Jay Lynch is the Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2018. He has been with Fidelity since 2004, progressing through roles including Financial Representative, Investments Representative, and Financial Consultant. With 22 years of experience, Jay specializes in helping clients protect, grow, and transfer their wealth, focusing on personalized financial planning. Throughout his career at Fidelity, Jay has developed expertise in wealth management and financial planning. He emphasizes a client-centered approach, working closely with individuals and families to achieve their financial goals. His professional journey reflects a commitment to leveraging Fidelity's resources to serve his clients effectively.

Jeffrey Arouth is a financial advisor with Ameriprise in Salem, MA, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. Before joining Ameriprise in 2021, he worked at Salem Five Cents Savings Bank and LPL Financial from 2010 to 2021. Ameriprise offers a retirement-income planning service tailored for clients approaching or in retirement with substantial investable assets, providing detailed recommendation reports based on research, modeling, and tax analysis. The firm combines advisory, brokerage, and insurance solutions through affiliated entities, with a focus on managed accounts and algorithmic support in its retirement income planning.

Caitlain Mc Donald is a CFP®-designated financial advisor with eight years of industry experience, currently with LPL Financial. Prior to joining LPL in 2023, she worked at UBS Financial Services for six years. Outside of finance, she has experience with the Boston College Police Department and held roles in the hospitality and academic sectors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Kristin Sickorez is a financial advisor at Merrill in Boston, MA, holding Series 63 and Series 66 licenses with 34 years of industry experience. She has been with Merrill since 2002 and previously worked at Robertson Stephens, Inc. for one year. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a variety of client types including individuals, high-net-worth clients, and institutional investors.

Lisa Margeson is a financial advisor at Merrill with 33 years of industry experience. She has held her current position since 2017 and holds Series 63 and Series 66 credentials. Outside of her advisory role, she serves on the National Menopause Foundation’s Women’s Executive Leadership Council, contributing to research and workplace benefit program discussions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Cassa is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Outside of his advisory role, he is involved in an estate and investment-related business in Boynton Beach, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides a variety of advisory programs, including tailored financial planning that utilizes firm-approved tools and methodologies such as Secular Return Estimates and Monte Carlo simulations.

Kathleen Hurley is a financial advisor with Morgan Stanley in Boston, MA, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at Brown Brothers Harriman and Middlesex Savings Bank, as well as a period working at Providence College. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs focused on tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing tools such as Monte Carlo simulations and Secular Return Estimates.

Matthew Gellene is a financial advisor at Merrill in Boston, MA, holding Series 63 and Series 65 credentials with 37 years of industry experience. He has been with Merrill since 2009. Outside of his advisory role, he serves as executor of his mother’s estate and is a general partner managing a family property to maintain its use by his siblings and their families. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional entities.

Vincent Papetti is a Series 66 credentialed advisor with J.P. Morgan Securities in Boston, MA, and has three years of industry experience. His prior work experience includes roles at JPMorgan Chase Bank, Boston College, Yelp Inc., and the New York Jets. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to develop model asset allocations and offers access to derivatives and commodities capabilities through multiple regulatory registrations.

John Olohan is a financial advisor at Stifel with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Ameriprise Financial Services from 2012 to 2023. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Anna Hazelton is a financial advisor at J.P. Morgan Securities in Boston, MA, with four years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Fidelity Investments, Prime Companies, Geico, and the University at Buffalo. In addition to her advisory role, she is employed by JPMorgan Chase Bank, allowing her to offer certain bank products and services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, incorporating ESG considerations and broader derivatives and commodities capabilities.

Alphonse Antonitis is a CFP® with 39 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Boston, MA. He previously worked at J.P. Morgan Securities and First Republic Securities Company. He is a trustee for the 401(k) and Pension Plan of the Roman Catholic Archdiocese of Boston. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and research.

Justin Knight is an Investment Consultant at Fidelity Investments, a role he has held since 2026. He specializes in partnering with individuals and families to develop financial plans tailored to their unique goals and needs, focusing on building and maintaining retirement and investment strategies that provide confidence and clarity for both the present and long term. Justin has accumulated a range of experience within Fidelity Investments, having held positions including Planning Consultant from 2024 to 2026, Relationship Manager in 2024, Financial Representative from 2023 to 2024, and Customer Relationship Advocate from 2022 to 2023. This progression reflects his extensive involvement in client-facing roles related to investment and financial planning services. Outside of his professional work, Justin enjoys a variety of outdoor activities including boating, football, golf, outdoor adventures, and skiing.

Kaitlyn Barba is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. She has been with Merrill and Bank of America since 2013. Barba serves on the committee for the Food Allergy Science Initiative, a nonprofit focused on food allergy research, where she participates in counsel meetings and provides feedback on marketing and growth strategies. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Droney is a financial advisor with Wells Fargo Clearing in Boston, MA, holding a Series 66 designation and four years of industry experience. He previously worked at Needham Bank and New York Life. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans through IPS-driven advisory services grounded in modern portfolio theory. The firm offers both discretionary and non-discretionary solutions, including unique investment options such as insurance-related vehicles and bank deposit sweep programs.

Louis Grimaldi is a financial advisor with Wells Fargo Clearing in Boston, MA, holding a Series 63 designation and 28 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Brian Kiefer is a financial advisor with Ameriprise in Arlington, MA, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. He previously worked at RiverSource Distributors Inc for eight years before joining Ameriprise in 2023. Outside of his advisory role, Kiefer coaches first-time alpine downhill ski racers at Ragged Mountain Competition Programs. Ameriprise provides retirement-income planning services focused on individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, written recommendations through a centralized consulting team while offering a broad range of advisory, brokerage, and insurance solutions.

Alan Hartstone is a financial advisor with Cetera in Boston, MA, holding the PFS™ credential and securities licenses Series 63 and Series 65. He has 30 years of industry experience, including long tenures at Avantax Insurance Agency LLC and Guardian Life Insurance. Outside of financial advising, he is a partner in Hartstone Entertainment, LLC, which holds a minority ownership interest in a Double "AA" professional baseball team. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, operating across multiple program structures with over $256 billion in assets under management.

John Hage is a financial advisor at Stifel in Boston, MA, with 28 years of industry experience. He has held his current position since 2015 and holds Series 63 and Series 65 designations. Outside of his advisory role, he serves on the board of directors for the Hockomock YMCA and is the treasurer of the Cocasset Lake Association. Stifel serves a broad range of clients including individuals, institutions, and municipalities, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, supporting client decision-making without guaranteeing outcomes.

Matthew Sachar is a CFP®-credentialed financial advisor with 26 years of industry experience, currently affiliated with Raymond James Financial in Salem, MA. He has been involved with multiple firms, including Coltcam Crowninshield LLC and Falcon Realty, LLC, where he serves as a partner. Outside of advising, he holds trustee responsibilities and ownership roles in related business entities. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored non-discretionary planning and analytical tools to support client goals and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.