Laura Herfy is a financial advisor with Charles Schwab in Birmingham, MI, holding Series 63 and Series 66 licenses with 10 years of industry experience. She previously worked at Empower Financial Services and Thrivent Financial, including Thrivent Investment Management. Outside of her advisory role, she serves as CEO of People of Impact, a nonprofit organization focused on leadership and support for veterans. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and offers a centralized approach to custody, brokerage, and investment guidance.

Willie Herbert Jr. is a financial advisor with Primerica Advisors in Farmington Hills, MI, holding Series 65 and Series 63 designations and over 26 years of industry experience. He has been associated with Pfs Investments Inc. and Primerica Financial Services since 1999. In addition to his advisory role, he is involved in the sale of home loan products and home security services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program that primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm delivers advisory services through a large network of advisors using model-driven strategies managed by third-party asset managers.

Duane Garth is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. His career includes roles at Summit Financial Group Inc and Cetera Wealth Services, LLC. Outside of advising, he co-founded a ministry focused on financial unity for couples, serves on several nonprofit boards including for the City of Southfield and Ashland Theological Seminary Foundation, and teaches as an adjunct professor at the University of Detroit Mercy. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of investment options and program structures, supported by a network of over 10,000 advisors and more than $256 billion in assets under management.

Andrew McGuire is a Senior Financial Advisor and Associate Partner with MK Private Wealth, where he provides wealth management solutions to high net worth corporate and medical professionals, private equity professionals, and attorneys preparing for and transitioning to retirement. He also addresses the needs of the rising generation for many ultra-high net worth families served by his team. Prior to rejoining MK Private Wealth in 2018, Andrew worked in an advisory and planning capacity at Plante Moran Financial Advisors, supporting executives and business owners. Andrew's approach involves developing and implementing comprehensive wealth management plans to help clients achieve their goals amidst today's uncertain political, economic, and social environment. He collaborates closely with clients to make informed decisions and often serves as an objective second opinion within a top wealth management team. Andrew holds a Bachelor of Science in Finance from Oakland University and maintains FINRA Series 7, Series 63, and Series 65 registrations, as well as Life, Accident, and Health insurance licenses in Michigan. He has also earned the Personal Investment Advisor (PIA) designation. Outside of his professional role, Andrew serves as a Deacon and member of the Praise Team at Christ Community Church in Sterling Heights, Michigan, and is a member of the Detroit Athletic Club. He enjoys spending time with his wife, Samantha, and being on the golf course.

Morgan Stinson is a Financial Consultant at Fidelity Investments, a role held since 2026. In this capacity, Morgan partners with clients and their families to develop personalized financial plans that align with their goals and values. Morgan emphasizes long-term partnership and provides guidance through life's transitions, market uncertainty, and evolving objectives. Morgan's experience at Fidelity Investments includes progressive roles, beginning as a Financial Representative in 2021, followed by positions as Relationship Manager from 2022 to 2023, and Planning Consultant from 2023 to 2025. This progression reflects a broad exposure to client relationship management and financial planning within the firm. Morgan's approach focuses on open communication, thoughtful planning, and simplifying complex decisions to help clients feel confident about their financial future.

Adam Partridge is a financial advisor with Merrill in Royal Oak, MI, holding Series 66 and Series 63 licenses and seven years of industry experience. He previously worked at JP Morgan Chase for 17 years and held positions at Benzinga and Lazio Search Group before joining Merrill and Bank of America in 2025. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

James Gerrity II is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has been with Morgan Stanley since 2016. Outside of his advisory role, he serves as an adjunct instructor, teaching statistics and business analytics courses at Walsh College and Trine University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process supported by advanced modeling tools and serves clients through both direct and corporate financial planning agreements.

Jack Kloka is a financial advisor with Charles Schwab, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Securities America, Inc., Flexible Plan Investments, Ltd., General Nutrition Center, and Warren Screw Products. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized custody and supervisory arrangements.

Brendan Dunleavy is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Signator Investors/John Hancock for 14 years. Dunleavy serves on the boards of a charitable organization managed by the Michigan Department of Human Services and the Irish Network Detroit. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm uses asset-allocation tools, risk questionnaires, and automated rebalancing to construct diversified portfolios tailored to client preferences.

