Matthew Muench is a CFP® with eight years of industry experience, currently serving as a financial advisor and Vice President of Operations at Wilmington Wealth Management, a Raymond James Financial Services branch. His prior experience includes roles at United Capital Financial Advisers, Goldman Sachs PFM, and multiple Raymond James entities. Outside his advisory duties, he is also an insurance agent for LIFE Brokerage, assisting clients with insurance product assessments and sales. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning and supports advanced municipal and institutional consulting through a large network of advisors.

Patrick Mccann is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and possessing 28 years of industry experience. His career includes roles at MassMutual Life Insurance Co and MetLife Securities Inc. He is also licensed as a life, health, and property/casualty insurance agent through a related brokerage. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships using firm-approved analytical tools.

James Sweeney Jr. is a financial advisor with Raymond James Financial in Newtown Square, PA, holding Series 63 and Series 65 credentials and having 27 years of industry experience. He has been associated with Raymond James and its affiliated entities since 2009 and operates the Sweeney Financial Group. Outside of advisory work, he is also an agent selling fixed life insurance. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and supports municipal and public finance work, as well as specialized advisory programs.

Edward Eckenroad is a financial advisor at Ameriprise with 24 years of industry experience and holds a Series 66 designation. He has been with Ameriprise and its affiliated entities since 2008. He serves on the boards of The Preserve at Inniscrone and Sigo in Avondale, PA. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Kyle Gadiel is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2018. He joined Fidelity in 2013 and has held various roles within the company, including Investment Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, Kyle worked as a Registered Client Associate and Financial Advisor at Wells Fargo Advisors, as well as a Financial Advisor at AXA Advisors. Kyle is a CFP® professional who focuses on helping clients navigate financial decisions influenced by market conditions, life transitions, and changing priorities. He emphasizes developing personalized financial plans that align clients' wealth with their individual needs, goals, and values. Outside of his professional career, Kyle's personal interests include baseball, football, and golf.

Andrew Hiller is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63 and Series 66 licenses. His prior firms include Cuso Financial Services, Lp, where he worked for 18 years, and Citadel Federal Credit Union, where he has been involved since 2002. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and customized strategies.

Jonathan Hamill is a financial advisor at Vanguard Advisers with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at JPMorgan Securities LLC, JPMorgan Chase Bank, and Wells Fargo Clearing. He is based in Malvern, PA. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary methodologies and primarily Vanguard funds and ETFs, serving a large client base through a high client-per-advisor ratio.

Paul Gagliardi is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 11 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously spent two years at MetLife Securities Inc. and has been affiliated with MassMutual Life Insurance Co since 2016. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars.

Gregory Small is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 29 years of industry experience, including roles at New England Securities, Metlife Securities Inc., and Mass Mutual Investors Services. In addition to his advisory work, he is also an insurance agent specializing in life, health, group life, group health, and disability products. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, charitable organizations, and employers.

Danielle Yoch is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 23 years of industry experience. Her career includes positions at Principal Financial Services and Equity Services, Inc. She serves as a vestry member and rector’s warden at Saint John’s Concord, a religious organization in Glen Mills, PA. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, providing both proprietary and third-party investment strategies tailored to client objectives.

William Ryan II is a financial advisor at Morgan Stanley with 20 years of industry experience. He has been with Morgan Stanley since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and tailored financial planning using structured tools and modeling methods, managing approximately $2.74 trillion in client assets.

Anthony Petruccelli is a financial advisor with LPL Financial in Wilmington, DE, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His prior experience includes roles at Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc, where he worked for 13 years. He is also involved in fixed and term life insurance and disability income insurance sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational tools and a diverse non-advisory financial services platform.

Joseph O'Shea Jr. is a ChFC® credentialed advisor with 17 years of experience, currently with Mass Mutual Investors Services and MassMutual Life Insurance Co. He previously worked for Hornor, Townsend & Kent, LLC, and Penn Mutual Life Insurance Company for a decade. O'Shea is a partner in multiple ventures that utilize his professional network to assist in service and product facilitation projects. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, with a focus on collaborative, goal-driven financial planning engagements.

Thomas Powers is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of experience in the industry, beginning his career at MassMutual Life Insurance Company and Mass Mutual Investors Services in 2024. Outside of his advisory work, he has experience in the food service industry and membership at a yacht club. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers various programs including asset management, educational seminars, and specialized planning services.

Katie Hemmert is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Phillip Chai is a financial advisor with Mass Mutual Investors Services in Radnor, PA. He holds a Series 66 designation and has one year of industry experience. His prior roles include positions at Crestline Investors and Chai Consultancy. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software to analyze client goals and deliver written recommendations.

Philip Stoltzfus is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 15 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and previously worked at MetLife Securities Inc. Since 2022, he has also operated an outside insurance business offering individual life, fixed annuities, disability, long-term care, and health and life settlements. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, typically recommending investment categories and strategies without discretionary authority.

Jeffrey Scott is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America N.A., Melmark, Inc., and The Center for Autism. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Donna Gerace is a CFP®-designated financial advisor with 23 years of industry experience. She is currently with Mass Mutual Investors Services and has prior experience at MetLife Securities, Inc. Since 2004, she has also worked as an insurance agent specializing in individual life, property/casualty, health, and long-term care coverage. Additionally, she serves as treasurer on a home and school board. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using analytical tools and offers a range of programs including asset management and educational seminars.

Joseph Brooks is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in 1981 as a Financial Advisor in Philadelphia before relocating his practice to Media, Pennsylvania, in 1984. From 1993 to 2013, he served as the Resident Director of the Media office. After choosing to focus exclusively on client service in 2013, he expanded his practice with the addition of his daughter in 2017 and later integrated with the Exton office team in 2021. Joe’s expertise encompasses a range of client focus areas including divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, defined benefit plans, personal retirement planning, portfolio management, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. He applies his knowledge of risk management and personalized financial planning to support clients in building, preserving, and generating wealth. He holds a Bachelor of Science degree in Accounting from St. Joseph’s University and has earned professional designations such as Certified Investment Management Analyst (CIMA®), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional responsibilities, Joe enjoys golfing, reading, traveling, and spending time with his wife Denise, their three children, and five grandchildren. He has also served as President of Aronimink Golf Club in Newtown Square, Pennsylvania.