Robin Arizzo is a financial advisor at Charles Schwab with 30 years of industry experience. She holds the Series 63 designation and has been with Charles Schwab and Charles Schwab Bank since 2003 and 2005, respectively. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Peter Black is a financial advisor at UBS Financial Services with 40 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining UBS in 2023, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2011 to 2023. Black serves as a trustee and executor for multiple family trusts and estates. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor solutions based on proprietary research and capital market assumptions.

Laura Garofalo is a Financial Advisor with Merrill Lynch Wealth Management based in Staten Island, NY. She is a member of The Acquazzino Group, where she collaborates with Senior Financial Consultant Joseph Acquazzino to design financial plans tailored to her clients' needs. Laura joined Merrill Lynch in November 2009 after earning her Bachelor's Degree from Wagner College. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Her areas of expertise include college education planning, legacy planning, personal retirement planning, and advising women on wealth management. Committed to understanding her clients' values and goals, Laura employs a disciplined process that starts with one-on-one conversations to grasp clients' financial situations and priorities. She creates detailed cash flow summaries to help visualize retirement lifestyles and other objectives. Outside of her professional work, Laura enjoys boxing, cooking, gardening, golfing, reading, skiing, soccer, table tennis, and spending time with her family.

Dawn Eichhorn is a financial advisor with Merrill in Princeton, NJ, holding Series 63 and Series 66 registrations and bringing 31 years of industry experience. She has been with Merrill since 1993. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

David Rehrer is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in college education planning, family wealth management strategies, and portfolio management services. David works closely with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals. He holds a Bachelor's Degree from Drexel University and has earned several professional designations, including Certified Divorce Financial Analyst (CDFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). David follows the Merrill tradition of community involvement and dedicates time to volunteering with local organizations. Outside of his professional commitments, David enjoys golfing, traveling, and spending time with his family.

Goran Bojovski is a Wealth Management Advisor with Merrill Lynch Wealth Management and a senior member of Gsell/Bojovski and Associates. He joined Merrill Lynch in 2002 and focuses on servicing high-net-worth clients and corporate relationships by providing a comprehensive range of wealth management services, including financial planning, investment analysis, and retirement planning. Goran delivers customized, planning-based strategies integrating concentrated stock management, estate planning, and investment management. He holds multiple professional designations, including the CERTIFIED FINANCIAL PLANNER® certificant, Certified Investment Management Analyst®, Certified Plan Fiduciary Advisor®, and Certified 401(k) Professional. Goran graduated from Rutgers University with a bachelor's degree in economics, concentrating in finance, and also minored in computer science. He is recognized as one of a select group of Merrill Institutional Consultants qualified to provide in-depth knowledge and customized service for institutional investors. Outside of his professional work, Goran lives in Mountain Lakes, New Jersey, with his wife and two sons. His personal interests include basketball, billiards, boating, bowling, camping, chess, football, music, reading, and spending time with his family.

Richard Caruso is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He previously worked at Metlife Securities Inc for seven years before joining Mass Mutual in 2017. Outside of his advisory role, he is involved in construction and painting work and serves as an insurance broker focusing on life and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning engagements supported by firm-approved software and educational seminars.

Brian Russell is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 21 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018 and previously at Bank of America and Merrill from 2011 to 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering advisory services alongside affiliated brokerage and investment management capabilities.

James Pucciarelli is a financial advisor with Morgan Stanley in Morganville, NJ, holding Series 63, 65, and 66 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley and its Private Bank affiliate since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and proprietary planning tools in its financial planning approach.

