Sean Kearns is a financial advisor at Morgan Stanley in Reston, VA, with 14 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley and its affiliated entities since 2014. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools and analysis methods such as Monte Carlo simulations.

Matthew Lanham is a financial advisor with Ameriprise Financial Services LLC, holding CFP® and ChFC® designations with 25 years of industry experience. He previously worked at RBC Capital Markets for 17 years and City National Bank for five years. Outside of his advisory work, he serves as treasurer and operator of a rental property business. Ameriprise Financial Services is a large institutional firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Gregory Chevrier is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, Bank of America, and Merrill Lynch. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional financial products.

Denise Boyd is a financial advisor at Charles Schwab with three years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2022. Her prior roles include positions at Madison Wealth Management and TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a comprehensive investment platform supported by centralized custody and operational infrastructure.

Michael Ottomanelli is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he leads a specialized wealth management practice focused on Exit and Succession Planning for Technology and Government Contracting business owners. Leveraging over 15 years of executive experience in the tech industry, he works closely with clients and their professional advisors, including CPAs, Trust & Estate attorneys, and M&A advisors, to provide comprehensive strategies for business owners preparing for the sale of their businesses. Michael has developed a 12-point Exit Planning Framework designed to increase enterprise value and mitigate taxes throughout all phases of a transaction: pre-transaction, transaction, and post-transaction. He is regularly invited to speak at Exit Planning events in the Washington DC region. His expertise includes family wealth management strategies, legacy planning, managing new wealth, philanthropic planning, small business strategies, and tax minimization. He holds a Bachelor's Degree from Binghamton University and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Michael is a Certified Mentor with SCORE Washington DC Chapter and has been named to the Forbes "Best-in-State Wealth Advisors" list consecutively from 2022 through 2025.

Rui Gao is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Wells Fargo Clearing, Gao held positions at Wells Fargo Bank, New York Life, and H&R Block. Gao also served on the George Mason Student Government and Funding Board during university. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Rick Baray is a financial advisor at Morgan Stanley in McLean, VA, holding the CFP® and CFA® designations with 14 years of industry experience. His prior work includes roles at MML Investors Services, MassMutual Life Insurance, Campbell Wealth Management, Madison Avenue Securities, and Charles Schwab. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured process. The firm manages approximately $2.74 trillion in client assets and delivers planning services both directly and through corporate agreements.

Christopher Shiring is a financial advisor with Ameriprise in Vienna, VA, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been with Ameriprise and its related entities since 2005. Shiring also manages his advisory practice through an LLC, Lung, Shiring & Associates. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm provides comprehensive, research-based, non-discretionary recommendations that incorporate tax-smart strategies and adaptive withdrawal techniques, supported by an automated platform overseen by dedicated specialists.

Matthew Johns is a Financial Advisor at Merrill Lynch Wealth Management, where he collaborates with clients to develop personalized strategies aimed at achieving their short-, mid-, and long-term financial goals. He serves as a resource for a range of services including general investing, retirement planning, and preparation for unexpected expenses. In addition to his advisory role, Matthew provides clients access to specialists in banking, credit, home financing, and small business solutions. Matthew specializes in areas such as college education planning, family wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, sports and entertainment finances, and tax minimization. He emphasizes individualized financial strategies, adapting portfolios as clients' circumstances evolve, and provides ongoing guidance. He holds a bachelor's degree from the University of South Carolina and has attained professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Raised in the DMV area, Matthew pursued a career transition from consulting to financial advising at Merrill, joining his family’s advisory group. Outside of his professional responsibilities, Matthew enjoys football, golfing, pickleball, reading, running, marathon running, and skiing.

Benjamin Leung is a financial advisor with Cetera who holds Series 63 and Series 65 registrations and has 23 years of industry experience. He has been with Cetera and its affiliated entities since 2002 and also serves as president of Benjamin and Associates, a tax and accounting practice he founded in 1993. Outside of his advisory work, he is owner and attorney at Platinum Law PLLC, where he provides legal services including volunteer work to assist victims of domestic violence in obtaining protective orders. Cetera Investment Advisers LLC is a large SEC-registered advisory firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform allowing advisors to implement various portfolio management strategies, including model portfolios, third-party managers, and customized approaches, with a broad range of program options and custodial relationships.

Clarence Taylor Jr. is a financial advisor with RBC Capital Markets in Vienna, VA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Truist Advisory Services, Truist Investment Services, and BB&T Securities. Outside of his advisory work, he is a partner and officer at Scandic Health LLC, a company involved in licensing music and video content to healthcare facilities, and serves on the board of the Wolf Trap Foundation, a nonprofit supporting the performing arts. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers various advisory programs with customizable investment strategies implemented through a combination of in-house and third-party managers, supported by RBC’s capital-markets resources and affiliated asset management capabilities.

Tanzima Ashrafi is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Wells Fargo and BB&T in various capacities since 2016. Outside of her advisory role, she is a notary public and is involved as a marketing manager and customer relations representative for an events company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Mary Parsons is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses, and has three years of industry experience. Prior to joining Wells Fargo in 2022, she worked for Signet Jewelers at Zales Jewelers for eight years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Paul Luebbe Jr. is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009, including work at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he is also a freelance musician based in Chantilly, Virginia. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools alongside market modeling techniques in its financial planning process.

Kevin Cortina is a financial advisor with Morgan Stanley in McLean, VA, holding a Series 66 designation and 10 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

James Schneider is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at UBS Financial Services Inc., Fairway Corporation, and Wells Fargo Advisors. He is also a co-author of a book on investing. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Peter Russo Jr. is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley. Outside of his advisory role, he has ownership in a residential rental property. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

James Tringali is a financial advisor at Morgan Stanley with 10 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019, following four years at Purshe Kaplan Sterling Investments. He also has a longstanding role with McAdam LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models developed by its Global Investment Committee.

Karen Tsang is a CFP® with 19 years of industry experience currently with Wells Fargo Clearing. She has worked at Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Advisors LLC. Outside of her advisory work, she holds limited power of attorney for a friend involving investment activities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Brendan Morahan is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 65 and Series 63 licenses and has prior work experience at Eagle Strategies (NY Life), New York Life Securities LLC, New York Life Insurance Company, Prosperity Home Mortgage, and Boylan & Morahan PLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios, centralized operations, and a formal alternative-investment onboarding process.