Nathan Gates is a financial advisor with OSAIC based in Midvale, Utah, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior work includes roles at Securities America Advisors, E*Trade Securities, and a position in dermatology at the University of Utah. Outside of financial advising, he is co-owner of a dental lab business that provides services to dentists across the U.S. OSAIC serves a diverse client base that includes individual investors, institutions, and charitable organizations, offering a range of advisory and brokerage services supported by multiple investment platforms and third-party managers. The firm employs various portfolio construction tools and manages accounts on both discretionary and non-discretionary bases.

Aaron Neuenswander is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior work includes roles at Fidelity Brokerage Services LLC and Cetera Advisor Networks LLC, along with experience at Utah Valley University and Oakley, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced research and operational tools.

Cole Cooper is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including First Western Advisors, Raymond James Financial Services, and Morgan Stanley. Outside of his advisory role, Cooper is a partner and president of C2C Ventures, a business unrelated to investment advisory services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Emily Nguyen is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding a Series 66 designation and having one year of industry experience. Prior to joining Fidelity, she held various roles in the wellness and beauty industry. Outside of her advisory work, she is an independent contractor making sales calls for online wellness and fitness courses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Alex Wheeler is a financial advisor with Robert W. Baird & Co. in Salt Lake City, UT, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has worked at Robert W. Baird since 2011, following positions at Morgan Stanley and Citigroup Global Markets. The DDK Group, part of Baird’s Private Wealth Management department, serves individuals, corporate clients, pensions, and charitable organizations with a range of financial planning and portfolio management services. The firm employs a combination of manager-traded and model-traded strategies, tax-management, and internal research tools, overseeing approximately $394 billion in regulatory assets under management.

Steve Bingham is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Fidelity, he worked in land development and consulting services, including roles at Nilson Land Development and BRE Consulting, where he assisted with due diligence and contract negotiations for raw land. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients through a process combining proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios using mutual funds, ETFs, and ETPs and serves as an advisor to multiple registered investment companies.

Jayson Brandner is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at Transword LLC, United Healthcare - National Medtrans, Utah Valley University, AMC, and The Church of Jesus Christ of Latter Day Saints. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios built from mutual funds, ETFs, and ETPs.

Stefano Ruiz is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he held positions at Amazon.com LLC, GitLab, and several other companies. Outside of his advisory role, he owns and operates Stefano's Vintage Bikes and Photography, where he locates, repairs, and photographs vintage mountain bikes in the Mountain West region. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment approach integrating proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Braden Fass is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work includes roles at Osteria Amore and several other firms across diverse sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction.

Wesley Murdock is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has been with Fidelity Brokerage Services LLC since 2014 and joined Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and is noted for its use of AI-driven methods and formal governance procedures.

John Hallgren is a financial advisor with RBC Capital Markets in Salt Lake City, UT, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with RBC Capital Markets since 2015. Outside of his advisory role, Hallgren is involved with a professional association focused on investment excellence and ethics, where he reviews new applications and ongoing ethics matters. RBC Wealth Management serves a diverse client base that includes individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ risk profiles using both in-house and third-party managers.

Jaysen Al Daraji is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at Progressive Leasing, the Community College of Rhode Island, and America First Credit Union. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including fund advisory and model portfolios.

Nathan Hatch is a financial advisor at Fidelity with 16 years of industry experience. He holds a Series 66 designation and has worked at various Fidelity affiliates since 2011, with prior experience at Wells Fargo Clearing. Fidelity Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop and oversee model portfolios across mutual funds, ETFs, and ETPs.

Matthew Caldwell is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Fidelity Investments in various roles since 2012. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its roles as a commodity pool operator, fund adviser, and for using advanced AI methodologies in its investment process.

Annalyse Ward is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Her prior work includes roles at Enlite Home and Alpine Country Club, as well as a two-year LDS Mission. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and develops model portfolios for Fidelity Institutional Wealth Adviser.

Sheldon Richards is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2006. He partners with clients to design and execute financial plans. Prior to his current role, he held various positions at Fidelity Investments including Senior Investments Consultant, Team Manager, Investments Representative, Senior Service Trader, Premium Representative, and Brokerage Representative, with his tenure at the company beginning in 1996. Before joining Fidelity, he was an Insurance Agent at World Marketing Alliance from 1994 to 1996. He holds insurance licenses in Arkansas and California. Outside of his professional career, Sheldon engages in fitness, golf, hiking, skiing, and volunteering.

David Kennedy is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked at Comcast for five years and held roles at Vivint Smart Home, ADP, Orem Mazda, AT&T, and served in the United States Army Reserve. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines proprietary fundamental research with quantitative analysis and algorithmic methods to manage portfolios across a range of fund structures.

Timothy Harlow is a financial advisor with LPL Financial in Sandy, Utah, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He previously worked at TH Financial and Royal Alliance Associates, INC. from 1996 to 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational tools and a large network of over 22,800 advisors.

Tyson Criddle is a Planning Consultant at Fidelity Investments, where he partners with clients to develop personalized investment strategies tailored to their unique planning needs. He has been with Fidelity Investments since 2023, progressing through roles including Customer Relationship Advocate, Investment Solutions Representative, and Investment Solutions Representative II before becoming a Planning Consultant in 2026. Throughout his tenure at Fidelity, Tyson has gained experience in client relationship management and investment solutions, contributing to his ability to support clients effectively in their financial planning. His work focuses on understanding individual client goals to provide customized financial guidance. Outside of his professional role, Tyson has personal interests in cars, food, and golf.

Jack Vangemert is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. His career includes roles at Fidelity Investments and Randstad, alongside his current position at Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s approach is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and demographics.