Patrick Wald is a Financial Consultant at Fidelity Investments. He has held this role since 2026, following his tenure as an Investment Consultant at Fidelity from 2024 to 2026. Prior to joining Fidelity, Patrick worked as a Financial Solutions Advisor at Merrill Lynch from 2020 to 2024 and as an Investment Specialist at Merrill Edge from 2017 to 2020. Patrick partners with clients to understand their financial goals and develop customized financial plans that address their unique needs. He emphasizes client education and providing quality service to clients and their families, striving to maintain trust, reliability, and competency. Further details about Patrick's education, credentials, personal interests, or community involvement have not been provided.

Jordan Gelb is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over three decades of experience working with families and corporations to achieve their financial goals. He specializes in corporate benefits, executive compensation, family wealth management strategies, and investment consulting for defined contribution plans. Jordan employs personalized strategies to help clients maximize the value of their compensation plans and protect their wealth from unnecessary risk exposure. Before joining Merrill Lynch in 1994, Jordan gained nine years of experience in the financial industry. He holds a bachelor's degree from Indiana University's Kelley School of Business and has earned multiple professional designations, including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Certified Exit Planning Advisor (CEPA), and Chartered Retirement Planning Counselor (CRPC). His expertise encompasses asset allocation, tax mitigation, generational planning, and portfolio management services. Jordan lives in Northbrook with his wife Jill and has two adult children. He is involved in community organizations such as Bnai Brith Sports Lodge and Napa Flyin. In his leisure time, he enjoys basketball, golfing, swimming, table tennis, and volleyball.

Evan Scherer is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at J.P. Morgan Securities and Jpmorgan Chase Bank since 2017, following a year at PNC Investments. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary advisory programs supported by in-house due diligence and ESG eligibility processes.

Ryan Westphal is a financial advisor at Wells Fargo Clearing in Oak Brook, IL, holding a Series 66 designation with 14 years of industry experience. His prior roles include positions at Charles Schwab, TD Ameritrade, and Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Nicholas Koutris is a CFP® with four years of industry experience, currently serving as a financial advisor at Charles Schwab in Northbrook, IL. He has been with Charles Schwab since 2020 and previously worked with Charles Schwab Bank, SSB. Outside of his advisory role, he is a sports official for youth baseball, softball, and basketball across the northwest Chicago region. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, and custodial services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios and emphasizes multi-asset model portfolios and alternative investment due diligence.

Keeley Kandziora is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan, she held positions at Morgan Stanley, First Republic, and worked at the University of Chicago Booth School of Business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Mao Xia is a financial advisor with Fidelity, holding a Series 66 designation and eight years of industry experience. Prior to joining Fidelity, Mao worked at Bank of America, Merrill, BMO Harris Bank, and World Financial Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe, and it maintains a formal advisory role to multiple registered investment companies.

Omar Zaki is a financial advisor at Edward Jones with 10 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2016. Outside of his advisory role, he is involved in family real estate development ventures in Chicago. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs, investment solutions, and affiliated financial services through a broad national network of advisors and branches.

Michael Purdy is a financial advisor with Stifel in Lake Forest, IL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Stifel since 1990. Outside of his advisory role, he serves as president and limited partner of Galvani Family Ltd. Partnership, a family partnership managing a commercial property in Northbrook, IL. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment strategy that incorporates forward-looking market assumptions and probabilistic modeling to support asset allocation and financial planning.

Terrence Ruff is a financial advisor at OSAIC with 19 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Securities for 17 years. In addition to his advisory role, he serves as a board member and treasurer for a nonprofit organization and is a licensed insurance agent and notary public. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, offering a range of integrated financial services and investment platforms. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios across multiple asset classes.

Jason Gunther is a CFP® professional with 17 years of experience in the financial industry. He has been with Edward Jones since 2009, working out of Lake Forest, IL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Cheryl Duda is a Financial Advisor at Merrill Lynch Wealth Management, specializing in helping individuals, families, and small business owners protect and grow generational wealth. She works closely with clients to understand their unique priorities and develop personalized financial plans that align with their needs and values. Her expertise includes retirement and legacy planning, tax-efficient investing, college education funding, small business solutions, and access to specialty lending. With over 20 years of experience in the financial industry, Cheryl holds professional designations including Chartered Financial Analyst (CFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from Shanghai International Studies University and an MBA from the Illinois Institute of Technology. Fluent in both Chinese and English, Cheryl brings a broad perspective to her client relationships. Outside of her professional role, Cheryl is active in her community through involvement with District 30 Toastmasters and XL Toastmasters Club. She enjoys running, including marathons, cooking, hiking, reading, traveling, and spending time with her family.

Jeffrey Curio is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. Prior to joining Morgan Stanley in 2022, he spent ten years at UBS Financial Services. He serves on the Finance Committee of St. Patrick High School in Chicago. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning supported by firm-approved tools and methodologies.

Bradley Jenks is a financial advisor with LPL Financial in Gurnee, IL, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He has been with LPL Financial and its predecessor firms since 2000. Jenks serves as a board member of the Zacharias Sexual Abuse Center, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Brisly Alonso Ali is a financial advisor with J.P. Morgan Securities in Chicago, IL, holding Series 63 and Series 66 designations and six years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2019, he worked at TCF National Bank and Oakton Community College. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jacob Drescher is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. He has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions. Their process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options within their investment menus.

Mason Homsey is a CFP®-designated financial advisor at Charles Schwab with four years of industry experience. His prior work includes roles at INAV, LLC and Fidelity Investments. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management options alongside integrated brokerage and custody services.

Julianne Eiserman is a financial advisor with Morgan Stanley in Deerfield, IL, holding Series 63 and Series 66 designations and 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and has prior experience at Citigroup Global Markets beginning in 1991. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and market simulations.

Connor Kotzenberg is a Series 66-licensed financial advisor at Merrill with four years of industry experience. His prior roles include positions at Bank of America, Northbrook Park District, and Target. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Edward G. Schroeder is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on retirement planning strategies and institutional money management analysis. He also undertakes responsibilities such as reviewing trust accounts and optimizing insurance policy strategies. Edward holds Series 7, 3, 31, 63, and 65 FINRA registrations, as well as the Illinois Life Insurance license. He has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Edward began his financial services career on the trading floor of the Chicago Board of Trade as a broker and trader. He holds a bachelor's degree in Communication from the University of Kentucky and a high school diploma from New Trier East. His client focus areas include legacy planning, personal retirement planning, socially responsible investing, values-based and ESG investing, sports and entertainment, and individual and corporate investment strategy. Away from the office, Edward enjoys biking, cooking, fishing, skiing, swimming, and traveling. He is involved in community activities such as the American Lung Association Portland OR Reach the Beach event and supports the Blessed Sacrament Youth Center in Chicago's Lawndale neighborhood.