Andrew Mazzoni is a financial advisor with Morgan Stanley, holding a Series 66 designation and 24 years of industry experience. He has been with various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its financial planning process.

Nathan Mosakowski is a financial advisor with Cambridge Investment Research Advisors, holding Series 65, Series 63, and Series 66 licenses and 18 years of industry experience. His prior work includes roles at Ameriprise, Allstate Insurance Company, Jackson National Life Distributors, and McMillan Analysis Corporation. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of Financial Professionals. The firm employs multiple platforms and custodians, offers both discretionary and non-discretionary management, and develops proprietary model strategies under the Founders Gate Capital brand.

Christopher Slonecker is a financial advisor with LPL Financial in Brentwood, Tennessee, holding Series 63 and Series 65 licenses and having 29 years of industry experience. His prior firms include First Tennessee Brokerage, Inc., New England Securities, and FTB Advisors, Inc. He serves as a board member and treasurer for Welcome Home Ministries, a nonprofit aiding men in recovery. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions, utilizing both proprietary and third-party investment strategies.

Charles Gillen is a financial advisor at Ameriprise in Franklin, TN, holding the CFP® and Series 63 designations with 39 years of industry experience. He has been with Ameriprise and its affiliated entities since 1986. Outside of his advisory role, he is involved with Rainmaker Inc., where he develops new business relationships, leads local staff, and recruits advisors. Ameriprise serves individuals approaching or in retirement, typically with significant investable assets, offering a retirement-income planning service that includes written Recommendation Reports and combines research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Victoria Marcello is a financial advisor at Fidelity with five years of industry experience. She holds a Series 66 designation and has worked at Edward Jones, Coyle Hospitality Group, and iSecretsShop prior to joining Fidelity in 2025. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios. The firm serves a diverse clientele and maintains a formal advisory role to multiple registered investment companies, utilizing systematic methodologies and oversight controls in its investment process.

Taylor Kramer is a financial advisor with LPL Financial, holding a Series 66 license and one year of industry experience. Prior to his advisory role, he served two years in the United States Army after attending the United States Military Academy at West Point. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Joshua Herring is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2009, serving as an investment analyst for his team. In this role, he utilizes proprietary analysis, historical data, and Merrill's objective research to develop customized strategies aimed at helping clients achieve their long-term financial goals through portfolio development, education planning, liability management, and tax minimization. Josh holds a bachelor's degree cum laude from Harvard College and earned a Master of Business Administration in Finance from Vanderbilt University's Owen Graduate School of Management, graduating in the top five percent of his class. He has held leadership roles including President of the Nashville Rowing Club, President of the Harvard Club of Middle Tennessee, and Director for the Mid-South region of the Harvard Alumni Association. An Eagle Scout, Joshua and his wife are active members of Aspen Grove Christian Church, where he has served as a trustee. His personal interests include baseball, boating, reading, and skiing.

Jason Bures is a Financial Consultant at Fidelity Investments, where he partners with clients to understand their financial goals and develop customized financial plans. He draws on the resources and tools available at Fidelity to support clients in pursuing their financial objectives. Jason's professional experience spans multiple roles in the financial services industry. He has served as a Financial Consultant at Fidelity since 2022 and previously worked as an Investment Consultant and Financial Representative with Fidelity. Prior to that, he held positions such as Regional Sales Director at First Protective Insurance Group, Associate Investment Advisor Representative at SFA Wealth Management, Regional Vice President and Sales Development Specialist at Midland National Life Insurance Company, and Registered Representative roles at Ameritas Investment Corp. and Intersecurities Inc. Outside of his professional work, Jason has interests in baseball, football, softball, and family activities.

Britney Cline is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. She has worked with Cetera and Cetera Investment Services LLC since 2021 and has a background that includes 18 years at Regions Bank. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting over 10,000 advisors and approximately 800,000 clients.

Brian Boccio is a financial advisor with Charles Schwab & Co., Inc. in Nashville, TN, holding Series 63 and Series 66 securities licenses. He has 26 years of industry experience, including prior roles at USAA Financial Planning Services, J.P. Morgan Securities, Chase Investment Services Corp., Waddell & Reed, Banc of America Investment Services, Inc., and Citigroup Global Markets. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides multi-asset model portfolios supported by Schwab Center for Financial Research.

Christina Smith is a financial advisor with Wells Fargo Clearing in Brentwood, TN, holding a Series 66 designation and 25 years of industry experience. She worked at Merrill from 2004 to 2015 before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Jack Zager is a financial advisor with Morgan Stanley in Nashville, TN, holding a Series 63 designation and possessing 43 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and has been with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is a board member of the Mid South Foundation for Medical Care and is the author of the children’s book *Where Do the Tigers Go?*. Morgan Stanley Wealth Management provides financial planning and advisory services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and a discovery process to deliver tailored financial plans but generally does not offer individual security recommendations as part of its standalone planning programs.

Youssef Fareed is a financial advisor at LPL Financial with 26 years of industry experience. He has been with LPL Financial and its predecessor firms since 2005 and holds a Series 66 designation. In addition to his advisory work, he teaches an investment-related college course at Vanderbilt University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational and research tools.

Gerald Newell is a financial advisor with Charles Schwab, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2002 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset, model portfolio approach supported by due diligence from Schwab Center for Financial Research.

James Durham is a financial advisor at Raymond James & Associates with 28 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Raymond James since 2013. Outside of his advisory role, he serves on the Finance and Investment Committee of Christ United Methodist Church. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension and profit-sharing plans, charitable organizations, and various government entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Matthew Benson is a financial advisor at Mass Mutual Investors Services with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Mass Mutual and its affiliated companies since 2000. Outside of his advisory role, he is involved in insurance sales and manages residential rental properties. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software to deliver written recommendations in annual collaborative planning engagements, with optional implementation through separate brokerage or insurance arrangements.

Nicholas Wolf is a CFP® professional with four years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has worked at several firms, including David Adams Wealth Partners and Strategic Financial Partners. Nicholas is also involved as an associate at Adams Wealth Partners, supporting investment advisory activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers customized, non-discretionary planning and employs analytical tools to support client goals, with specialized services including municipal advisory and SIMPLE IRA consulting.

Reid Moreschi is a financial advisor at UBS Financial Services with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Northwestern Mutual Investment Services and Northwestern Mutual Life Insurance Company. Outside of his advisory role, he may earn commissions from insurance companies for sales of non-variable life, health, annuity, and disability income insurance products. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of advisory and capital markets solutions.

Jacob Lee is a financial advisor with Equitable Advisors in Franklin, TN, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has worked at Equitable Advisors since 2014, including time when the firm was known as AXA Advisors. Outside of his advisory role, he is involved as a sales associate for Realty Benefit Services and Dergalis Associates, LLC, focusing on tax account programs and health product sales. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and various asset-management programs. The firm emphasizes matching clients to program models or discretionary managers, utilizing a network of third-party asset managers and proprietary advisory tools.

Jon Kay is a financial advisor at Robert Baird & Co. with 39 years of industry experience. He holds a Series 63 designation and has worked at Robert Baird since 2019, following a 25-year tenure at J.J.B. Hilliard, W.L. Lyons, Inc. He also serves as a trustee for the Roger and Camille Blume Foundation. The DDK Group, part of Robert Baird’s Private Wealth Management department, serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations with services including financial planning, portfolio management, and brokerage. The firm employs a mix of manager-traded and model-traded strategies and emphasizes ongoing manager selection, use of internal research, and partnerships to support client advice.