Bruce Tynan is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on empowering high-net-worth professionals to integrate wealth, purpose, and tax efficiency in planning for their financial next chapter. With over 13 years of industry experience, Bruce has worked with hundreds of investors on areas including education planning, legacy planning, liquidity management, personal retirement planning, portfolio management, small business strategies, and tax minimization. He emphasizes building meaningful relationships by understanding clients' priorities, values, and long-term goals to create personalized investment strategies and provide ongoing financial planning support. Bruce holds a Bachelor's Degree from the University of Utah and carries professional designations including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). He is proficient in both English and Russian. Outside of work, his personal interests include camping, chess, football, golfing, hiking, music, pickleball, reading, skiing, and watching movies.

Jase Pennock is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 65 designations and seven years of industry experience. His prior roles include positions at Morgan Stanley, E*TRADE Capital Management, and Thrivent Investment Management. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from the Wells Fargo Investment Institute and third-party data to support its investment approach.

Trish Ostler is Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2023. She collaborates with self-directed traders to develop plans that complement their unique trading strategies, building trusted relationships with families to support long-term financial planning. Trish has over two decades of experience at Fidelity Investments, having served in roles including Active Trader Planning Consultant, Active Trader VIP Specialist, Active Trader, and Brokerage Customer Service from 2000 onward. She holds insurance licenses in Arkansas and California.

Autumn Gleave is a financial advisor at Morgan Stanley with nine years of industry experience. She has held prior roles at Fidelity Brokerage Services, E*Trade Securities, and E*Trade Capital Management. Her professional designations include Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Brian Smith is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Ancestry.com for seven years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering systematic model portfolios built from mutual funds, ETFs, and ETPs.

Robert Earl is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked with various Wells Fargo entities since 2009. Outside of his advisory role, he has ownership interests in EARL STREET, LLC and Oakridge Holdings, Inc., both involved in investment-related activities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, using proprietary research and tools to develop tailored recommendations that clients can implement through various brokerage or advisory programs.

Casey Hardy is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 63 and Series 66 designations and two years of industry experience. Prior to joining Fidelity in 2024, Casey worked at KeyBank and held various roles in the automotive and agricultural sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and uses algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Bruce Wingrove is a financial advisor with Ameriprise in Alpine, Utah, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has been with Ameriprise since 2009. In addition to his advisory role, he is involved in independent insurance brokering, specializing in fixed annuities. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary advice through a centralized consulting team.

Tyson Phillips is a financial advisor at Raymond James & Associates with 25 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials. Prior to joining Raymond James in 2019, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2011 to 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base that includes individuals, institutional investors, pension plans, charitable organizations, and government entities, offering tailored financial planning and consulting services generally on a non-discretionary basis.

Nicole McGraw is a Planning Consultant at Fidelity Investments, a role she has held since 2024. She works to help identify and pursue the financial goals of individuals and families, emphasizing that each situation requires a unique strategy to solidify their financial future. Her professional experience at Fidelity Investments includes positions such as Investment Solutions Representative III and II, Investment Solutions Representative, High Net Worth Associate, and Customer Relationship Advocate, spanning from 2021 to the present. Nicole holds insurance licenses in Arkansas and California. Outside of her professional work, she enjoys activities such as going to the beach, hiking, skiing, playing tennis, reading, and exploring food.

Stefan Rosen is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds Series 63 and Series 66 designations and is based in Salt Lake City, Utah. His work history includes multiple roles within Wells Fargo entities dating back to 2015. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to a broad range of clients, including individuals, corporations, and institutions. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Summer Excell is a financial advisor with Morgan Stanley in Holladay, Utah, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. She has worked at Morgan Stanley since 2015. Outside of her advisory work, she owns two businesses in West Jordan, Utah, offering makeup services and operating an aerial arts and fitness education company. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and comprehensive investment resources.

Spencer Houtz is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 66 credentials and 14 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2018 and previously at Fidelity Brokerage Services from 2011 to 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by firm‑approved tools and research.

Ryan Taylor is a financial advisor with LPL Financial in West Jordan, Utah, holding Series 63 and Series 65 licenses. He has two years of industry experience, including prior roles at Morgan Stanley and Mountain America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Fabien Gbefou is a financial advisor at Morgan Stanley in South Jordan, UT, holding Series 63 and Series 66 credentials. He has one year of industry experience and previously worked at Fidelity Investments, Amazon.com, and CRH Americas Materials, among other roles across various sectors. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and investment insights from its Global Investment Committee.

Tate Black is a financial advisor at Fidelity with eight years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services since 2017, as well as at Select Health prior to that. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, advisory role to registered investment companies, and implementation of AI-driven research tools.

Jonathan Hatch is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Prior to joining LPL in 2024, he spent 13 years at Lincoln Financial Securities Corporation. Hatch is also involved with Wasatch Capital Resources, a business he has been associated with since 2000. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of advisory and brokerage services including financial planning, model portfolios, and institutional platforms.

Aleah Horsley Updike is a financial advisor at Fidelity with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Fidelity, she worked at Cyprus Credit Union for five years and has held various positions in the hospitality and service sectors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a systematic investment approach that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

Noah Packer is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at American Express and Koch Ag and Energy Solutions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios constructed from mutual funds, ETFs, and ETPs.

Andrew Chang is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing Services LLC since 2021. His prior experience includes roles at Amazon, the University of Utah, and Digital Ontelligence Systems LLC, where he has been engaged concurrently since 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.