Mathew Kraut is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding Series 63 and Series 65 licenses with five years of industry experience. He has worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA since 2020 and previously spent 12 years at PNC. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Walter Mcghee is a financial advisor with Fidelity Investments, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Prudential Insurance Company of America and Pruco Securities LLC. Before entering finance, he worked in various positions including at Il Pizzaiolo and Villanova University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage various investment funds.

Ericka Andino is a financial advisor at Fidelity with 10 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Morgan Stanley Private Bank. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios built from mutual funds, ETFs, and ETPs.

Matthew Gaiser is a CFP®-designated financial advisor with nine years of industry experience. He is currently with Cetera and has previously worked at Merrill, Macquarie Investment Management, and The Vanguard Group. Gaiser holds Series 63 and Series 65 licenses. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with discretionary and non-discretionary program options.

Sean Mckeever is a Certified Financial Planner® with 29 years of industry experience, currently with Morgan Stanley in Philadelphia, PA. He has worked in various roles within Morgan Stanley since 2007, including the Private Bank and Smith Barney divisions. Outside of financial advising, he has business interests through Public House Investments, LLC, which operates Mission Grill, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services, using firm-approved tools and methods such as Monte Carlo simulations, while managing approximately $2.74 trillion in client assets.

Joseph Garagozzo is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Cetera and its affiliates since 2019 and previously spent 13 years at Royal Alliance Associates. Outside of advisory work, he owns and operates a CPA firm providing tax and consulting services, as well as a life insurance company. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform that supports discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Reynold Cicalese III is a financial advisor at Cetera with 13 years of industry experience and a Series 66 designation. He has held roles at various firms including Avantax and 1st Global Capital Corp, and has a background in accounting with Alloy Silverstein CPAs, where he is expected to become a minority owner. Cicalese serves on the board of the Cooperative Business Assistance Corporation, a nonprofit supporting small business growth in southern New Jersey and Philadelphia, and he is involved with the NJCPA Scholarship Fund. Cetera Investment Advisers LLC is an SEC-registered adviser that provides services through a large network of independent advisors. The firm serves individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning solutions across multiple program structures and custodians.

Alfred Zarroli is a CFP® and holds a Series 66 license with 23 years of industry experience. He has been with Ameriprise since 2005, currently serving at their Tabernacle, NJ office. Outside of his advisory role, he serves on the Board of Directors and as Chairman of New Business Development for Bestwork. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm uses a centralized consulting team and combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations tailored to clients’ financial goals.

Richard Damerau Jr. is a financial advisor at Fidelity with six years of industry experience. He holds a Series 66 designation and has worked at several firms including PHH Mortgage, Bank of America, Merrill, and Manpower Group. Damerau is currently based in Marlton, NJ. He works within Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Michael Greene is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley in 2026, he worked in consulting and physical therapy fields. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by structured discovery processes and advanced financial modeling tools.

Craig Redcay is a financial advisor with RBC Capital Markets in Mount Laurel, NJ, holding a Series 66 designation and 20 years of industry experience. He has worked at RBC Capital Markets since 2016 and previously held roles at Morgan Stanley Smith Barney and City National Bank. Redcay serves as treasurer on the board of directors for Teen Challenge, a recovery program. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors and institutional clients. The firm offers a range of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to each client’s risk profile.

Liam Sawchuk is a financial advisor with UBS Financial Services in Mt. Laurel, NJ. He holds a Series 66 designation and is in the early stages of his career in the industry. His prior work experience includes roles at Equitable Advisors LLC and positions in education and local organizations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research with model-based asset allocations. The firm provides a range of services including financial planning, portfolio management, and capital markets capabilities.

Scott Nash is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 35 years of experience in the financial services industry. Scott is part of The Nash Wealth Management Group, which combines investment insights and global capabilities of Merrill Lynch with the banking services of Bank of America to provide coordinated financial strategies. Scott's expertise includes college education planning, corporate executive services, family wealth management strategies, services for endowments, foundations, and non-profits, personal retirement planning, portfolio management, women and wealth, individual and corporate investment strategy, and retirement income. He is dedicated to guiding investors through complex financial situations with personalized advice and ongoing education. Scott has completed the Graduate Wealth Management Advisor program and holds the Accredited Wealth Management Advisor (AWMA) designation as well as the Personal Investment Advisor (PIA) designation. He earned his high school diploma from South Philadelphia High School. Outside of work, Scott enjoys running and weightlifting. He lives in Marlton, NJ with his wife, Debbie, and they have two grown children.

Brian Fitzsimmons is a CFP® with 14 years of experience in the financial services industry. He is currently an advisor at Charles Schwab in Philadelphia, PA, having previously worked at firms including Fidelity Investments, Vanguard, and Prudential. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by in-house research and alternative investment options.

Raegen Richard is a Series 66-licensed financial advisor with 10 years of industry experience. He is currently with Equitable Advisors and has previously worked at Ameriprise and Edward Jones. Outside of his advisory career, he was involved with Droneprep LLC for nine years. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through multiple third-party programs. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

John Carley is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding a Series 66 designation and five years of industry experience. His work history includes roles at JPMorgan Chase Bank, N.A., and Global Indemnity Group. Outside of finance, he was involved with Karley's Chaircover and Specialty Linen Rentals for nine years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to deliver customized investment advice.

James Owens is a financial advisor with LPL Financial holding a Series 66 designation and two years of industry experience. His prior work includes roles at Lincoln Financial Advisors Corporation and several companies outside the financial sector, including College Hunks Hauling Junk & Moving, Kohls Corporation, and CVS Health. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a variety of advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, third-party research, and multiple management options.

David Debreceni Sr. is a CFP® and ChFC® with nine years of industry experience. He has worked at Edward Jones since 2020 and spent six years at Wellington Management prior to that. Outside of his advisory role, he is involved in coaching education for youth soccer, teaching classes on how to run soccer practices. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, including a broad range of households and organizations. The firm manages over $1 trillion in assets through a large network of advisors and branch offices, offering a variety of advisory programs and affiliated investment products.

Milo Vath is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 65 and Series 63 credentials and has worked at firms including McAdam LLC and JBMP Real Estate Group LLC. He also has a background involving work at Temple University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Andrew Werkheiser is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and Bank of America. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.