Anthony Carmichael is a financial advisor at RBC Capital Markets with a Series 66 credential and two years of industry experience. His background includes roles at RBC Wealth Management and prior employment at educational institutions and retail. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers.

Andrew Renart is an Investment Consultant currently working at Fidelity Investments since 2023. In his role, he helps clients pursue their financial goals with clear and personalized guidance, focusing on building strong relationships to understand what matters most to each client. He collaborates with clients to create strategies that fit their needs, whether they are planning for retirement, growing their savings, or just starting out, with the goal of making investing easier to understand and helping clients feel confident about their financial future. Prior to his current position, Andrew gained experience as a Senior Relationship Banker at Travis Credit Union from 2018 to 2023 and as a Relationship Manager at Bank of America from 2015 to 2016. He holds a California Insurance License. Outside of his professional work, Andrew has interests in concerts, fitness, food, movies, music, and parenthood.

Robert Gewecke is a CFP® with 22 years of industry experience, currently serving at Wells Fargo Clearing. His prior roles include positions at LPL Financial, BMO Bank NA, Bancwest Investment Services, and E*TRADE Capital Management. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Brian Mague is a Series 66 credentialed financial advisor with 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2013 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources while providing both brokerage and advisory solutions.

Robert Carmichael is a financial advisor at RBC Capital Markets with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers and tailored strategies based on each client’s risk profile.

Daniel Deitrick is a financial advisor with Morgan Stanley in Oakland, CA, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Jacqueline Kwan is a Financial Consultant currently working at Fidelity Investments since 2021. She partners with clients and their families to develop financial plans that adapt over time as their life circumstances change. She has experience in various financial roles, having served as a Financial Solutions Advisor at Merrill Lynch, Pierce, Fenner & Smith Incorporated from 2018 to 2021. Prior to that, she held multiple positions at JP Morgan Chase Bank, N.A., including Private Client Advisor from 2016 to 2018, Financial Advisor Associate from 2015 to 2016, and Private Client Investment Associate from 2012 to 2015. Jacqueline holds a California Insurance License.

Sabrina Kheirolomoom is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and previously worked at the Training, Rehabilitation & Development Institute. Outside of finance, she is involved in ballet as a dancer, instructor, and choreographer, working with organizations such as Deanna Stanton Choreography and Piedmont Ballet Academy in Oakland. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market models to support financial strategies.

Angela Render is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation and 19 years of industry experience. She has worked with Morgan Stanley Smith Barney since 2011 and was previously with Citigroup Global Markets from 2007 to 2011. Outside of her advisory role, she is involved in providing secret shopping services through BESTMARK, INC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and investment advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Thomas Goins is a ChFC®-designated financial advisor with 36 years of industry experience. He is currently with Cambridge Investment Research Advisors and has previously worked at Ic Advisory Services Inc, The Investment Center Inc, and H. Beck, Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies and platform arrangements.

Corey Sunday is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at AXA Advisors, LLC from 2016 to 2019 before joining Morgan Stanley Smith Barney LLC in 2019. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering financial planning services supported by firm-approved tools and analysis methods. The firm manages approximately $2.74 trillion in client assets and serves clients through direct and corporate financial planning agreements.

Scott Pollak is a financial advisor with Ameriprise in Orinda, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2002. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

George Huertas is a financial advisor at Morgan Stanley with 38 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. He holds Series 63, Series 65, and Series 66 credentials. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Roland Martin is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 14 years of industry experience, including a decade at Edward Jones before joining Raymond James in 2022. Outside of his advisory role, he is the owner of a small design business, Endless Mindset. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains a notable municipal advisory affiliation.

David Potter is a financial advisor at Morgan Stanley with 39 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and at Morgan Stanley Smith Barney since 2009, following 16 years at Citigroup Global Markets. He holds a Series 63 designation and is based in Walnut Creek, CA. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services that include corporate financial planning agreements and access to various investment products.

Michael Levy is a financial advisor with LPL Financial in Danville, CA, holding the ChFC® designation and a Series 63 license. He has 33 years of industry experience, including 24 years at Linsco/Private Ledger. In addition to advising, he works as an independent insurance agent for non-variable insurance products through a brokerage agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced research tools and extensive non-advisory financial activities.

Kevin Sanchez is a CFP®-credentialed financial advisor with 32 years of industry experience. He is currently with Morgan Stanley, having previously worked at UBS Financial Services for 20 years. Outside of his advisory role, Sanchez serves as a board member of the Diablo Regional Arts Association in Walnut Creek, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to both individuals and institutional clients, including tailored financial planning supported by firm-approved methodologies and expert committees.

Melissa Dardis is a financial advisor at RBC Capital Markets with 10 years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America and Merrill. She is based in Walnut Creek, CA. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ risk profiles through a combination of in-house and third-party investment managers.

Julie Choy is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding a Series 66 designation and 23 years of industry experience. She has been with UBS Financial Services Inc. since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans based on clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, acting as a broker-dealer, investment adviser, and futures commission merchant.

Scott Gordon is a financial advisor at Cetera with 11 years of industry experience. He holds a Series 66 designation and has worked at Cetera, American River Wealth Management, Wells Fargo Clearing, and Morgan Stanley. He is also involved with American River Wealth Management, providing wealth management and planning services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts, offering various portfolio management and financial planning services through a multi-manager platform.