Casilda Gorozpe is a CFP® professional with 16 years of industry experience, currently with Empower Advisory Group. Her prior roles include positions at GWFS Equities, Inc., Transamerica Investors Securities Corporation, and Waddell & Reed, Inc. She also worked at Museo De Las Americas from 2016 to 2020. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm’s approach integrates planning and portfolio management with Empower’s recordkeeping and administrative platforms.

Homira Rich is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. Her career includes roles at Schwab Wealth Advisory Inc., Charles Schwab Bank, Charles Schwab, TD Ameritrade Investment Management, and Scottrade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research, with clients maintaining control over trade authorization.

Wendy Knott is a CFP® with 25 years of industry experience and is affiliated with Empower Advisory Group. She has worked at Gwfs Equities Inc. since 2003. Outside of her advisory work, she is an independent sales consultant for Norwex, a company specializing in household cleaning products. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm’s integrated service model emphasizes long-term portfolio returns and savings rates, delivering both point-in-time financial plans and optional managed account solutions.

Jonathan Spors is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. His prior roles include positions at TIAA-CREF, UBS Financial Services, and Advised Assets Group. Additionally, he has an ownership interest in a real estate business. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning based on Schwab’s asset-allocation models and internal research tools.

Mark Barczuk is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 63 designation and bringing 29 years of industry experience. He has worked at Benjamin F. Edwards & Co since 2014, following six years at Wells Fargo Clearing and nine years at A. G. Edwards & Sons, Inc. Benjamin F. Edwards & Company serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through over 500 advisors. The firm offers a range of services including advisory programs, financial planning, retirement plan consulting, investment management, brokerage, insurance products, and M&A advisory services.

Ethan Ballek is a Series 65-licensed financial advisor at Mariner with one year of industry experience. His prior work includes roles at SageGuard Financial Group and Nashville SC, as well as experience as a self-employed model and digital content creator. Mariner serves a diverse client base including individuals, pension plans, trusts, and corporations, offering investment management, financial planning, and specialized services such as coordinated tax and Core Family Office solutions. The firm uses customized discretionary portfolios supported by internal research and third-party managers, and it integrates tax and accounting services alongside its investment offerings.

Joseph Mills is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 credentials and specializing in the industry for 10 years. He has been with Gwfs Equities, Inc. since 2015. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s approach integrates proprietary and third-party methodologies focusing on long-term portfolio returns and client savings rates, with services linked to Empower’s recordkeeping and administrative platforms.

Thanh Le is a financial advisor at TIAA-CREF with 4 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Premier Financial Alliance, Inc. He also manages a small business selling hand-made goods on Etsy. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with existing retirement plan relationships, as well as trusts, estates, and small retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, including customized portfolios managed under client-approved investment policies.

Ian Barclay is a financial advisor at Focus Partners Wealth, LLC with 27 years of industry experience. He previously worked at Jones Barclay Boston and Company for 22 years before joining The Colony Group, LLC, where he worked for 9 years. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with a range of wealth management and advisory services. The firm’s investment approach combines active and passive strategies within an enhanced open architecture framework, utilizing fundamental and quantitative analysis alongside tools such as trend-following and options overlay strategies.

Linett Batiste is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and five years of industry experience. She has worked at Schwab Wealth Advisory and Charles Schwab since 2021, with previous roles at Fadal Construction, Edward Jones, Target Corporation, and Nordstrom Inc. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Schwab’s asset-allocation models and research tools, with trades executed only upon client authorization.

Michael Lierley is a financial advisor with Empower Advisory Group in Greenwood Village, CO. He holds Series 63 and Series 65 licenses and has 18 years of industry experience. His prior work includes positions at Empower Retirement, Fidelity Investments, and TIAA. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its planning approach.

Andrea Kenner is a financial advisor at Kestra Advisory with a Series 66 credential and two years of industry experience. Prior to joining Kestra, she worked at LPL Enterprise LLC and Equitable Advisors, LLC. She serves as a board member for nonprofit organizations including Women in Design and the GVSU Alumni Chapter. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a range of institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages substantial assets for large institutional investors and utilizes multiple management platforms along with third-party solutions within its supervisory framework.

Heather Vacek is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated firms since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab’s asset-allocation models and research tools, offering personalized recommendations reviewed at least annually.

Daniel Cass is a financial advisor with Osaic Institutions, Inc., holding Series 63 and Series 66 designations and bringing 34 years of industry experience. He previously worked at CUSO Financial Services, LP for 11 years before joining Osaic Institutions in 2023. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, including high-net-worth clients, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser and broker-dealer structure.

Jordan Lozada is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at GWFS Equities, Inc. and 24/7 Intouch, Broadridge. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated approach links financial planning and managed account solutions with Empower’s administrative platforms.

Jesse Piburn is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 credentials and 14 years of industry experience. He has worked with Empower Financial Services and Personal Capital Advisors in various capacities since 2016. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm’s approach emphasizes long-term portfolio returns and integrates closely with Empower’s administrative platforms.

Cory Marsh is a financial advisor at Empower Advisory Group with nine years of industry experience. He holds a Series 65 designation and previously worked at GWFS Equities, Inc. from 2012 to 2017 before joining his current firm. Empower Advisory Group primarily serves employer-sponsored retirement plan sponsors and their participants, offering financial planning and investment management through an integrated platform linked to Empower’s recordkeeping and administrative services. The firm emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach.

Amy Schiel is a Series 66-registered financial advisor with Benjamin F. Edwards & Company, Inc., bringing four years of industry experience. Prior to joining Benjamin F. Edwards in 2022, she held positions at Stryker Corporation and Luscombe Rocky Mountain. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm offers a range of services such as wrap-fee advisory programs, financial planning, investment management consulting, and operates both discretionary and non-discretionary managed solutions with proprietary and third-party strategies.

Mark Lohmann is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Citigroup, Merrill, and JPMorgan in various capacities. Outside of his advisory role, Lohmann serves as a board member for SeriesFest, a nonprofit organization supporting episodic storytellers. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory, execution, and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs and maintains unique market roles including in-house research and swap dealer activities.

Jordan Long is a financial advisor at Empower Advisory Group with six years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial, LLC and Forge Financial Services, LLC. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated services linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.