Francis Barnhart is a financial advisor at UBS Financial Services with 50 years of industry experience. He has been with UBS since 1989 and holds Series 63 and Series 65 licenses. Outside of his advisory role, Barnhart serves as a panelist on the NYSE Regulation Hearing Board and acts as a trustee for a family trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based allocations to tailor client plans.

David Harris is a financial advisor at Stifel with 41 years of industry experience. He has been with Stifel since 2007 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as President and Executive Officer of the Michigan Youth Soccer League, overseeing travel competition activities. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to support client asset allocation and financial planning.

Jeffrey Forche is a financial advisor at Robert Baird & Co. with 34 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Robert Baird since 2020, following four years at Wells Fargo Clearing. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department, which serves high net worth individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers services including financial planning, discretionary and non-discretionary portfolio management, and utilizes a combination of manager-traded and model-traded strategies supported by internal research and specialized tools.

Jerome Ciaramitaro is a financial advisor with Equitable Advisors in Troy, MI, holding Series 63 and Series 65 licenses and 46 years of industry experience. He has worked with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Outside of his advisory role, he is president and owner of Cornerstone Benefit Plans, Inc., where he consults on employer-sponsored benefit programs, and serves as a delegate for the Oakland Township Republican Party. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutions, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and offers access to various advisory programs and third-party asset managers, focusing on aligning client goals with appropriate program models and fiduciary services.

Gary Barney is a financial advisor with LPL Financial in Troy, MI, holding Series 63 and Series 65 licenses and having 10 years of industry experience. His prior work includes roles at Securities America, Inc., The O.N. Equity Sales Company, and Ohio National Financial Services. Barney is also involved in non-variable insurance activities as a part of his business operations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, wrap and model portfolio programs, third-party asset management, and institutional platforms, supported by extensive operational tools and a large network of over 22,800 advisors.

Brian Meulebrouck is a financial advisor at UBS Financial Services with 30 years of industry experience. He has been with UBS since 2017 and previously worked at Bank of America and Merrill. He holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Thomas Kendra is a financial advisor with LPL Enterprise in Troy, MI, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has worked with Prudential Insurance Company of America and Pruco Securities, LLC, among other firms. Outside of his advisory role, he broadcasts local high school football games on the radio and writes sports articles for a local sports journal in Muskegon, Michigan. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and corporate entities. The firm utilizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and various affiliated financial services.

David Trimble is a financial advisor with Equitable Advisors, holding a Series 66 designation and 15 years of industry experience. He has been with Equitable Advisors since 2010, previously associated with Axa Advisors. Outside of his advisory work, he provides simple wills for friends and family on a volunteer basis as an attorney. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm emphasizes matching clients to suitable program models or discretionary managers, utilizing both proprietary and third-party solutions.

Matthew Palmer II is a financial advisor with Merrill in Dearborn, MI, holding a Series 66 designation and 13 years of industry experience. He has worked at Merrill and Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Napolitano is a Series 66-licensed financial advisor with Raymond James & Associates, where he has worked since 2025. He has one year of industry experience and previously held roles at Deloitte Tax LLP, Price Waterhouse Coopers LLP, and KPMG LLP. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele, including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Maeghan Holmes is a financial advisor at Morgan Stanley with 14 years of industry experience. She has held positions at Merrill, Bank of America, and CUSO Financial Services before joining Morgan Stanley in 2018. Outside of her advisory work, she operates an Etsy shop, HolmesMade by Maeghan, selling handmade and vintage items. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs including tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct financial planning and employer-sponsored Corporate Financial Planning services.

Noah Robinson is a financial advisor with Wells Fargo Advisors in Grosse Pointe Farms, Michigan, holding Series 66 and Series 65 designations and bringing 21 years of industry experience. His career includes roles at Wells Fargo Clearing, J.P. Morgan Securities, and Chase Investment Services. He also has ownership interests in wealth management firms outside his primary role. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, using proprietary research and tools to develop tailored recommendations delivered through discrete planning engagements.

Carmela Bowman is a financial advisor with Raymond James Financial Services Advisors, Inc. and Raymond James Financial Services, Inc. She holds Series 63 and Series 65 licenses and has 30 years of industry experience. Prior to joining Raymond James in 2026, Bowman spent 13 years with Commonwealth Financial Network. She serves as the treasurer for the American Association of University Women in St. Clair Shores, MI. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning and uses analytical tools to tailor recommendations to client goals, supporting implementation through its advisory programs and affiliated advisory firms.

Jeffrey Singer is a financial advisor with UBS Financial Services in Birmingham, MI, holding Series 63 and Series 65 credentials and over 45 years of industry experience. His career includes long-term tenures at Prudential Securities Incorporated and McDonald Investment Inc. alongside his current role at UBS. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Nicola Delicata is a financial advisor with Mass Mutual Investors Services in Detroit, MI, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Prior to joining Mass Mutual, Delicata worked at Metlife Securities, Inc. for 16 years. Outside of advisory work, Delicata owns a commercial building that generates rental income. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a range of programs including wrap accounts, money-manager programs, and educational seminars.

Kasey Altenbernt is a financial advisor at LPL Enterprise with Series 63 and Series 65 credentials and eight years of industry experience. Prior to joining LPL Enterprise in 2024, Kasey worked at Prudential Insurance Company of America and Pruco Securities, LLC. Their other business activities include involvement with Prudential-sponsored non-variable insurance products. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is model-driven, offering access to third-party asset managers and a range of financial planning and consulting services.

Eric Neubecker is a CFP® with over 32 years of experience in the financial services industry. He is currently with Morgan Stanley, having previously worked at Wells Fargo Clearing and Ameriprise Financial Services. He also serves as a successor trustee for a family investment trust. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and leverages its Financial Advisors and Estate Planning Strategies Group to deliver customized financial solutions.

David Rossetter is a financial advisor with Equitable Advisors, holding a Series 66 designation and four years of industry experience. His background includes roles at Uber and Raymond James, as well as a tenure at Oakland University. Equitable Advisors serves a broad range of clients, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management services. The firm delivers advice through a network of Investment Adviser Representatives and utilizes a variety of third-party program sponsors and advisory models.

Steven Dunmire is a Series 66 licensed advisor with J.P. Morgan Securities in Sterling Heights, MI, and has three years of industry experience. His prior roles include positions at Merrill and Bank of America N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm integrates quantitative and qualitative research to develop model asset allocations and offers broader derivatives and commodities capabilities through various registrations and affiliations.

John Lockwood is a financial advisor with J.P. Morgan Securities in Birmingham, MI. He holds the Series 66 designation and has four years of industry experience. His prior roles include positions at Sg Capital Management, Merrill, Bank of America, Morgan Stanley, and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s non-discretionary advisory program focuses on asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative analysis.