Sandeep Sidhu is a financial advisor with Merrill in Farmington Hills, MI, holding a Series 66 designation and four years of industry experience. Prior to joining Merrill and Bank of America N.A. in 2022, he worked at Certus X Partners for five years and Eaton Corporation for ten years. He maintains a passive advisory role as a director at Certus X Partners LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Jessica Axelsson is a financial advisor with J.P. Morgan Securities in Plymouth, MI, holding Series 63 and Series 66 licenses and 14 years of industry experience. Her prior work includes roles at The Huntington Investment Company, LPL Financial, and Rent North Equipment, LLC. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm combines quantitative screens and qualitative research to develop model asset allocations and incorporates ESG criteria within its investment recommendations.

Jared Kersten is a financial advisor with Cetera and holds Series 63 and Series 65 licenses. He has 12 years of industry experience, including roles at Fisher Investments and PNC Bank. His current tenure at Cetera includes multiple entities within the firm since 2025. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services and operates a multi-manager platform with access to both affiliated and third-party investment strategies.

Anthony Legg is a financial advisor at Edelman Financial Engines with two years of industry experience. He holds Series 65 and Series 63 licenses. His prior roles include positions at Empower Financial Services, EXP Realty, and All Medical Personnel. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm offers both discretionary and non-discretionary investment management through diversified model portfolios and combines proprietary modeling with planner delivery and online tools.

Roger Houston is a CFP® professional with 34 years of experience, currently serving at LPL Financial since 2003. He holds Series 63 and Series 66 licenses. His other business activities include selling fixed annuities, health, disability, and long-term care insurance in Southfield, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a wide range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by operational tools including machine learning, while managing over $819 billion in discretionary assets through a network of more than 22,800 advisors.

Jason Newel is a financial advisor with LPL Financial in Plymouth, MI, holding Series 63 and Series 66 credentials and three years of industry experience. Prior to joining LPL, he worked at W&S Brokerage Services and Western & Southern Life. He is also involved with Community Financial Members FCU in a financial institution duty role. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment programs, supporting advisors with research and technology tools while overseeing more than $819 billion in discretionary assets.

David Engstrom is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has held prior positions at Fifth Third Bank, Cetera, and LPL Financial. Engstrom is currently based in Novi, Michigan. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options with multi-asset model portfolios and centralized operational support.

Michael Mercer is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Samira Anwar is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill and Bank of America since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers for individuals, high-net-worth clients, and institutions.

Mark Dickinson is a financial advisor with Merrill in Farmington Hills, MI, holding a Series 66 designation and 12 years of industry experience. He has been with Bank of America and Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Abraham Robertson is a CFP®-credentialed financial advisor with 16 years of industry experience, currently with Ameriprise in Novi, MI. He previously worked at RiverSource Distributors Inc and has held multiple roles at Ameriprise since 2013. Outside of advising, he co-owns Clarity Tax Professionals, LLC, a tax preparation business, and Acres of Eden LLC, a farm operation in Fergus Falls, MN. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that integrates written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Eric Konopka is a financial advisor with Ameriprise in Northville, MI, holding a Series 66 designation and 12 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Outside of his advisory role, he owns and operates a fireworks retail company in Michigan. Ameriprise provides a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to develop annual, non-discretionary recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Nathan Barbieri is a financial advisor at Charles Schwab with one year of industry experience. He holds the Series 66 designation and has worked previously at Equitable Advisors, LLC and other firms. Outside of his advisory role, he is a partner in Cheers Lapeer Bar in Lapeer, Michigan. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and alternative investments.

Vianna Burns is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2014, including time at JPMorgan Chase Bank, N.A. since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates ESG eligibility criteria.

Kenneth Harb is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Wells Fargo Clearing since 2016. He serves as a board member of the Livonia Brownfield Redevelopment Authority, where he participates in meetings and reviews tax credit issuances for underutilized real estate. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm integrates research and analytics with diversified investment principles and provides both brokerage and advisory solutions across a broad range of financial products.

Grant Sutter is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 designation and has worked within JPMorgan entities since 2011, including fifteen years at JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research supported by a centralized due diligence team and includes broader derivatives and commodities capabilities.

Hillary Ziemba is a Planning Consultant at Fidelity Investments, a position she has held since 2026. In this role, she works closely with clients and Financial Consultants to develop personalized financial strategies that align with clients' specific goals and needs. Hillary's experience at Fidelity Investments spans multiple roles, including Relationship Manager from 2024 to 2026, Financial Representative from 2023 to 2024, and Investor Center Intern in 2022. Through these positions, she has developed a comprehensive understanding of client relationship management and financial planning processes.

Michael Hudzik is a financial advisor with Raymond James & Associates in Farmington Hills, MI, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Banc of America Investment Services. He serves as a director for the Michigan Council on Economic Education, a charitable organization focused on advancing economic knowledge among teachers. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering tailored financial planning and consulting services supported by firm research and diverse portfolio management options.

Jeffrey Fleischman is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 30 years of industry experience. He has worked at Cetera and its affiliates since 2013 and has been involved in petroleum distribution and pipeline terminal operations through his roles at Peerless Distributing Company and Cousins Petroleum, Inc. Fleischman serves as a secretary for several senior housing and aging services nonprofit organizations in the Detroit area. Cetera Investment Advisers LLC provides a range of financial services through a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers various portfolio management and retirement services, utilizing a multi-manager platform that includes affiliated and third-party investment options across discretionary and non-discretionary program structures.

Mark Holowicki is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in the financial services industry. Since beginning his career in 1988, he has guided affluent families, professionals, and business owners through multiple market cycles by delivering personalized, goals-based wealth management strategies. Mark collaborates closely with clients to define their financial priorities and creates tailored plans that address their unique circumstances and stages of life. His areas of focus include college education planning, executive compensation, family wealth management, employee financial health, LGBT wealth planning, liquidity management, managing new wealth, and personal retirement planning. Mark holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Western Michigan University and a Master's Degree from Wayne State University. Outside of his professional work, Mark is involved with community organizations such as the Salvation Army, Purple Heart, United Way, Detroit Catholic Central, and the Boys and Girls Clubs of Southeast Michigan. His personal interests include biking, golfing, and yoga.