Jerad Ford is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Wells Fargo Clearing since 2021 and previously at TD Ameritrade from 2018 to 2021, with additional experience in various roles prior to his financial services career. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Barnard is a financial advisor with Wells Fargo Advisors in St. Louis, MO, holding Series 63 and Series 65 credentials and eight years of industry experience. His background includes roles at Wells Fargo Clearing Services and TD Ameritrade, as well as work with the National Park Service and Southern Illinois University. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and utilizes proprietary research and tools to develop tailored recommendations, with clients having flexibility in implementing those recommendations.

Beth Trueman is a financial advisor with Wells Fargo Clearing in Saint Louis, MO, holding Series 63 and Series 66 licenses and 17 years of industry experience. She has worked at Wells Fargo Clearing Services LLC since 2017 and previously spent 13 years at Scottrade, Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Katie Kuehler is a CFP®-certified financial advisor with Edward Jones in Clayton, MO, where she has five years of industry experience. Prior to joining Edward Jones in 2021, she worked for eight years at Maritz Global Events. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, separately managed accounts, and affiliated investment products supported by a nationwide network of more than 23,700 advisors.

Jeffrey Shaffer is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding Series 63 and Series 66 designations and bringing 19 years of industry experience. His prior roles include positions at Regions Bank and First State Financial Management. Outside of his advisory work, he has a 25% ownership interest in Shaffer Family Hill Farm in Ursa, IL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, serving as an ERISA fiduciary and offering both discretionary and non-discretionary plan services.

Lauren Howell is a financial advisor with Morgan Stanley in Clayton, MO, holding Series 63 and Series 66 licenses and 13 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2021. Prior to her finance career, Howell owned and operated Finders Keepers Clothing Boutique for ten years. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Melissa Smith is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. She holds Series 63 and Series 66 designations and has been with Wells Fargo in various capacities since 2011. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers a broad range of brokerage and advisory solutions supported by extensive research and analytics.

James Klingler is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in various roles within Wells Fargo since 2009. Klingler is the founder of the Missouri Hedge Fund Association, a networking group based in Town and Country, MO. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients through a network of advisors. The firm offers a broad range of planning services utilizing Wells Fargo research and tools, with implementation options that include brokerage and advisory programs.

James Summers is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. His prior roles include positions at Fidelity Investments, Stifel, Nicolaus & Company Inc., and KPMG Inc. Outside of finance, he is the owner and teacher at Lesson League Inc., a music instruction and performance business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Sara Friedman is a financial advisor with Merrill in Clayton, MO, holding a Series 66 designation and four years of industry experience. Prior to joining Merrill in 2022, she worked at Wells Fargo Clearing Services for five years. Outside of finance, she serves as a part-time House Manager at the Touhill Performing Arts Center, where she manages front-of-house staff during performances. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

David Phan is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding a Series 66 designation and 17 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Outside of his advisory role, he contributes photographs to Shutterstock and is involved in several business ventures with his spouse, including managing a health and cosmetic care website and operating a media website for book reviews. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Andre Walker is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Securities America Advisors and Securities America Inc. for 15 years. In addition to his advisory work, Walker serves on the Forest Park Advisory Board, providing input on local park improvements. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and risk assessments to construct portfolios that incorporate various asset classes and investment strategies.

Justin Novak is a financial advisor with RBC Capital Markets in St. Louis, MO, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior experience includes eight years at Wells Fargo Clearing. Novak serves as a FINRA arbitrator, handling arbitration cases related to the securities industry. RBC Wealth Management, a division of RBC Capital Markets, offers a wide range of advisory and brokerage services to individual and institutional clients, including portfolio management and financial planning. The firm employs tailored strategies that incorporate in-house and third-party investment managers, tax management, and responsible-investing options.

Raymond Breckenkamp is a financial advisor at Stifel with 11 years of industry experience. He holds the CFA® designation and Series 66 license. Prior to joining Stifel Nicolaus & Co Inc in 2016, he worked at Century Securities for one year. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm utilizes a proprietary investment approach developed by its Investment Strategy Group, which applies forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Brian Hook is a financial advisor with Wells Fargo Advisors in St. Louis, MO, holding a Series 66 designation and 12 years of industry experience. His prior work includes roles at Bank of America, Merrill, and Wells Fargo Clearing Services. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services. The firm provides tailored recommendations using proprietary research and planning tools, with planning engagements generally offered on a discrete basis.

Robert Masterson is a financial advisor with Edward Jones in Kirkwood, MO, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs with discretionary and non-discretionary strategies, alongside affiliated mutual funds and trust services, operating under a fiduciary standard.

Rovena Qirko is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and possessing 19 years of industry experience. Her prior work includes a long tenure at Scottrade, Inc. from 2004 to 2021. Outside of her advisory role, she assists with accounting duties at Peppe's Apt 2, a restaurant in Kirkwood, MO. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related financial planning services, combining non-discretionary advice with access to discretionary separately managed accounts and multi-asset model portfolios.

Karl Wunderlich serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he focuses on aligning clients with the appropriate people, plans, and processes to support their individual financial ambitions. He works with clients to develop personalized strategies for objectives such as funding children’s education, planning for retirement and potential health care costs, and achieving long-term family goals. Karl brings expertise in financial planning and investment management, guided by a principle that clients come first. He listens to clients’ personal goals to offer tailored solutions, leveraging the resources available through Merrill Lynch, including advanced planning tools and financial strategies. Karl is supported by a team with over 35 years of combined experience. He holds a Bachelor's Degree from the University of Tulsa and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

Jennyliz Hernandez is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding Series 63 and Series 66 credentials and 20 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including insurance-related vehicles and bank deposit sweep options among its investment offerings.

William Turnbough is a financial advisor with Wells Fargo Clearing in Frontenac, MO, holding Series 63 and Series 65 licenses and having 44 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee for his wife’s trust and is a member of the finance committee at Mt. Zion United Methodist Church in St. Louis. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is guided by investment policy statements and modern portfolio theory, and it includes a broad range of financial product options such as insurance-related vehicles and bank deposit sweep programs.