Timothy Gallagher is a financial advisor at UBS Financial Services with 16 years of experience in the industry. He holds a Series 66 designation and previously worked at Merrill for six years before joining UBS in 2016. Outside of his advisory role, he operates a sole proprietorship focused on real estate. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, supported by proprietary research and a broad range of capital markets services.

William Burrough is a Wealth Management Advisor with Merrill Lynch Wealth Management in the Philadelphia office. He has over 40 years of experience in the financial services industry, including more than 35 years as a financial advisor with Merrill Lynch. William holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), as well as the title of Portfolio Manager. He earned a bachelor's degree in Business Management from The College of New Jersey and a master's degree in Finance from Rider University. William’s expertise includes family wealth management strategies, personal retirement planning, portfolio management services, socially responsible and values-based investing, and retirement income planning. His approach to wealth management emphasizes a fully integrated and holistic process tailored to each client’s specific goals, objectives, and risk tolerance. William has been an active member of his community for over 50 years. He serves on the board of the Haddon Heights Senior Housing Corporation and is involved with Interfaith Caregivers and the First Presbyterian Church of Haddon Heights, where he also serves on the board of deacons. Beyond his professional and community commitments, he enjoys cooking, golfing, hiking, ice hockey, traveling, and spending time with his family.

Michael Stasko is a financial advisor with Equitable Advisors, holding a Series 66 designation and 24 years of industry experience. He has been with Equitable Advisors since 2002, including time at Axa Advisors, LLC through 2020. Outside of his primary role, he is associated with Karr Barth Associates, a private client group advisory practice. Equitable Advisors provides financial planning and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm employs a range of advisory models, leveraging third-party asset managers and LPL-sponsored programs, and offers fiduciary services to qualified plans without sponsoring its own wrap fee program.

George Marateo is a financial advisor at Morgan Stanley with 46 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Thomas Penrose is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2013 to 2016. Outside of his advisory role, he occasionally assists with expediting food service at a family-owned business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Andrew Thornton is a Vice President and Financial Consultant at Fidelity Investments, where he works directly with clients to develop customized financial plans tailored to their individual goals and aspirations. He leverages Fidelity's extensive resources to support clients in building a stronger financial future and meets regularly with them to ensure their plans remain on track throughout their careers and retirement years. Andrew has over a decade of experience in the financial advisory field. Prior to joining Fidelity Investments in 2021, he served as a Financial Advisor at Raymond James from 2017 to 2021 and at Merrill Lynch from 2009 to 2017.

Richard Berman is a financial advisor with Morgan Stanley in Boca Raton, FL, holding a Series 63 designation and bringing 33 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s investment approach incorporates structured discovery and advanced planning tools, with a focus on advisory services rather than individual security recommendations in its standalone planning offerings.

Matthew Crane is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked at Equitable Advisors since 2016 and previously held roles at Mutual of Omaha Investor Services and MSI Financial Services. Outside of his advisory work, Crane has ownership interests in an insurance agency and a financial group. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs primarily delivered through Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Brandon Valentin is a financial advisor with UBS Financial Services holding a Series 66 designation and has been in the industry since 2022. Prior to joining UBS in 2024, he worked at Merrill Lynch and has experience in the financial sector as well as a brief tenure with the Philadelphia Eagles. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management.

Daniel Heenan is a Certified Financial Planner (CFP®) with 30 years of experience in the financial industry. He has worked at RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of advisory programs and portfolio management services tailored to clients' risk profiles, utilizing both in-house and third-party investment managers.

Benjamin Bross is a financial advisor with Equitable Advisors, holding a Series 66 designation and 24 years of industry experience. He has been with Equitable Advisors since 2002, including time under its former name, Axa Advisors. Bross also operates a business under the name Inituitive Planning Group. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a combination of proprietary and third-party investment solutions, with a focus on matching clients to appropriate advisory models and managers.

Kaitlyn Lefanto serves as a Wealth Management Senior Relationship Manager at Fidelity Investments. In this role, she focuses on building deep relationships with clients and delivering services tailored to meet intergenerational wealth management needs. She and her team work to understand each family's unique preferences and adapt their approach as clients progress through different stages of their financial life. Kaitlyn has been with Fidelity Investments since 2016, progressing through roles including Financial Representative, Relationship Manager, Investment Consultant, and Planning Consultant before assuming her current senior management position in 2026. Her experience spans various aspects of wealth management, client service, and financial planning. She is committed to advocating for clients and customizing relationships to ensure they feel understood. No additional information about her education, credentials, or personal interests was provided.

Michael Fox is a financial advisor with Cetera, holding the ChFC® and Series 63 designations and bringing 55 years of industry experience. He has been associated with Cetera Advisors LLC since 1994 and operates his own firm, Michael Fox & Associates, Inc., since 1982. In addition to his advisory work, he provides tax preparation and bookkeeping services through Financial Planning Works, Inc. Cetera operates as a multi-manager platform serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a broad range of portfolio management and financial planning services through a network of over 10,000 advisors and manages assets exceeding $256 billion.

Kevin Gulyas is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Charles Lynch is a financial advisor at UBS Financial Services with 19 years of industry experience. He previously spent 16 years at Sanford C Bernstein before joining UBS in 2023. Lynch holds the Series 66 designation. Outside of his advisory work, he serves on the boards of the Coral Restoration Foundation and the National Italian American Foundation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor portfolios to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of products and capital markets services.

Myles Koven is a financial advisor with J.P. Morgan Securities LLC in Philadelphia, PA. He holds Series 63 and Series 66 licenses and has seven years of industry experience. His prior roles include work at JPMorgan Chase Bank, N.A., and involvement with political campaigns such as Allan Domb for City Council and the PA Senate Democratic Campaign Committee. J.P. Morgan Securities LLC provides investment advisory and consulting services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Sherie Higgins is a financial advisor at Mass Mutual Investors Services with 11 years of industry experience. She holds a Series 66 designation and has worked with Mass Mutual and its subsidiaries since 2014. Additionally, she serves as an adjunct professor at Eastern University, teaching part-time in an accelerated adult learning environment. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses technology-driven tools for goal analysis and offers event-driven planning programs alongside ongoing educational seminars.

Damien Ramondo is a financial advisor at RBC Capital Markets with 27 years of industry experience. He has worked at Questar Capital Corporation and Allianz Life prior to his current role. Outside of his financial career, he co-owns a vacation rental property with his wife. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies and access to both in-house and third-party managers.

Todd Shagin is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Oppenheimer and Morgan Stanley, including Morgan Stanley Private Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services delivered through a large network of investment adviser representatives.

Jordan Bastien is a financial advisor with RBC Capital Markets in Philadelphia, PA, holding Series 63 and Series 65 credentials and nine years of industry experience. His prior work includes roles at City National Bank and Worth Financial Management LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs and portfolio management services, utilizing both in-house and third-party investment managers tailored to clients’ risk profiles.