Joseph Wirtshafter is a financial advisor at Wells Fargo Clearing with a Series 66 credential and one year of industry experience. Prior to joining Wells Fargo, he worked at KPMG LLC for three years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third parties.

Alonso Tangarife is a financial advisor with Charles Schwab holding Series 63 and Series 66 credentials and 15 years of industry experience. His prior roles include positions at UBS Bank USA and UBS Financial Services, as well as the New Jersey Sports and Exposition Authority. He has been with Charles Schwab and its affiliated entities since 2020. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Nicholas Moretti is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory work, he has engaged in purchasing and leasing a residential condominium. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s planning approach is based on structured discovery and firm-approved tools, supporting clients with various investment and estate planning strategies.

Camillo Matteucci is a financial advisor at Ameriprise with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Ameriprise since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice. The firm’s approach incorporates proprietary research, third-party data, and algorithmic tools to address asset allocation and withdrawal strategies within a defined investment universe.

Robert Shapiro is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has been with LPL Financial since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by in-house and third-party research and technology-driven solutions.

Matthew Compton is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies that align with clients' unique financial goals and adapt to changing market conditions. Drawing on the investment insights of Merrill and the banking services of Bank of America, Matthew works closely with clients to pursue their long-term financial objectives. He holds a Bachelor's Degree from Liberty University and has earned the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Committed to the Merrill tradition of community involvement, he actively volunteers with organizations in the communities he serves.

Joseph Marinaccio is a CFP® with 19 years of industry experience, currently with Raymond James & Associates since 2022. His prior experience includes roles at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. He serves as an acting trustee for a family trust. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management styles.

Pervin Aydin is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2012. She holds Series 63 and Series 66 licenses. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a combination of advisory and brokerage capabilities.

Marc Sukoneck is a financial advisor with Stifel in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Stifel since 2007. Outside of his advisory role, he serves on the Board of Directors for The Arc of Union County and acts as Treasurer for the Randolph Baseball Diamond Club. Stifel serves a broad client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary analysis and probabilistic modeling developed by its Investment Strategy Group to support client decisions.

Frank Senzino is a Series 66-licensed financial advisor with Morgan Stanley in Little Falls, NJ, with 19 years of industry experience. He has been with Morgan Stanley since 2014 and previously worked at Morgan Stanley Private Bank, National Association. Outside of his advisory role, he is involved with St Ann Church in Hoboken and is preparing to join its finance council to advise on financial matters. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and a broad suite of investment products.

William White is a financial advisor with Merrill in Short Hills, NJ, holding a Series 66 designation and 28 years of industry experience. He has worked with Merrill since 2009 and concurrently with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, and institutional investors using model-based and discretionary strategies developed by internal and third-party managers.

Robert Dalia is a financial advisor at Merrill with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2011, concurrently associated with Bank of America since 2012. Outside of his advisory role, he serves on the advisory board and as a committee member for the Shepards of Youth Charitable Trust, a nonprofit organization focused on education for underserved populations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Evan Gates is a financial advisor at Equitable Advisors with 12 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including John Wiley & Sons Inc, OneAmerica Securities, American United Life, Honeywell International Inc., and Axa Advisors. Outside of his advisory role, he is involved in life settlements through Ashar Group, assisting in this area jointly with a partner. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and a broker-dealer with a focus on LPL-sponsored programs and endorsed TAMPs.

Richard Murnick is a financial advisor at Cetera with 35 years of industry experience. He holds a Series 63 designation and has previously worked at Investors Capital and Cetera Advisors LLC. Outside of his advisory role, he serves as president and CEO of Murnick Financial Group, a financial services business he has operated since 2002. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and access to a range of third-party money managers through a multi-manager platform with discretionary and non-discretionary program options.

Colin Flynn is a financial advisor at Fidelity with one year of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Fidelity, he worked at Flynn Advisory Group and has experience in both education and the food service industry, including roles at Loyola University Maryland, Cranford High School, and Bovella's Bakery Cafe. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered to intermediary platforms.

Kelly Kalas is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with RBC Capital Markets since 2009 and also worked at City National Bank beginning in 2026. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs that combine discretionary and non-discretionary portfolio management with financial planning and brokerage services, using both in-house and third-party investment managers to tailor strategies according to clients’ risk profiles.

Alex Musat is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also works with JPMorgan Chase Bank, N.A. since 2011. Outside of his advisory role, he owns a business focused on buying, renovating, and selling real estate. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Julian Cho is a financial advisor at Morgan Stanley with 16 years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2017 and previously held positions at JPMorgan Securities, LLC and JPMorgan Chase Bank from 2014 to 2017. Morgan Stanley Wealth Management provides a range of advisory programs for individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services that include model-based outcome projections and estate planning strategies.

John Peracchio is a financial advisor with Equitable Advisors in Verona, NJ, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has been with Equitable Advisors since 2011, previously associated with AxA Advisors during part of that period. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

David Amato is a financial advisor at Cetera with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously at Kearny Bank, Prudential Insurance Company of America, and PNC Investments LLC, among others. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform with discretionary and non-discretionary options.