Andrew Misenko III is a financial advisor at J.P. Morgan Securities with four years of experience in the industry. He holds Series 63 and Series 66 licenses. His professional background includes roles at Quicken Loans LLC, Packaging Corporation of America, and entrepreneurial ventures such as Misenko Properties LLC and M&T Vending LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Louis Perraut is a CFP® professional with eight years of industry experience, currently affiliated with OSAIC since 2018. His prior work includes roles at Signator Investors Inc, Beaumont Health, and Wayne State University. Perraut is also involved with Michigan Financial Companies and Fathom Financial Partners in capacities related to securities sales and investment advisory services. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, through a broad network of financial advisers and advisory platforms. The firm integrates brokerage and investment advisory services with tools such as asset allocation models and automated rebalancing to offer customized portfolio management and third-party managed-account solutions.

Eric Ratliff is a CFP®-designated financial advisor with 21 years of industry experience, currently with LPL Financial since 2022. His prior roles include positions at J.P. Morgan Securities and PNC Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, employing a variety of strategies and advisor-facing technologies while managing over $819 billion in discretionary assets through a large network of advisors.

Racheal Hardy is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan in various capacities since 2011. Before joining the financial industry, she worked at Jamberry Nails for one year. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Beena Kinariwala is a financial advisor with Equitable Advisors in Troy, MI, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Equitable Advisors since 1999, including its predecessor AXA Advisors, LLC. Outside of her advisory role, she operates BK Financial Services as a sole proprietor, conducting other insurance activities. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

William Knudsen is a financial advisor with LPL Financial, holding Series 63, 65, and 66 credentials and 27 years of industry experience. Prior to joining LPL Financial in 2015, he worked at The Huntington Investment Company, Chase Investment Services Corp., and Fifth Third Securities, Inc. He also manages a private investment and tax-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary strategies.

Jon Vander Laan is a Financial Consultant currently working at Fidelity Investments since 2026. He has held various roles within Fidelity Investments including Financial Consultant, Investment Consultant, and Financial Representative since 2022. Prior to his current role, he worked as a Private Wealth Advisor at Stonebrook Private from 2024 to 2026. Jon focuses on providing a personalized and holistic approach to financial planning. He takes time to understand each client's unique situation, analyzing and stress testing their financial status to identify opportunities and risks. He collaborates with clients to develop strategies aligned with their financial goals, adjusting plans as life circumstances and market conditions change. Outside of his professional career, Jon enjoys family activities, football, golf, outdoor adventures, traveling, and volunteering.

Erik Kent is a financial advisor at Ameriprise in Troy, MI, with 11 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Morgan Stanley, Citizens Securities, Inc., and Scottrade. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Alvin Hill III is a financial advisor with Edward Jones in Bloomfield Hills, MI, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has been with Edward Jones since 2018 and previously worked at Comcast Corporation from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a network of about 23,700 financial advisors and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Kathryn Halonen is a CFP® professional with 28 years of experience at UBS Financial Services in Birmingham, MI. She has been with UBS since 1998. Outside of her advisory role, she serves as Treasurer for the East Hills Middle School PTO, managing budgeting and financial responsibilities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including wealth management and capital markets services. The firm combines institutional trading capabilities with comprehensive financial planning and portfolio management tailored to client goals and risk tolerances.

Brian Sites is a CFP® professional with 20 years of experience in the financial advisory industry. He is currently with Edelman Financial Engines and has previously worked at Fidelity Personal and Workplace Advisors and Financial Engines Advisors L.L.C. Edelman Financial Engines provides technology-enabled investment advisory services primarily for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large client base through both advisor-led and online platforms.

Dylan Mc Evilly is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds the Series 66 designation and has worked previously at Wells Fargo Clearing and Aerotek. He also spent five years at the University of Michigan - Dearborn. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Leila Aleyaseen is a financial advisor with Morgan Stanley in Troy, MI, holding a Series 66 designation and 21 years of industry experience. She previously worked at UBS Financial Services for five years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured discovery conversations and firm-approved planning tools in its financial planning process.

Cathleen Odish is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. She previously worked at Cambridge Investment Research Advisors and National Planning Corporation. Odish also presents seminars through White Glove Workshops, an activity she has been involved with for several years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided by investment adviser representatives using a variety of discretionary and non-discretionary strategies.

John Bussa is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 65 and Series 66 credentials and previously worked for Lincoln Financial Advisors for 24 years. Outside of his advisory role, he operates a consulting business through BFP Media, LLC. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs a range of portfolio construction tools and supports both discretionary and non-discretionary account management.

Sherrie Ingham is a financial advisor with Ameriprise in Troy, MI, holding the ChFC® designation and Series 63 and 65 licenses. She has 25 years of industry experience, including roles at Concorde Asset Management and L.M. Kohn & Company. Outside of her advisory work, she is involved in business ownership and serves as COO of TLC Management. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Brian D'ziurman is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Urban Hubert is a CFP® designated financial advisor with UBS Financial Services in Plymouth, MI, bringing 61 years of industry experience. He has been with UBS Financial Services since 1963. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Shelley Graunke is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and provides services through structured planning processes supported by firm-approved tools.

Charles Dennis is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds the Series 66 and Series 63 licenses and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank since 2006. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.