Nicholas Koutris is a CFP® with four years of industry experience, currently serving as a financial advisor at Charles Schwab in Northbrook, IL. He has been with Charles Schwab since 2020 and previously worked with Charles Schwab Bank, SSB. Outside of his advisory role, he is a sports official for youth baseball, softball, and basketball across the northwest Chicago region. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, and custodial services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios and emphasizes multi-asset model portfolios and alternative investment due diligence.

Keeley Kandziora is a Series 66 licensed financial advisor with J.P. Morgan Securities in Winnetka, IL, and has one year of industry experience. Prior to J.P. Morgan, she held positions at Morgan Stanley and First Republic and has been affiliated with the University of Chicago Booth School of Business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice and manager searches supported by centralized due diligence and a combination of quantitative and qualitative research.

Mao Xia is a financial advisor with Fidelity, holding a Series 66 designation and eight years of industry experience. Prior to joining Fidelity, Mao worked at Bank of America, Merrill, BMO Harris Bank, and World Financial Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe, and it maintains a formal advisory role to multiple registered investment companies.

Omar Zaki is a financial advisor at Edward Jones with 10 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2016. Outside of his advisory role, he is involved in family real estate development ventures in Chicago. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs, investment solutions, and affiliated financial services through a broad national network of advisors and branches.

Michael Purdy is a financial advisor with Stifel in Lake Forest, IL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Stifel since 1990. Outside of his advisory role, he serves as president and limited partner of Galvani Family Ltd. Partnership, a family partnership managing a commercial property in Northbrook, IL. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment strategy that incorporates forward-looking market assumptions and probabilistic modeling to support asset allocation and financial planning.

Terrence Ruff is a financial advisor at OSAIC with 19 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Securities for 17 years. Ruff also owns Kensington Financial Services, Inc., where he has been involved in insurance sales since 1987, and serves as a board member and treasurer of a nonprofit organization. He is a licensed notary public providing document notarization services. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a multi-advisor platform with brokerage and advisory services. The firm employs a model-based investment process featuring asset allocation, portfolio optimization, and various managed account options.

Jason Gunther is a CFP® professional with 17 years of experience in the financial industry. He has been with Edward Jones since 2009, working out of Lake Forest, IL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Cheryl Duda is a Financial Advisor at Merrill Lynch Wealth Management, specializing in helping individuals, families, and small business owners protect and grow generational wealth. She works closely with clients to understand their unique priorities and develop personalized financial plans that align with their needs and values. Her expertise includes retirement and legacy planning, tax-efficient investing, college education funding, small business solutions, and access to specialty lending. With over 20 years of experience in the financial industry, Cheryl holds professional designations including Chartered Financial Analyst (CFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from Shanghai International Studies University and an MBA from the Illinois Institute of Technology. Fluent in both Chinese and English, Cheryl brings a broad perspective to her client relationships. Outside of her professional role, Cheryl is active in her community through involvement with District 30 Toastmasters and XL Toastmasters Club. She enjoys running, including marathons, cooking, hiking, reading, traveling, and spending time with her family.

Jeffrey Curio is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. Prior to joining Morgan Stanley in 2022, he spent ten years at UBS Financial Services. He serves on the Finance Committee of St. Patrick High School in Chicago. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning supported by firm-approved tools and methodologies.

Bradley Jenks is a financial advisor with LPL Financial in Gurnee, Illinois, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with LPL Financial and its predecessor firm since 2000. Outside of his advisory role, he serves as a board member for the Zacharias Sexual Abuse Center, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that supports a wide range of clients—including individuals, retirement plans, banks, and institutions—through various advisory and brokerage services. The firm offers multiple investment programs and leverages technology tools for operational and research support while maintaining a broad suite of financial services beyond advisory functions.

Brisly Alonso Ali is a financial advisor with J.P. Morgan Securities in Glenview, IL, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2019, he worked at TCF National Bank and Oakton Community College. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates centralized due diligence and uses both quantitative and qualitative research to develop model asset allocations, with recommendations potentially incorporating ESG criteria.

Jacob Drescher is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Mason Homsey is a CFP®-designated financial advisor at Charles Schwab with four years of industry experience. His prior work includes roles at INAV, LLC and Fidelity Investments. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management options alongside integrated brokerage and custody services.

Julianne Eiserman is a financial advisor with Morgan Stanley in Deerfield, IL, holding Series 63 and Series 66 designations and 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and has prior experience at Citigroup Global Markets beginning in 1991. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and market simulations.

Connor Kotzenberg is a Series 66-licensed financial advisor at Merrill with four years of industry experience. His prior roles include positions at Bank of America, Northbrook Park District, and Target. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Edward G. Schroeder is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on retirement planning strategies and institutional money management analysis. He also undertakes responsibilities such as reviewing trust accounts and optimizing insurance policy strategies. Edward holds Series 7, 3, 31, 63, and 65 FINRA registrations, as well as the Illinois Life Insurance license. He has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Edward began his financial services career on the trading floor of the Chicago Board of Trade as a broker and trader. He holds a bachelor's degree in Communication from the University of Kentucky and a high school diploma from New Trier East. His client focus areas include legacy planning, personal retirement planning, socially responsible investing, values-based and ESG investing, sports and entertainment, and individual and corporate investment strategy. Away from the office, Edward enjoys biking, cooking, fishing, skiing, swimming, and traveling. He is involved in community activities such as the American Lung Association Portland OR Reach the Beach event and supports the Blessed Sacrament Youth Center in Chicago's Lawndale neighborhood.

Trent La Monica is a financial advisor with Ameriprise in Glenview, IL, holding a Series 66 credential and 13 years of industry experience. Prior to joining Ameriprise, he worked at New York Life and its affiliates from 2014 to 2020 and operated Lamonica & Associates from 2018 to 2020. He serves as a trustee for the District 39 Foundation. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, notable for its Premier Retirement Income service that offers tailored retirement planning advice centered on dependable income sources and tax-aware withdrawal strategies.

Devidas Dharamdasani Ramchand is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining J.P. Morgan Securities, he worked at Fifth Third Securities Inc and Fifth Third Bank, and has previous experience at Target and Circle Tech. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations, offering extended capabilities in derivatives and commodities.

Robert Morehead is a financial advisor with UBS Financial Services in Northbrook, IL, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Merrill and Bank of America, as well as work at Stonecutter Recording Studios. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions, model-based asset allocations, and research to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a wide range of capital markets and advisory solutions.

Elizabeth Mason is a financial advisor at UBS Financial Services with 33 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at UBS since 2017, following a 20-year tenure at Merrill. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm employs proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.