Jennifer Loeb is a financial advisor at Merrill with 32 years of industry experience. She holds Series 63 and Series 65 credentials. Her prior experience includes 18 years at Merrill Lynch, Pierce, Fenner & Smith Incorporated and a year at Morgan Stanley. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Robert Gude is a financial advisor with LPL Financial, holding Series 63 and 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Inc., Citigroup Global Markets, IC Advisory Services, Inc., and The Investment Center, Inc. Gude also operates Montville Financial Group as a business related to his activities at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by sophisticated operational and research tools.

Thomas Dwyer is a financial advisor with Wells Fargo Clearing in Florham Park, NJ, holding Series 63 and Series 65 designations and 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Nicholas Mueller is a financial advisor at LPL Financial with 42 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at RBC Capital Markets, Wells Fargo Clearing, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools.

Ryan Miscik is a financial advisor at Raymond James Financial with 13 years of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services and M Holdings Securities. He is also associated with Eagle Rock Wealth Management and Greenberg and Rapp as a financial advisor based in Morristown, NJ. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Joseph Perdue is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and utilizes modern portfolio theory, including a notable range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Kevin Ryan is a Financial Consultant at Fidelity Investments, where he collaborates with individuals and their families to assist them in making important financial decisions aimed at achieving long-term goals. His focus areas include retirement planning, investments, and income management. He emphasizes nurturing and growing long-term client relationships. Kevin has been with Fidelity Investments since 2021, progressing through roles including Financial Representative and Investment Consultant before his current position as Financial Consultant. His experience centers on providing financial planning and investment consultation services. Outside of his professional work, Kevin's personal interests include baseball, football, golf, running, reading, and spending time on family activities.

Vincent Doren is a financial advisor with UBS Financial Services in Florham Park, NJ, holding a Series 66 designation and five years of industry experience. Prior to joining UBS in 2021, he worked at Fairfield University, Drew University, and Governor Livingston High School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Deborah Dunne is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has been with Thrivent Investment Management since 2002 and has worked under Scott Siripalaka at Thrivent Financial since 2022 and Mark Kleindienst from 2012 to 2022. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, focusing on holistic, goal-based planning across a broad range of topics without discretionary trading authority or institutional portfolio management.

William Sabo III is a financial advisor with Merrill who holds Series 63 and Series 66 licenses and has 11 years of industry experience. He has worked at Merrill since 2019 and previously spent three years at JPMorgan Securities LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ian Drogowitz is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work includes roles at Park Avenue Securities, Lockton, the University of Delaware, Nordstrom, and Wine Library. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including mutual funds, ETFs, and fund-of-funds.

Kevin Rakowski is a financial advisor at Equitable Advisors with six years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at Park Avenue Securities, Guardian Life Insurance Company, and David Lerner Associates. Outside of his advisory roles, he has experience in fitness-related businesses including Elite In Home Fitness and Parabolic Performance and Rehab. Equitable Advisors serves individual clients across a range of net worth levels, as well as pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through Investment Adviser Representatives, utilizing a mix of firm-offered and third-party advisory models.

Patricia Barksdale is a Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management with over 40 years of experience in financial services, including 33 years at Merrill. She provides guidance to individuals and families in establishing their financial goals through personalized wealth management strategies, focusing on areas such as college education planning, LGBT wealth planning, managing new wealth, personal retirement planning, women and wealth, and sports and entertainment sectors. Patricia holds dual bachelor's degrees in Finance and Economics from Kean University and completed Merrill's Financial Advisors Leadership Program at the University of Pennsylvania Wharton School of Business. She holds professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment (SE). Throughout her career, she has been recognized as a 2025 GameChangHer by Insights Marketing, a 2007 Woman of Influence in Finance, and honored as a 2014 Kean University Distinguished Alumni. Beyond her professional role, Patricia is active in financial literacy education, volunteering and speaking with organizations such as Kean University, Newark Public Schools, the Jackie Robinson Foundation, and Junior Achievement of New Jersey. She is involved with professional and community organizations including the National Association of Black Female Executives in Music and Entertainment, the Executive Women's Golf Association, and has served on advisory boards for Kean University and the Kean University Foundation. Her personal interests include playing golf, dancing, listening to music, attending Broadway shows, cooking, and spending time with her family.

Michael Mastrangelo is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized investment strategies that align with their short-, mid-, and long-term financial goals. Michael serves as a resource for a broad range of financial needs, including investing, retirement planning, and emergency savings. He also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Rutgers University.

Alan Levine is a CFP® with 36 years of experience in the financial services industry, currently affiliated with LPL Financial since 2010. He also operates Diversified Financial Consultants, Inc., a firm he has been involved with since 1989. Levine serves in fiduciary roles for several family trusts. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Renee Schwartz is a financial advisor at Morgan Stanley with 36 years of industry experience. She holds the Series 63 and Series 65 designations. Her prior work includes seven years at Citigroup Global Markets before joining Morgan Stanley in 2009. Outside of her advisory role, she is a member of M&R Schwartz Family Holdings, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and market outlook models.

Matthew Minsch is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation. He joined Morgan Stanley in 2025 and has prior experience at Vail Resorts, Somerset Hills Country Club, Boston University, and Ridge High School. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and approved tools, with a focus on advisory services rather than individual security recommendations.

Richard Garrett is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Bank of America, Merrill, Great Point Capital, and Takion Technologies. Outside of his advisory work, he is involved with US Coachways Inc, a company in the automotive and transportation sector. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and offers a wide range of retail and institutional investment options.

James Carlo is a financial advisor with Wells Fargo Clearing in Florham Park, NJ, holding a Series 66 designation and 13 years of industry experience. He has been with Wells Fargo Clearing since 2016, including a prior role at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Nicholas Martin is a Financial Consultant at Fidelity Investments, where he has been working since 2023. He has held several roles within the company, including Investment Consultant from 2021 to 2023, Relationship Manager from 2019 to 2021, and Financial Representative from 2018 to 2019. Nicholas is a CERTIFIED FINANCIAL PLANNER™ professional. He focuses on helping clients navigate all facets of their financial plans by delivering personalized planning experiences tailored to their specific needs and goals. His approach emphasizes building trusting relationships with clients and their families to prioritize what is most important and take necessary steps toward achieving their financial objectives. Outside of his professional work, Nicholas enjoys family activities, fishing, fitness, football, golf, and running.