Linda Kazyak is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. Her career includes 16 years at Cambridge Investment Research and related entities before joining LPL Financial in 2019. She is also involved with Estate Assist, a business providing estate administration services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, with advice delivered primarily through investment adviser representatives using both discretionary and non-discretionary strategies.

Nicholas Price is a financial advisor at Morgan Stanley based in Morristown, NJ, with five years of industry experience. He holds the Series 66 designation and has previously worked at Ameriprise Financial Services Inc. and Eastern Spine. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning using structured tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Guy Fernald is a financial advisor with Cetera, holding a ChFC® designation and the Series 66 license, and has 19 years of industry experience. He has worked with Avantax and 1st Global prior to joining Cetera in 2025. In addition to his role at Cetera, he serves as a financial advisor with Nisivoccia LLP and Nisivoccia Wealth Advisors, LLC. Cetera Investment Advisers LLC is an SEC-registered advisor serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers multiple portfolio management options through a multi-manager platform and supports both discretionary and non-discretionary program structures across various custodial relationships.

Joseph Bartolomeo is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 designations and bringing 31 years of industry experience. His prior affiliations include Rockefeller Financial LLC, Stifel Nicolaus & Company, and The Benchmark Company LLC. Outside of his advisory role, he serves on nonprofit boards such as NJ Sharing Network and Semper Fi Santa, and he owns a business focused on consultation and public speaking in personal self-help. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and provides specialized services such as municipal finance support and SIMPLE IRA Employer Advisory & Consulting Services.

Bruce Baumgarten is a financial advisor with J.P. Morgan Securities in Morristown, NJ. He holds Series 63 and Series 65 designations and has 52 years of industry experience. His career includes roles at RBC Capital Markets and JPMorgan Chase Bank, where he has been employed since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative due diligence and incorporates ESG criteria within its model portfolios.

Jason Hollowell is a financial advisor with J.P. Morgan Securities in Morris Plains, NJ, holding Series 63 and Series 65 certifications and bringing 15 years of industry experience. His prior roles include positions at PNC Investments LLC, PNC Bank, and Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes specialized regulatory registrations supporting derivatives and commodities capabilities.

David Klics is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, NA since 2007. He holds Series 63 and Series 65 licenses. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The advisory process integrates quantitative and qualitative due diligence and may incorporate an ESG eligibility framework.

Robert Coe is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and nine years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2020 and previously at UBS Financial Services from 2017 to 2020. He graduated from Bucknell University in 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and utilizes structured processes and proprietary tools to support client planning needs.

Andrew Nacht is a financial advisor with Stifel in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Stifel since 2007. Outside of his advisory role, he is involved as an author and writer with African World Press, a book publishing company. Stifel serves a wide range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. Its investment analysis relies on a proprietary methodology developed by its Investment Strategy Group, providing asset allocation and planning guidance intended as a basis for client decisions.

Edward Cugno is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. His prior experience includes roles at Cetera, The Provident Bank, and PNC Wealth Management. Outside of his advisory duties, he volunteers as a soccer coach in Westfield, NJ, and is a licensed notary in New Jersey. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Bernice Amabile is a financial advisor at Primerica Advisors with two years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for Ernst & Young LLP for 26 years. Outside of advising, she is involved in the sale of home security and automation products and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery investment strategies managed by unaffiliated asset managers and supports trade execution and custody through third-party providers.

Douglas Todd is a financial advisor at Equitable Advisors with 37 years of industry experience. He has been with Equitable Advisors since 1999, including prior tenure with Axa Advisors. He is the owner and president of Net Worth Management, Inc. and also owns a charter boat company in New Smyrna Beach, Florida. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives. The firm utilizes third-party advisory models and provides ERISA fiduciary services, relying on both proprietary and third-party solutions.

Trevor Jones is a CFP® with 18 years of industry experience, currently affiliated with Ameriprise Financial Services. He previously worked at UBS Financial Services from 2009 to 2013 before joining Ameriprise, where he has been since 2013 in various roles. Outside of his advisory work, he coaches boys and girls club lacrosse teams and serves on several nonprofit boards, including as treasurer of St Joseph's Outreach and as a trustee of the Tri County Scholarship Fund. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service that provides clients approaching or in retirement with tailored retirement income planning and tax-aware withdrawal strategies.

Ryan Mc Enery is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with one year of industry experience. His prior work includes roles at benefEx benefit consulting, New York Life, and Ramapo College of New Jersey. Outside of finance, he has experience working at a martial arts institute and in retail. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and research inputs.

James Wilkes IV is a financial advisor at Morgan Stanley with 35 years of industry experience. He has worked at Morgan Stanley and its affiliated private bank since 2017 and was previously employed by Mercer Allied Company, L.P. for 23 years. Wilkes holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to both individual and institutional clients. The firm emphasizes structured financial planning using firm-approved tools and serves a wide client base, managing approximately $2.74 trillion in assets.

Murali Balasubramanian is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2009 and JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process is supported by centralized due diligence combining quantitative and qualitative research, with certain portfolio services offered through affiliated entities.

Shanna Wolf is a financial advisor at LPL Enterprise with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously with Prudential Insurance Company of America, Pruco Securities, Mass Mutual, and MetLife Securities. Wolf also serves in fiduciary roles for family trusts in New Jersey. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to third-party asset managers, and affiliated trust and insurance services.

Ryan Peters is a financial advisor with LPL Financial based in Mendham, NJ, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His prior experience includes roles at Royal Alliance, Bank of America, Merrill, and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Richard Rosati is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 29 years of industry experience. His career includes roles at Morgan Stanley and Morgan Stanley Private Bank. Outside of finance, he has passive ownership interests in several Easton, PA businesses, including a Brazilian Jiu Jitsu school and restaurant ventures. Wells Fargo Advisors is a large national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs research-driven investment strategies and offers both brokerage and advisory solutions.

Matthew Coughlin is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at PNC Investments, Santander Bank, Santander Securities, and TD Ameritrade. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence combining quantitative and qualitative research and offers broader derivatives and commodities capabilities through unique regulatory registrations.