Donald Megliola is a financial advisor with Cambridge Investment Research Advisors in Reston, VA, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He has been with Cambridge Investment Research Advisors since 2014. Outside of his advisory role, he serves on the executive committee of the Cornell Men’s Soccer program and operates as an independent insurance agent, specializing in life, long-term care, and disability products. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services delivered through a network of independent Financial Professionals, with a range of portfolio management and model-based solutions tailored to client objectives.

Renata Deye is a financial advisor at Edelman Financial Engines with 17 years of industry experience and holds the Series 66 designation. Her prior roles include positions at Financial Engines Advisors L.L.C., El Legacy Securities, LLC, and Edelman Financial Services, LLC. She was also self-employed for five years. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients, managing both model-based and customized portfolios. The firm serves a large client base through advisor-led and online offerings, operating discretionary and non-discretionary programs overseen by an Investment Committee.

Richard Holland is a Private Wealth Advisor and partner of the Popera, Overholt and Holland Group at Merrill Private Wealth Management, based in Tysons, Virginia. He has over 20 years of experience assisting owners and founders of private government contracting firms, privately held businesses, and senior executives of public corporations in the Washington, D.C. area. His primary responsibilities include initiating the group’s goals-based wealth management approach, serving as the team's investment banking and venture capital liaison, and developing legacy planning and liquidity event strategies to support business transitions and wealth transfer for his clients. Rich holds a Bachelor’s degree in Business Management from North Carolina State University and the Chartered Retirement Planning Counselor™ (CRPC™) designation. He is a Personal Investment Advisor (PIA) and a member of the Middle Atlantic Golf Association. He previously served on the executive board of the National Capital Area Council of the Boy Scouts of America. Rich volunteers through various committees at his church and resides in Bethesda, Maryland with his wife, Peggy. They have two adult children, Patrick and Elizabeth. In his personal time, Rich enjoys golfing, biking, camping, drawing, hiking, reading, skiing, yoga, and spending time with his family.

Gregory Gangitano is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has worked at Charles Schwab and affiliated entities since 2022 and previously spent 14 years at Scottrade and four years at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining strategic asset allocation with access to alternative investments and cash-sweep services.

Denise Carson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. She has held roles with Avantax Insurance Agency and Avantax Advisory Services, and owns Expert Tax Service, Inc., a tax preparation and accounting firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Jonathan Batista is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 licenses and four years of industry experience. He previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Bank of America, and Chasenboscolo. His background also includes a role at Outback Steakhouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics grounded in diversification principles and modern portfolio theory.

Robert Sargent is a CFP® credentialed financial advisor with 17 years of industry experience. He is currently with Robert W. Baird & Co., having joined in 2024. His prior experience includes roles at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services, LLC. Robert works within The DDK Group, part of Baird’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. Baird offers a range of wealth management services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs, supported by ongoing manager selection and the use of internal research and technology tools.

Craig Lund is a financial advisor with Wells Fargo Advisors in Vienna, VA, holding Series 63 and Series 65 credentials and 38 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Lund serves as a trustee for a family trust and owns CRL Financial Co, an investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser providing investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, utilizing proprietary research and tools to develop tailored recommendations.

John Hester is a financial advisor at Cetera with 31 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. Prior to joining Cetera, he spent over two decades with 1st Global Advisors, Inc. and Avantax Investment Services, Inc. In addition to his advisory work, Hester is the owner of a CPA firm and serves as finance chair for a local Methodist church. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates as a multi-manager platform with approximately $256 billion in assets under management.

Shabnam Delafkar is a financial advisor with Wells Fargo Clearing in McLean, VA, holding Series 65 and Series 63 credentials and two years of industry experience. Her work history includes roles at Wells Fargo Bank, J.P. Morgan Securities LLC, and JPMorgan Chase Bank, N.A. Prior to entering financial services, she spent eight years with the United States Postal Service. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a wide range of investment advisory, financial planning, and retirement plan consulting services and manages approximately $671 billion in assets through more than 14,000 financial advisors.

Michael Higgins is a financial advisor with Wells Fargo Clearing in Manassas, VA, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Higgins is an author of multiple poetry books. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Jonathan Germano is Vice President, Wealth Planner, where he collaborates with clients to understand their personal and financial goals and develops detailed financial plans aimed at achieving their most important objectives. He has been in this role at Fidelity Investments since 2022. Jonathan has extensive experience in financial advisory and wealth management, having held positions such as Financial Advisor at RBC Wealth Management from 2020 to 2022, Financial Advisor at UBS in 2020, and Premier Relationship Advisor at HSBC from 2017 to 2020. His background also includes roles as Private Client Group Relationship Manager at PNC Bank, Regional Bank Private Banker at Wells Fargo, Financial Consultant at TD Bank, and Financial Advisor at AXA Advisors. Outside of his professional career, Jonathan has interests in baseball, cars, football, golf, and pets.

Micah Hopkins is a financial advisor with Ameriprise in Vienna, VA, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of advising, he serves on the board of the Ferdows Foundation and is involved in several business ventures including real estate ownership and a private investment in a blockchain company. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Arlisa Whitby is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. Her prior roles include positions at Wells Fargo Advisors and Peloton. Outside of her advisory work, she operates an online shop called Brazen Creations by Arlisa on Etsy. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with additional brokerage and investment management capabilities.

Christopher Gurley is a CFP® and ChFC® with 30 years of experience in the financial industry. He has been with Ameriprise since 2005, currently serving as an advisor in Oakton, VA. He is a partial owner of OPM, Inc., which manages office expenses for a group of Ameriprise advisors, and serves on the board of directors for Sun Vista, Inc. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers services through a centralized consulting team in partnership with its financial advisors.

Kevin Haynes is a financial advisor with Ameriprise in Leesburg, VA, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise and its related entities since 2015. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach, delivering personalized recommendations through a centralized consulting team.

Michael Kost is a financial advisor with LPL Financial based in Fairfax, VA, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Merrill, Bank of America, Morgan Stanley, and Truist Advisory Services. Outside of advising, he works as an Uber driver on weekends. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management alongside research and model portfolios.

David Smith is a financial advisor with Cambridge Investment Research Advisors in Reston, VA, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research Inc. since 2014. Outside of his advisory role, he serves as an assistant coach for Loudoun County Public Schools. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies and platform options tailored to client objectives.

Danny Robles Fuentes is a CFP® professional affiliated with Ameriprise, with four years of industry experience. His prior roles include positions at Cambridge Investment Research, Freddie Mac, and the State Department Federal Credit Union. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, tax-aware withdrawal strategies, and asset allocation, with recommendations supported by proprietary research and algorithmic tools.

Zachary Depont is a Senior Financial Advisor with Merrill Lynch Wealth Management based in the Tysons Corner office. Since beginning his career at Merrill Lynch upon graduating from Virginia Commonwealth University in 2014, he has also gained experience working in various bank branches across Northern Virginia. His areas of expertise include family wealth management strategies, personal retirement planning, and retirement income. Zachary emphasizes the importance of clear communication in financial planning within families and assists clients in navigating these conversations while offering tailored strategies to meet individual and family financial goals. He holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, Zachary has interests in music, swimming, and spending time with his family. His personal philosophy is that it is never the wrong time to meet with an experienced financial advisor.