Siddharth Patel is a financial advisor with Merrill in Pineville, NC, holding a Series 66 designation and seven years of industry experience. He has worked at Bank of America and Merrill since 2017. Outside of his advisory role, he is a co-owner of a Subway franchise operated through MahiSagar LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Courtland Stout is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 license and four years of industry experience. His prior work includes roles at Bank of America, MML Investors Services, MassMutual, Truist, and Northwestern Mutual. Outside of finance, he is involved in a family-owned wedding and event planning business, Grace + Honey Events, where he assists with event setup and planning. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Daren Queenan is a financial advisor with Morgan Stanley, holding Series 65 and Series 63 licenses and bringing 22 years of industry experience. He has worked at Morgan Stanley since 2023 and previously spent 15 years at TIAA-CREF, along with time at E*TRADE Securities and Capital Management. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery conversations and firm-approved tools.

Eugene Marx is a financial advisor at Raymond James & Associates with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2013. Marx is also a partner in Pittenger Investments (now South Street Partners), where he provided capital as an LLC owner. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a variety of portfolio management styles supported by extensive research and model manager options.

John Paul Sullivan is a Senior Financial Advisor with the Biedrycki Sullivan Vaughan Group at Merrill Lynch Wealth Management in Charlotte, North Carolina. He began his career in the financial services industry in 2016 with TIAA and joined the Biedrycki Sullivan Vaughan Group in July 2017. At Merrill Lynch, he works with clients to develop and execute customized financial strategies aimed at achieving both their short- and long-term goals, utilizing the resources of Merrill Lynch and Bank of America. John Paul holds a bachelor's degree from North Carolina State University, where he majored in finance and minored in accounting. He is a CERTIFIED FINANCIAL PLANNER (CFP) certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. His expertise encompasses family wealth management strategies, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. Outside of his professional role, John Paul is involved in the community through Heart Math Tutoring. He enjoys fishing, football, golfing, hiking, ice hockey, reading, skiing, soccer, table tennis, and spending time with his family.

Melissa Haynes is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has worked at Merrill since 2015 and has been with Bank of America, N.A. since 2017. Prior to her current roles, she spent two years at Catawa College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Graham Wilson is a financial advisor with LPL Financial, holding the CFP® and ChFC® designations and over 40 years of industry experience. He is also the president and owner of Sterling Financial Group, a private entity involved in securities, advisory, and insurance business. His prior experience includes roles at Commonwealth Financial Network, Lincoln Investment, Capital Analysts, Incorporated, and Bankers Life Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Diane Willis is a CFP® professional with 26 years of industry experience, currently with Cambridge Investment Research Advisors. Her prior experience includes roles at Lincoln Financial Securities Corp, INVEST Financial Corp, Woodbury Financial Services, and Merrill. She is also the owner of Wilshire Divorce, a business focused on divorce planning. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, operating through thousands of financial professionals and managing a multi-billion dollar asset base.

David Climer is a Series 66 licensed financial advisor with 15 years of industry experience. He is currently affiliated with LPL Financial and previously worked at Wells Fargo Clearing and Merrill. In addition to his advisory role, he serves as a South Carolina State Senator representing York County. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a wide range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms while supporting advisors with advanced research and operational tools.

John Foery is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016 and at Citigroup Global Markets from 2001 to 2002. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services that include investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions.

Matthew Nobles serves as a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In this role, he focuses on helping clients identify their financial priorities and develop strategies to pursue their financial goals. He holds the professional designation of Personal Investment Advisor (PIA), which reflects his expertise in investment advisory services. Matthew earned his Bachelor's Degree from the University of North Carolina Wilmington. His approach centers on understanding what matters most to clients and their families, aligning financial strategies with their unique objectives.

Joseph Zentner Jr. is a financial advisor with UBS Financial Services in Charlotte, NC, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he is involved with an auto parts business and partners in real estate ventures. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocation to tailor investment plans. The firm integrates institutional trading capabilities with wealth management and offers a broad range of capital markets and financial planning services.

