoys travel, attending theatre and sporting events.

Marcos Lacson is a financial advisor at Merrill with Series 63 and Series 66 designations and 30 years of industry experience. He has been with Merrill since 1994. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Swanner is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments, Kestra Private Wealth Services, Hilltop Securities, and Mira Costa Community College. His background includes roles spanning wealth management and financial services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Basilio is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Merrill, Bank of America, and Wells Fargo. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, combining advisory services with affiliated brokerage and investment management capabilities. Their approach includes asset allocation advice and customized performance reporting delivered through a centralized due-diligence framework.

Joseph Pates is a financial advisor at Ameriprise with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2012. Outside of his advisory role, he is involved in managing Preferred Wealth Management, a corporation focused on office expense management and staff administration. Ameriprise is a large institutional firm offering a retirement-income planning service designed for clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, algorithm-supported recommendations, primarily for clients holding assets in Ameriprise-managed accounts.

Ronald Coleman is a financial advisor with LPL Financial in Claremont, CA, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has been with LPL Financial since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and various portfolio management options.

Hank Tsai is a financial advisor at Morgan Stanley in Pasadena, CA, holding a Series 66 designation with six years of prior experience at Cathay Bank and two years at Citibank. He joined Morgan Stanley in 2025. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market simulations to support its advisory services.

Mindy Cheng is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Bank of America and Merrill. She has been with J.P. Morgan Securities and JP Morgan Chase Bank since 2019. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Travis Gabler is a financial advisor at Ameriprise with 20 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he has involvement in real estate ownership in Los Angeles. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income recommendations, primarily for clients with Ameriprise-managed accounts.

Arthur Lin is a financial advisor with Ameriprise, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Prior to joining Ameriprise in 2023, he worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC for a combined ten years. He holds a real estate license and manages an asset management business alongside his advisory role. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides tailored retirement income planning through written Recommendation Reports and ongoing advice. The firm’s investment approach incorporates proprietary research, third-party data, and specialized tools within a product ecosystem influenced by affiliated sub-advisers and fund arrangements.

Philip Cheng is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at LPL Financial, Bank of the West, and BancWest Investment Services. Outside of his advisory role, he co-owns a dog sitting and doggie day care business in Glendora, California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Ying Gao is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She concurrently owns and supervises operations at Best Quality Food Company Inc, a meat distribution business. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.