David Kaminski is a CFP® with 34 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory role, Kaminski owns and operates a commercial real estate business and serves as president on the board of a condominium association. Ameriprise is a large institutional firm offering retirement-income planning services focused on clients with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, utilizing a centralized retirement-income consulting team and a combination of research and modeling to generate personalized, tax-efficient recommendations.

Rivaldo Tobia is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and two years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and eMortgageFunding LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a manager-solutions team to offer customized advice and performance reporting. The firm incorporates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Sara Uffelman is a financial advisor at Stifel with four years of industry experience. She holds the Series 66 designation and has worked at Stifel since 2021. Prior to joining Stifel, she was involved in freelance work and held a position at MacuHealth. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group for investment analysis and asset allocation guidance.

Hunter McGuire is a Planning Consultant at Fidelity Investments. In this role, he collaborates with lead advisors to assist clients and their families in creating and implementing personalized financial plans tailored to their individual goals. Hunter has held several positions within Fidelity Investments, including Relationship Manager and Financial Representative, accumulating experience in financial planning and client relationship management. Prior to joining Fidelity, he worked as a Sponsor at Cornerstone Capital Planning Group. Outside of his professional duties, Hunter enjoys activities such as board games, family activities, fitness, social events with friends, outdoor adventures, and traveling.

Kurt Ebel is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked with Cetera and its affiliate since 2019 and previously spent 12 years at Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and custodial relationships.

Brian Guillery is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Cambridge since 2019 and previously worked at FSC Securities from 2011 to 2019. Outside of advisory activities, he is an independent insurance agent representing various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services delivered through independent Financial Professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client objectives.

John Panos is a financial advisor at Raymond James & Associates in Auburn Hills, MI, holding a Series 66 designation with one year of industry experience. Prior to joining Raymond James, he worked at MaxPro Fitness and held various roles at Indiana University and Stellantis. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers both non-discretionary advisory services and institutional consulting, with a focus that includes public finance and municipal work.

Charles Pass is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and nine years of industry experience. Before joining LPL Financial in 2018, he worked at NYLIFE Securities LLC and New York Life Insurance Company from 2016 to 2018, and had a brief tenure in construction with Erie Construction in 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Thomas Konopka is a Senior Financial Advisor with Merrill Lynch Wealth Management. He provides personalized financial planning services tailored to each client's specific goals and needs. His approach emphasizes simplicity and transparency in wealth planning to help clients pursue personal objectives such as retirement income, college education funding, and family wealth management. Thomas has expertise in areas including tax-efficient wealth building, retirement planning, corporate benefits, and managing new wealth. He focuses on helping clients meet retirement, educational, and legacy needs through customized strategies. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Lake Superior State University. Outside of his professional work, Thomas enjoys basketball, boating, fishing, reading, spending time with his family, and traveling.

Richard Smith is a Senior Financial Advisor and Vice President at Merrill Lynch Wealth Management. He leads a Forbes "Best-in-State Wealth Management Team," specializing in comprehensive financial planning, tax mitigation, strategic portfolio management, and personalized guidance for individuals, families, and businesses. Richard also serves as a Retirement Benefits Consultant, assisting business owners and companies in designing and managing 401(k) plans tailored to organizational objectives. Richard's expertise encompasses college education planning, corporate benefits, executive compensation, retirement income, tax minimization, and small business strategies. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his Bachelor's Degrees from Western Michigan University. Residing in Grosse Pointe Farms, Richard is actively involved in his community. He coaches varsity baseball at Grosse Pointe South High School, serves on the board of the Grosse Pointe Farms Parks & Harbor Committee, and is the Commodore of the Grosse Pointe Farms Boat Club. Additionally, he participates in organizations such as the Motor City Blight Busters and St. Jude Children's Research Hospital. In his spare time, he enjoys golfing, playing guitar, fishing, and traveling with his family.

Cheryl McGown is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 26 years of industry experience. She previously worked at J.P. Morgan Securities for five years and has owned a trucking company since 2013. McGown is also involved as an independent insurance agent and serves as a committee member in a business networking organization. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.