Thomas Carey is a financial advisor with Equitable Advisors in Troy, MI, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with Equitable Advisors and its predecessor Axa Advisors since 1999. Carey is also approved to conduct other insurance activities with companies outside of the Equitable network. Equitable Advisors serves individual clients across wealth levels, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients, offering financial planning, retirement plan consulting, and asset management services through a network of Investment Adviser Representatives. The firm employs a range of third-party advisory programs and investment options, including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Matthew Wagner is a financial advisor with Morgan Stanley Wealth Management in Bloomfield Hills, MI, holding Series 63 and Series 66 licenses and having 22 years of industry experience. He previously worked at Comerica Securities for 19 years and Ameriprise for 3 years. Wagner is involved with Financial Oxygen, a cash management platform serving corporate and institutional clients. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies.

Edward Lambert is a CFP® with 45 years of experience in the financial industry. He has been with LPL Financial since 1994 and is also associated with the Financial Services Group of Michigan, Inc. since 1984. His background includes extensive work with various insurance companies over the past 30 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Steven Kallabat is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2015, including time at JPMorgan Securities, LLC. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage, distribution, and investment management capabilities.

Michael Gloster is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 33 years of industry experience. His prior experience includes positions at Morgan Stanley, Merrill, Bank of America, and several other firms. Outside of his advisory work, he hosts a podcast through his company, Fashioncast, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by technology tools for research and operations.

Susan Haffey is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with LPL Financial since 2002. Outside of her advisory role, she is involved in direct sales for Mary Kay Cosmetics. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Da'neesha Bracey is a financial advisor at Equitable Advisors with one year of industry experience. She holds the Series 66 designation and has worked concurrently as a delivery driver and as a drop bury technician for Bracey's Underground Services, a business she has been involved with for ten years. Equitable Advisors serves a wide range of clients, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm offers access to various investment models and third-party asset managers, delivering services through a network of Investment Adviser Representatives.

James Mcgill II is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been serving in this role since 1993, providing guidance and strategies to clients in various areas of financial planning. His expertise includes corporate executive services, education planning, executive compensation, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He is a Managing Director and holds the professional designations of CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst® (CIMA), and Personal Investment Advisor (PIA). James earned a Bachelor of Business Administration degree from the University of Massachusetts at Amherst. Outside of his professional responsibilities, he is involved with the Boy Scouts and enjoys biking, boating, golfing, scuba diving, skiing, and spending time with his family.

Linda Kay is a financial advisor with Ameriprise in Troy, MI, holding Series 63 and Series 66 designations and having 32 years of industry experience. She has been with Ameriprise and its affiliated entities since 1993. Kay has established an LLC for future sub-leasing arrangements, though it has not generated any income or expenses. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary retirement advice, primarily for clients maintaining assets within Ameriprise-managed accounts.

Robert Farrell III is a financial advisor with Equitable Advisors, holding a Series 66 designation and four years of industry experience. His career includes prior roles at Centaurus Financial/Wealthmap Advisors and Herbert Financial Group. Farrell has also served as a trustee for family trusts and was involved with the Troy United Football Club, a nonprofit organization. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individual, institutional, and nonprofit clients. The firm employs a range of advisory programs and third-party asset managers to tailor investment solutions based on client risk tolerance and plan objectives.

Michail Curro is a financial advisor at LPL Enterprise with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Prudential Insurance Company of America, Pruco Securities, LLC, and Thrivent Financial. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Kenneth Thompson is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been affiliated with Raymond James Financial Services Advisors, Inc. since 2010 and serves as Co-Trustee for Joanne Thompson since 2016. Outside of his advisory role, he is involved in a personal lending arrangement. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through unique institutional affiliations.

Edwin Berg is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth management for individuals and families. With 24 years of experience in the financial services industry, he focuses on helping clients create and grow wealth through comprehensive, goals-based financial strategies. Edwin’s approach emphasizes building strong personal relationships to understand his clients’ values and life goals, assisting them in managing new wealth, retirement planning, tax minimization, and portfolio management. Edwin holds a Bachelor's Degree from Michigan State University and is a Personal Investment Advisor (PIA). His expertise includes college education planning, family wealth management strategies, liquidity management, retirement income, and individual and corporate investment strategies. He is committed to providing customized advice and disciplined investment guidance to support his clients’ financial objectives. Outside of his professional work, Edwin enjoys spending time with his family, golfing, and training for triathlons.

Linda Hoisington is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding a Series 63 designation and bringing 34 years of industry experience. Her career includes previous roles at Wells Fargo Clearing and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm utilizes structured financial planning processes and a variety of investment and advisory offerings.

Patrick Kosanke is a financial advisor at Merrill with 20 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill since 2001. Outside of his advisory role, he serves as a committee member for the Clinton Valley Little League, contributing over 150 hours annually in various volunteer capacities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Celena Howard is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She holds Series 63 and Series 66 credentials and has been with J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services on a non-discretionary basis, combining institutional advisory operations with brokerage, distribution, and investment management capabilities.

Michael Matthews is a financial advisor with OSAIC based in Clarkston, MI, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior affiliations include Affiliated Advisors, Inc., Royal Alliance Associates, Inc., MJM Associates, Inc., where he is also president, and The Merchant Group. He provides non-securities fiduciary consulting, insurance services, and employee benefits through MJM Associates and sells fixed insurance products as a sole proprietor. OSAIC serves a diverse mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services. The firm employs various portfolio construction tools and supports multiple advisory platforms, including third-party managed-account solutions.

Kara Wilcox is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 14 years of industry experience. Her career includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, and LPL Financial, LLC. She is also involved with Family Roots Financial Planning LLC, a financial planning and retirement planning business. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and a range of affiliated services such as trust custody and insurance products.

Matthew Pappas is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management. He has been with Merrill since 1997 and serves as the senior partner of a four-partner team that focuses on providing families with financial confidence through a multi-generational approach. His client focus includes education planning, personal retirement planning, and retirement income. Before joining Merrill, Matthew practiced law for two years after earning his Juris Doctorate from Michigan State University College of Law. He also spent thirteen years as an international tax consultant at Ernst & Young LLP and Price Waterhouse LLP. He holds a Bachelor of Business Administration in Finance and Accounting from the University of Michigan Ann Arbor and earned the CERTIFIED FINANCIAL PLANNER® certification in 2011. Matthew is a qualified Portfolio Manager who provides discretionary management using personalized strategies, which may include individual stocks and bonds, model portfolios, and third-party investment strategies. While he does not offer legal or tax advice in his role at Merrill, his background in these areas supports his advisory work. In addition to his professional responsibilities, Matthew serves as President of the Detroit Athletic Club Foundation and the Board of Governors at the Orchard Lake Country Club. He is involved in volunteer activities at St. Hugo of the Hills Parish. Outside of work, he enjoys golfing, bowling, and spending time with his family.

Megan Ries is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2013. Ries also has experience with JPMorgan Chase Bank, N.A., where she has worked since 2011. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm uses a combination of quantitative asset-allocation modeling and centralized due diligence, incorporating an ESG eligibility framework in its investment recommendations.