Brian Daniels is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Enfusion, LLC. His background also includes roles outside finance, such as with Recharge Brewing Co. and My Pizza Technologies. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process supported by firm-approved tools and modeling techniques.

Emilio Monaco is a financial advisor at Fidelity with 22 years of industry experience. He holds a Series 66 designation and has been with Fidelity Investments since 2003, including roles at Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors, charitable funds, and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it holds several distinctive regulatory registrations and advisory roles uncommon among large institutional peers.

Susan Frenkel is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has been with Cetera and its related entities since 2015. Outside of advisory work, she is involved in selling health insurance and serves as an executive producer for a family member’s theater project. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporations, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers through a multi-manager platform.

Jack Van Kleeff is a financial advisor with LPL Financial, holding a Series 66 designation and entering the industry with less than one year of experience. His prior work includes a brief tenure at Northwestern Mutual and roles outside finance, including working at Rails Steakhouse and full-time studies at Montclair State University and Community College of Morris. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools for research and operations.

Gerald Simmons is a CFP® professional with 40 years of industry experience, currently serving at Morgan Stanley in Paramus, NJ. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques but generally acts in an advisory capacity rather than as an ERISA fiduciary unless separately engaged.

Wafaa Farag is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at JPMorgan Securities, JPMorgan Chase Bank, PNC Bank, and Emirates National Bank of Dubai. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Kenneth Jeske is a financial advisor with Ameriprise in Paramus, NJ, holding a Series 63 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 1999. Outside of advising, he sub-leases office space within his suite to another advisor. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset criteria, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to tailor its advice, emphasizing assets held in Ameriprise Managed Accounts and utilizing algorithmic automation overseen by a dedicated committee.

Mitchell Solomon is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has worked at Cetera since 2019 and previously spent two decades at Foresters Financial Services. Cetera Investment Advisers LLC operates as an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to multiple program structures and third-party managers.

Gerald Castellano is a financial advisor at LPL Financial with 41 years of industry experience. He holds the ChFC® and Series 63 designations. His prior experience includes roles at Securian Financial Services, Minnesota Life Insurance Company, Allied Wealth Partners, and New England Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management options through a large network of advisors supported by proprietary research and operational tools.

Timothy Dolan is a financial advisor with J.P. Morgan Securities, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. His career includes roles at Wells Fargo Clearing Services, TD Ameritrade, O'Shares, and MS Howells. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment process.

Raymond Wong is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Reichert is a Senior Financial Advisor with over 47 years of experience in the financial industry. He is a member of the RLA group at Merrill Lynch Wealth Management, where he applies his extensive knowledge in portfolio management to assist clients with making life-changing and life-affecting financial decisions. Throughout his career, Thomas has held roles as a Financial Advisor, Managing Director, and Branch Manager at a major brokerage firm. Thomas's expertise encompasses a range of client focus areas including family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, and retirement income. He holds the Professional Investment Advisor (PIA) designation and earned a bachelor's degree from Montclair State University. Outside of his professional work, Thomas is engaged in his community as a church volunteer. He enjoys activities such as swimming, biking, boating, football, music, reading, skiing, traveling, and spending time with his family. Thomas and his wife, Patti, have been married for over 44 years and have three grown daughters.

Hyong Lee is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Wells Fargo in 2022, he worked for Morgan Stanley Private Bank, National Association, from 2015 to 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ricardo Velez is a financial advisor with Merrill holding a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America, Julia Valler, Aflac, and Equitable Advisors. Outside of finance, he works as a promotional model and event host and serves as an independent contractor for Uber. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Martino Siciliano is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Primerica Advisors since 1982 and Primerica Financial Services since 1981. Siciliano has owned several businesses, including Martino Siciliano & Associates Inc., Labtygr, Inc., and Life's Work, Inc., though these are currently inactive. He has also been involved in part-time referrals for home security, automation products, and other home-related services through affiliates of PFS Investments Inc. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual investors as well as corporate and charitable clients. The firm emphasizes model-driven investment strategies provided by third-party asset managers and supports its advisory services with custody and trade execution facilitated by BNY Mellon Advisors and Pershing.

Michael Piccolo is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing and Morgan Stanley in various roles since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Ricky Wallace is a financial advisor with Charles Schwab in Paramus, NJ, holding a Series 66 license and bringing 11 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2015. Outside of his advisory role, he serves as Treasurer for Phi Beta Sigma Fraternity Inc., a nonprofit charitable organization. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a primarily non-discretionary client relationship model with access to discretionary separately managed accounts and employs strategic multi-asset investment portfolios alongside comprehensive due diligence on alternative investments.

Mayda Alvarado is a financial advisor with Charles Schwab in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance with client decision-making and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Peter Striano is a financial advisor with LPL Financial, holding 50 years of industry experience. Prior to joining LPL Financial in 2024, he spent 16 years at Lincoln Financial Securities Corporation. His other business activities include involvement in non-variable insurance sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Roy Bentzen is a financial advisor at Fisher Investments with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Nationwide Investment Services, MML Distributors, Mass Mutual, and Thornburg Securities. Outside of his advisory role, he is the sole member of Bentzen Home Renovations, LLC, a company focused on rehabbing homes for sale. Fisher Investments provides discretionary portfolio management to institutional and private clients globally, including pension plans, foundations, and high-net-worth individuals. The firm employs a centralized investment process combining quantitative and qualitative research and offers a range of services including sub-advisory and retirement plan management.