Robert J. Matos is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. In his role, he focuses on creating personalized wealth management strategies that integrate the investment insights of Merrill and the banking and lending solutions of Bank of America. He emphasizes a comprehensive understanding of clients' full financial situations to develop flexible strategies aligned with their goals and the dynamics of today's markets. Mr. Matos holds a Bachelor's degree from the University of California system. His professional designations include Certified Financial Planner (CFP) and Personal Investment Advisor (PIA). His approach centers on connecting all aspects of clients’ financial lives to help them prioritize and pursue the objectives that matter most. Outside of his professional work, Robert J. Matos engages in a variety of personal interests, including baseball, basketball, biking, fishing, football, gardening, music, reading, skiing, and spending time with his family.

Christopher Hernandez is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding Series 63 and Series 65 licenses and six years of industry experience. He has worked with Mass Mutual Investors Services since 2019 and previously spent one year at AXA Advisors, LLC. Outside of his advisory role, he works as a health insurance broker. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented planning without discretionary authority over client investments.

Brian G. Lockier is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds a Series 63 designation and has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research and capital markets access through its extensive platform.

James Howell Jr is a financial advisor at Equitable Advisors with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Ameriprise Financial Services, Merrill, Banc of America Investment Services, and Citicorp Investment Services. He serves as executor and limited power of attorney for his mother’s estate. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm utilizes a range of advisory programs and third-party asset managers to deliver tailored investment solutions.

Michael Gagliotti is a financial advisor at Cetera with 32 years of industry experience. He holds Series 63 and Series 66 designations and has been with Cetera Investment Services LLC since 2007. Outside of his advisory work, he serves as treasurer for the Hillside Ave Historic District Association and is a director of the Save The Queen City nonprofit. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform that includes affiliated and third-party managers.

James Buehler is a financial advisor at Wells Fargo Clearing with 47 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Marissa Greco is a financial advisor with Osaic Wealth, Inc. in Branchburg, NJ, holding a Series 66 designation and having 10 years of industry experience. She previously worked at Lincoln Financial Advisors Corporation for 10 years. Outside of her advisory role, she is involved in retail operations as an operations buyer and has authored a financial education book titled "Bottom Up Wealth." She also provides consulting services related to divorce financial analysis and marketing strategy. OSAIC serves a broad range of clients, including individual and high-net-worth investors, pension plans, corporations, and nonprofits, offering integrated brokerage and advisory services. The firm utilizes asset-allocation tools, risk assessments, and portfolio management strategies that incorporate various investment types and third-party solutions.

Jason Mancini is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2014. In his role, he focuses on delivering wealth management strategies tailored to help clients pursue their financial goals through a personalized process. This approach begins with understanding clients’ priorities, followed by developing and executing customized savings and investment plans, with ongoing oversight and adjustments as needed. Jason’s professional background includes experience as a portfolio analyst and trader at a boutique investment firm in New York City. He holds a Bachelor's and a Master's Degree in Economics from Kent State University. His expertise encompasses a comprehensive four-pillar system involving assets, debt, trusts and estates, and banking solutions through Bank of America, N.A. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Residing in Westfield, New Jersey, Jason lives with his wife Amanda, their son Giuseppe, and their dog Pongo. Outside of his professional life, he enjoys running, hiking, reading, playing chess, and CrossFit. Jason maintains involvement in his community through participation with organizations such as Knights of Columbus and The Father's Heart Ministries.

Sam Gladson is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 65 and Series 63 licenses and three years of industry experience. His prior work includes roles in education and real estate acquisitions, and he is involved in a landscaping business. Equitable Advisors serves a broad client base, including individuals, institutions, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and a combination of proprietary programs and third-party asset managers.

Matthew Corby is a financial advisor with Equitable Advisors, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Equitable Advisors, he worked at Amboy Bank and spent time at Ramapo College of New Jersey. Outside of finance, he was involved with the Ship Ahoy Beach Club for two years. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes third-party asset managers and programs, offering a range of investment options including mutual funds, ETFs, and alternative investments, and provides ERISA fiduciary services for qualified plans.

Richard Wager is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2020. Prior to that, he was with Wells Fargo Clearing and Wells Fargo Advisors, LLC, as well as Wells Fargo Bank NA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.