Carl Kravitz is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 32 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 26 years at Metlife Securities Inc. Additionally, he serves as an independent insurance agent focusing on property and casualty coverage. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering a range of asset management and educational programs.

William Langhan is a Series 66-licensed financial advisor with Equitable Advisors, where he has worked since 2018. He has seven years of industry experience and previously worked at Axa Advisors. Outside of financial advising, Langhan operates Tax Ranger Returns, a tax preparation service. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party program sponsors.

Kenny Charles is a Series 66 licensed financial advisor at Equitable Advisors with six years of industry experience. He serves on the Affordable Housing Advisory Board in the Town of Huntington, acting as a liaison between affordable housing communities and the town board. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individual and institutional clients, utilizing a range of advisory programs and third-party asset managers.

Daniel Sporn is a Financial Advisor with the WS Group at Merrill Lynch Wealth Management. He holds the Personal Investment Advisor (PIA) designation and is a CERTIFIED FINANCIAL PLANNER® professional. Daniel joined the WS Group in 2023 and focuses on creating personal financial plans to help clients reach their financial goals. He holds FINRA Series 7 and Series 66 registrations, as well as a Life and Health Insurance License earned during his internship at a wealth management firm while attending Hofstra University. Daniel's client focus areas include college education planning, corporate benefits, executive and equity compensation, managing new wealth, personal retirement planning, investment strategy, tax minimization, and retirement income. He has experience working with senior corporate executives to integrate their equity compensation into long-term financial plans and guiding clients through major financial transitions including mergers and acquisitions, business sales, and IPOs. Daniel graduated from Hofstra University with a Bachelor's Degree in Business Economics. Outside of his professional work, he enjoys boxing, golfing, pickleball, reading, and spending time with his family.

Robert Blair is a financial advisor with LPL Financial, holding a Series 66 designation and possessing 23 years of industry experience. His career includes roles at Cetera Advisor Networks, WC Hoover and Company, Cogent Wealth Management, and North Ridge Securities Corp. In addition to his advisory work, he is president of SMFD LLC, a sports memorabilia business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Brian Yun is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Outside of his advisory role, he owns Unitas Wealth Management and has involvement with health insurance and life settlements through Oxford and Ashar Group. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and various asset-management programs. The firm utilizes both proprietary and third-party advisory platforms to tailor investment solutions based on client risk tolerance and needs.

Chan Chang is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for John Hancock Mutual Life Insurance Company and Jhfn Signator Investors, Inc. Outside of his advisory role, he is a senior vice president at Atlantic Advisors LLC and operates a fixed insurance business as an insurance broker. OSAIC Wealth serves a wide range of clients, including retail investors, institutional clients, retirement plan sponsors, and charities. The firm offers a variety of brokerage and advisory services with an investment process centered on model-based asset allocation, portfolio optimization, and the use of discretionary strategies or third-party managers.

Tetyana Kucherska is a Series 63 licensed advisor with Primerica Advisors, based in Coram, NY, and has 18 years of industry experience. She has been with Primerica Advisors since 2008 and Primerica Financial Services since 2007. Outside of her advisory role, she is involved in tax preparation on a part-time basis and participates in referral activities related to home security and automation products. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm employs third-party asset managers and emphasizes a tiered wrap-fee structure for its services.

Matthew Stevens is a financial advisor at Cetera with eight years of industry experience. He holds a Series 63 designation and has worked previously with Avantax Investment Services and Avantax Advisory Services. Stevens is also employed at Koval & Casagrande CPA's, where he prepares individual and business tax returns, handles bookkeeping, payroll, and sales tax preparation, and assists with investment advisory work. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting discretionary and non-discretionary accounts across diverse program structures and custodial relationships.

August Lentricchia is a financial advisor with Cetera who holds a Series 63 designation and has 45 years of industry experience. His background includes roles with various insurance and tax preparation entities, including Senior Services of North America and Freedom Wealth Management, where he has been involved in selling insurance products and preparing individual tax returns. He also has experience selling Medicare insurance and fixed annuities. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform combining discretionary and non-discretionary services, model portfolios, third-party money managers, and various program structures.

Shawn Boyle is a financial advisor at OSAIC with over 33 years of industry experience. He holds a Series 63 designation and has worked with firms including LPL Financial and INVEST Financial Corp. Outside of advising, he operates a tax preparation business and serves as an insurance agent offering life, disability, long-term care, and fixed annuities. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm provides brokerage and advisory services utilizing model-based asset allocation and portfolio optimization, supporting various investment strategies and third-party manager programs.

Emmett Christie is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has worked at LPL Financial since 2025 and previously served at Ic Advisory Services Inc and The Investment Center Inc. Christie is a vice president and board member of Challenger Athletics, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research and technology tools.

Jerry Goldblum is a financial advisor with Equitable Advisors in Melville, NY. He holds Series 63 and Series 65 licenses and has 33 years of industry experience. Prior to joining Equitable Advisors in 2022, he worked at Aegis Capital Corp for seven years. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and various asset management programs. The firm utilizes a range of third-party advisory models and provides ERISA fiduciary services through credentialed representatives.

Harry Rouzeau is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He previously worked at Lincoln Financial and Lincoln Financial Advisors Corp from 2012 to 2020. Outside of his advisory role, Rouzeau operates HMR Planning Services, focusing on insurance products including long-term care, accident/health, disability, fixed annuities, and traditional fixed life insurance. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm utilizes a network of Investment Adviser Representatives and relies on third-party program sponsors and asset managers to deliver its advisory services.

Gerard Rizza is a CFP® with 33 years of industry experience, currently affiliated with LPL Financial. He previously worked at Royal Alliance Associates, Inc. for 27 years before joining Osaic and then LPL Financial. Rizza is also involved in selling non-variable insurance products including life, health, disability, and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, combining advisory services with a broad range of financial products and operational support tools.

Brett Rosenblatt is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has been with Equitable Advisors since 2016 and previously worked at AXA Advisors, LLC from 2016 to 2020. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through various advisory programs and third-party asset managers.

Celestina James is a financial advisor with Primerica Advisors, holding a Series 63 designation and 24 years of industry experience. Her career includes roles at Jaspán Schlesinger Narendran, PFS Investments Inc., Ackerman Levine Caller Brickman & Ligmer, LLP, and Primerica Financial Services. Outside of her advisory work, she owns Tina James & Associates and is a self-employed notary. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, providing a tiered wrap-fee structure and maintaining authority over model management.

Thomas Tilton is a CFP® professional with 36 years of experience in the financial services industry. He has worked at LPL Financial since 2023, following 14 years at Woodbury Financial Services and three years at Janney Montgomery Scott. Tilton also manages several investment-related insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, and institutional platforms while supporting a broad network of investment adviser representatives with a variety of discretionary and non-discretionary investment strategies.

Scott Frayler is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. Prior to joining LPL in 2019, he worked at Planmember Securities Corporation and Mutual, Inc. Outside of his advisory role, he coaches basketball for Nassau Pride Hoops of Long Island and St. Anthony's School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, combining advisory services with various non-advisory financial products and tools.

Melissa Petrowski is a financial professional at LPL Enterprise with six years of industry experience. She holds a Series 66 credential and previously worked at Bank of America, Merrill, Equity Services, Inc., and National Life. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by its Research Department and third-party strategists, and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.