Annamarie Bevinetto is a financial advisor with HSBC Securities (USA) Inc. She holds Series 63 and Series 66 licenses and has 26 years of industry experience. She has worked with HSBC Securities since 2005 and has been associated with HSBC Bank USA since 2003. HSBC Securities (USA) Inc. offers managed account programs to a variety of clients, including individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment process involves model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence, serving both client-directed and discretionary portfolio needs.

Daniel Gasperini is a Series 66 licensed financial advisor with eight years of experience at Citigroup Global Markets, based in New York, NY. He previously attended Bentley University and has a personal holding company, Gaudium International LLC, registered in Florida. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment programs along with broker-dealer execution and custody services. The firm operates with large institutional scale and maintains unique market roles, including in-house research and derivatives services.

Wendy Feng is a CFP® with 30 years of industry experience currently with HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. in Brooklyn, NY. She has worked at HSBC Securities since 2013 and concurrently serves as a Bank Officer for HSBC Bank, engaging in the sale of bank-related products and services alongside her registered representative role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring client-directed and fully discretionary options. The firm employs a structured investment process incorporating global asset management and fund due diligence, serving clients through a combination of advisory and brokerage services.

Carson Schram is a Series 65 licensed advisor at Creative Planning with seven years of industry experience. He has been with Creative Planning since 2018. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base, including high-net-worth and ultra-affluent individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by tax-loss harvesting, individually managed strategies, and selective private market exposure.

Yi Ling Chen is a financial advisor with OSAIC Institutions, Inc., holding Series 65 and Series 66 licenses and bringing 25 years of industry experience. Her work history includes roles at HSBC Securities, HSBC Bank USA, Infinex Investments, and Popular Bank, where she has also served as a senior sales and relationship advisor. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, and access to alternative investments through a hybrid adviser/broker-dealer structure and a network of investment adviser representatives.

Timothy Phillips is a financial advisor with Citigroup Global Markets in New York, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He previously worked at M&T Securities, Inc. before joining Citibank in 2020. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm utilizes multi-asset, multi-manager strategies with a combination of in-house research and large institutional scale, including roles as a swap dealer and futures commission merchant.

Michael Sweeney is a financial advisor at Citigroup Global Markets with a Series 66 designation and three years of industry experience. Prior to his current role, he held positions at Trinity Health of New England, Burgerology, Pennsylvania State University, Churchill's Restaurant, and Chaminade High School. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains in-house research, operating at an institutional scale with specialized market roles.

Litao Mai is a CFP® and Series 66 credentialed financial advisor with 21 years of industry experience. He is currently with OSAIC Institutions, Inc. and has held positions at Popular Bank, Infinex Investments, Inc., HSBC Bank USA, N.A., and HSBC Securities (USA) INC. Mai owns rental properties in New York but does not devote significant time to their management. OSAIC Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients, offering customized advisory services, financial planning, and access to alternative investments through a hybrid advisor/broker-dealer structure.

Nicolas Vidas is a CFA® charterholder with one year of industry experience, currently serving as a financial advisor at MAI Capital Management, LLC. His prior roles include positions at Evoke Advisors and Crescent Bay Advisors, as well as experience at New York University. MAI Capital Management, LLC provides discretionary and non-discretionary investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm manages a broad range of strategies and integrates financial planning with tax and administrative services, overseeing $72.3 billion in assets as of May 2026.

Christel Good is a financial advisor at Oppenheimer with 27 years of industry experience. She holds Series 63 and Series 65 designations and has been with Oppenheimer since 2006. Outside of her advisory work, she is a partner and crafter in a weekend craft business called Eclectic Treasures LLC. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering a wide range of advisory and brokerage services. The firm employs strategic and tactical asset allocation along with manager selection and various investment strategies, providing both discretionary and non-discretionary management programs.

Cheryl Hunter is a Series 66-registered financial advisor with Goldman Sachs Wealth Services in New York, NY, with 17 years of industry experience. She has been with Goldman, Sachs & Co. since 1995, accumulating over three decades at the firm. Goldman Sachs Wealth Services advises a broad client base, including individual investors, executives, plan sponsors, and institutional clients, providing financial planning and portfolio management alongside specialized offerings such as Private Family Office and Executive Wealth programs. The firm integrates strategic allocation models, manager selections, and multiple implementation approaches, supported by the broader Goldman Sachs ecosystem and a range of operational tools including AI-driven analytics.

Michael Collins is a financial advisor with Citigroup Global Markets in New York, NY, holding Series 65 and Series 63 licenses and four years of industry experience. Prior to joining Citigroup, he worked at Fidelity Investments and served in the United States Army for five years. Collins is also a partner in an online retail business, LCMH & Company LLC, where he handles accounting responsibilities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm is notable for its multi-asset, multi-manager strategies and its unique combination of large institutional scale with specialized market roles and arrangements.

John Carbone is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and over 22 years of industry experience. His career includes roles at LPL Financial and National Planning Corporation, alongside operating his own tax preparation and accounting firm, J Carbone & Associates, since 1993. He also maintains a licensed agent role in non-variable health and life insurance. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships, serving individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers both discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party asset management programs and separately managed account strategies.

Daniel Brennan is a financial advisor at Goldman Sachs Wealth Services with a Series 66 license and two years of industry experience. His background includes service in the United States Army from 2016 to 2021 and work at the University of Miami before joining Goldman Sachs. Goldman Sachs Wealth Services serves a broad client base, offering financial planning and portfolio management tailored to individual investors, corporate clients, executives, and institutional clients, supported by strategic allocation models and integration across the Goldman Sachs platform.

Jellur Rahman is a financial advisor at Citigroup Global Markets with 7 years of industry experience. He holds a Series 66 designation and has previously worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm utilizes internal standards and oversight committees to select and monitor managers, and provides a range of investment products including separately managed accounts, mutual funds, ETFs, and alternatives.

John Lombardi is a CFP®-designated financial advisor with 16 years of industry experience. He is currently with Schwab Wealth Advisory and has previously worked at LPL Financial, Lincoln Financial Securities, and Citizens Securities. He has also been involved with the YMCA of Long Island. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Delfina Benazzimanoukian is a financial advisor at Citigroup Global Markets with a Series 66 designation and less than one year of industry experience. Prior to joining Citigroup, she worked in educational roles at Babson College, Palmer Trinity School, and St Georges College North. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains large institutional capabilities alongside unique market functions such as derivatives and futures services.

Juliet Timmins is a financial advisor at Citigroup Global Markets with Series 66 credentials and several years associated with the firm since 2021. Her background includes experience at Cushman & Wakefield and involvement with the Share.Love Foundation. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains distinctive institutional capabilities such as in-house research and swap dealer activities.

Keith Fisher is a Series 66-licensed financial advisor with 13 years of industry experience. He has worked at Citigroup Global Markets since 2024 and previously held roles at J.P. Morgan Chase Bank, NA, and J.P. Morgan Securities LLC from 2011 to 2023. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and security-pricing activities, as well as operations as a swap dealer and futures commission merchant.

Andrew Sieg is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and over 24 years of industry experience. He worked at Merrill from 2009 to 2023 before joining Citigroup in 2023. Outside of his advisory role, he owns LLCs related to real estate interests in multiple development companies. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including swap dealer and futures commission merchant functions.