Isabella Peterson is a financial advisor at Merrill in Charlotte, NC, holding a Series 66 designation with one year of industry experience. Prior to joining Merrill, she held roles at Morgan Stanley and James Madison University. Outside of finance, she is a professional women’s lacrosse player competing in the Women’s Lacrosse League and owns a lacrosse training business focused on coaching girls. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

William Turner is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management in Charlotte, where he leads Turner and Associates. He provides personalized financial guidance to clients from diverse backgrounds, including business owners, executives, physicians, and multi-generational families. His expertise covers areas such as wealth accumulation, tax-sensitive portfolio design, retirement planning, cash-flow management, and wealth transfer strategies. William holds a Bachelor's Degree with a double major in Finance and Real Estate from Appalachian State University. He is credentialed with several designations including Certified Private Wealth Advisor®, Chartered Retirement Planning Counselor™, Certified Plan Fiduciary Advisor®, and Certified Exit Planning Advisor (CEPA). These qualifications support his comprehensive approach to addressing clients' financial goals. Active in his community, William has volunteered with organizations like the Mens Shelter of Charlotte (Roof Above) and has participated in city-based trash cleanup initiatives. He has also served in leadership roles within his homeowners' association and at Christ Episcopal Church. Outside of his professional and community engagements, William enjoys cycling, skiing, golfing, and spending time with his wife Catherine, their three adult children, and their Aussiedoodle.

Desiree Dufresne is a financial advisor with Edward Jones in Matthews, NC, holding Series 63 and Series 66 licenses and having 26 years of industry experience. She has been with Edward Jones since 2000. Outside of her advisory role, she owns and maintains a rental property in Matthews, NC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Dana Keener is a financial advisor at UBS Financial Services with 23 years of industry experience. She has been with UBS since 2009 and holds the Series 63 and Series 66 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a comprehensive platform.

Kiley Baker is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked in various roles at JPMorgan Chase Bank NA and Crestone Asset Management LLC. Baker serves on the finance committees of two nonprofits, Friendship Bridge and the Women’s Foundation of Colorado, where she evaluates endowment performance and assists with investment oversight. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, manager selection, and customized performance reporting. The firm’s advisory process incorporates both quantitative and qualitative research, with an emphasis on eligible strategies and ESG considerations.

Matheus De Souza is a financial advisor at UBS Financial Services in Charlotte, NC, holding Series 66 and Series 63 licenses with one year of industry experience. He has previously worked at Fidelity Investments, TJX Companies, and HD Chasen. Outside of his advisory role, he is involved with Fresh Touch LLC, an ongoing business activity. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, providing financial planning, portfolio management, and a broad range of capital markets services. The firm integrates institutional trading capabilities with wealth management through proprietary research and model-based asset allocations.

Andres Cordoba is a Financial Consultant at Fidelity Investments, a role he has held since 2022. He has over 16 years of experience in the financial services industry, during which he has worked in various capacities including Senior Financial Consultant at TD Ameritrade; Financial Advisor at UBS Financial Services; Financial Solutions Advisor at Merrill Lynch; Banker at JP Morgan Chase; Trader at Etrade Financial; and Registered Sales Assistant at PNC Investments. As a military veteran, Andres combines his background with his financial expertise to provide straightforward and unbiased guidance. He partners with clients and their families to develop personalized financial plans aimed at achieving their unique goals. His approach focuses on helping clients make confident and informed financial decisions. Outside of his professional work, Andres has interests in camping, cars, football, gardening, military service, and outdoor adventures.

Martha Catt is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She previously worked at Cambridge Investment Research Advisors and Valic Financial Advisors. LPL Financial is a national broker-dealer and registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a variety of financial planning and investment management programs, utilizing model portfolios, third-party subadvisors, and customized strategies.