Steven Tann is a financial advisor with Wells Fargo Clearing in Santa Monica, CA, holding Series 63 and Series 66 licenses and possessing 17 years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank NA for a combined 10 years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven and incorporates a broad range of investment vehicles, including insurance-related products and bank deposit sweep options.

Patrick Joos is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds the Series 66 designation and has been with UBS since 2015. Based in Los Angeles, CA, his career has been focused solely within UBS Financial Services. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Daniella Echeverria is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and one year of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2024, and previously worked at Evoke Advisors and the University of Southern California. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary asset-allocation advice, investment manager searches, and customized performance reporting.

Michael Ginestro is a Private Wealth Advisor with Merrill Private Wealth Management, focusing on managing fixed income strategies for the firm's clients. He has been in the financial services field since 1995, bringing extensive experience in municipal fixed income research, strategy, and portfolio management. Throughout his career, Michael has held leadership roles in fixed income departments at firms including Bel Air Investment Advisors LLC, Wells Fargo Wealth Management, and Charles Schwab Investment Management. He has experience managing portfolios for institutional funds and ultra-high net worth individuals, and has worked with a diverse client base including C-suite executives, private company founders, and venture capital and private equity principals. His expertise includes bond portfolio management, credit strategies, yield curve positioning, and department build-out and process implementation for fixed income groups. Michael holds a B.A. from Saint Lawrence University and is a former board member of both the National Federation of Municipal Analysts and the California Society of Municipal Analysts, where he also served as chairman. In his personal time, he enjoys golfing, skiing, music, and tennis, and resides in Los Angeles with his two children.

Clark Gaied is a Series 66-licensed financial advisor at J.P. Morgan Securities with one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, Mechanics Bank, Advantage First Lending, Citizens Bank NA, and work with the University of California and UC Irvine School of Law. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory capabilities with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Raffi Hamassian is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and two years of industry experience. He has worked at MML Investors Services LLC since 2024 and is also associated with Harutune Hamassian CPA APC, a CPA accounting firm providing tax preparation and bookkeeping services. Mass Mutual Investors Services, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers by offering financial planning, asset management, and educational seminars. The firm emphasizes collaborative, goal-oriented financial planning using firm-approved analytical tools and offers event-driven planning services such as divorce and estate settlement planning.

Dayne Crist is a financial advisor at UBS Financial Services in Los Angeles, CA, holding Series 66 and Series 63 licenses with 11 years of industry experience. He previously worked for Sanford C. Bernstein & Co., LLC for 11 years before joining UBS in 2026. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations in advising clients.

Jesse Glaser is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds the Series 66 designation and has previous experience at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and Frontlight Insurance. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Abraham Ebriani is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He brings nearly 15 years of experience in the financial industry, having worked in real estate finance across Los Angeles and the West Coast, as well as in wealth and investment management on Wall Street. Abraham and his team focus on helping clients build, manage, and preserve their wealth while maintaining a commitment to service and integrity. He holds a Bachelor's Degree from UCLA and has earned the designation of Personal Investment Advisor (PIA). Abraham works closely with individual clients, families, and businesses, providing guidance tailored to their financial needs at various stages of life. He is also a member of the Jewish Heritage Network. Abraham speaks English, Hebrew, and Persian. His personal interests include cooking, golfing, reading, running, spending time with his family, and traveling.

Corinne Chooey Dizon is a financial advisor at UBS Financial Services with four years of industry experience. She holds Series 66 and Series 63 licenses. Prior to joining UBS, she worked at the University of Southern California and spent over a decade at Union Bank. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets services.

Melisa Bahmanyar is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. She holds a Series 66 designation and previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. from 2013 to 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Charles Mckeague is a financial advisor with Wells Fargo Clearing in Los Angeles, CA, holding a Series 66 designation and 12 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent two years with Wells Fargo Advisors, LLC. Outside of his advisory role, he has worked as a part-time Uber driver since 2018. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Jared Weinman is a financial advisor at J.P. Morgan Securities with three years of industry experience. He previously worked at First Republic Investment Management and BNY Mellon Wealth Management. He serves as a board member for Growing Place, a nonprofit organization operating preschools and providing educational resources to early childcare teachers in Santa Monica, CA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide investment recommendations.

Jonathan Obera is a financial advisor at Cambridge Investment Research Advisors with 10 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley Smith Barney LLC, Bank of America, N.A., and Merrill. Outside of his advisory role, he is involved as an investment advisor representative at Proxy Advisory Group. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals using a variety of portfolio management and model-based solutions.

Pamela Farner is a financial advisor with Morgan Stanley in Los Angeles, holding a Series 66 designation and 17 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021 and previously held roles at JPMorgan Chase Bank and J.P. Morgan Securities from 2013 to 2021. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers various investment and planning services, including those facilitated through its Financial Advisors and Estate Planning Strategies Group.

Charles Hubbard is a financial advisor at Morgan Stanley in Los Angeles, CA, holding a Series 66 designation with 11 years of industry experience. He has been with Morgan Stanley since 2015 and is also associated with Morgan Stanley Private Bank, N.A. since 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s approach involves structured discovery conversations and planning tools, utilizing investment return estimates and simulations to model outcomes.

Matthew Ruderman is a financial advisor at Morgan Stanley with 30 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets dating back to 1995. Ruderman serves as a board member of the Childrens Burn Foundation, a nonprofit focused on children and youth. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Anthony Centineo is a financial advisor at J.P. Morgan Securities with nine years of industry experience. His career includes roles at Mass Mutual Investors Services, New York Life Insurance Company, Axa Advisors, and various J.P. Morgan entities. Outside of finance, he was involved with Central Hospitality from 2018 to 2020. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Angela Bagwell is a Wealth Management Senior Relationship Manager at Fidelity Investments, serving as the primary point of contact for Private Wealth Management investors and their families. In this role, she focuses on forming strong relationships and providing personalized service to build and maintain client trust. She has been with Fidelity Investments since 2006, holding various positions including Wealth Management Planning Consultant, Branch Service Manager, and Relationship Manager. Prior to Fidelity, Angela worked as an Associate at Ameriprise Financial Services, Inc. in 2006. She holds a California Insurance License. Outside of her professional work, Angela's interests include family activities, parenthood, pets, and traveling.

Lusine Gabrielyan is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Her career includes roles at Wells Fargo Advisors LLC, Wells Fargo Clearing, Wells Fargo Bank, N.A., and BMO Harris Bank. She is also a co-owner of Brightside Home Health Care, a home health care business located in Northridge, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by in-house and third-party research and model portfolios.