Tara Attardo is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2008 and Bank of America since 2017. Outside of her advisory role, she owns a business creating handmade shirts, glasses, bags, and other customized accessories. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jyoti Oberai is a financial advisor at Equitable Advisors with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Equitable Advisors since 1999, including its prior iteration as AXA Advisors. Outside of her advisory work, she is involved in a retail business, J&J Fine Wine & Liquors. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset-management solutions. The firm delivers services through a broad network of investment representatives and utilizes third-party asset managers and advisory programs for portfolio implementation.

Fred Lamarca is a CFP® professional with 26 years of experience in the financial services industry. He is currently affiliated with Cetera and also serves as a certified public accountant and partner at Potter & Lamarca LLP. Outside of advisory work, he is involved in several business ventures, including partnerships in professional services and nonprofit audit committees. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services delivered through a large network of independent advisors using multi-manager platforms and customized investment strategies.

Michael Parks is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016. Outside his advisory role, he serves as a power of attorney for family members in investment-related matters. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

William Witt is a financial advisor with LPL Enterprise in Holmdel, NJ, holding Series 63 and Series 65 credentials and nine years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC, as well as operating Rosato's Pub and Pizzeria. He also works as an insurance agent, assisting clients with health insurance applications and cost management related to their medical needs. LPL Enterprise serves a wide range of clients including individuals, high-net-worth investors, and institutional entities, offering investment advisory and brokerage services primarily through model-driven portfolios and access to third-party asset managers.

Cheryl Witte is a financial advisor with Merrill, holding a Series 66 designation and over 21 years of industry experience. She has been with Merrill since 1996 and also works with Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Edward Donnelly is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads Donnelly & Associates, recognized by Forbes as one of the top wealth management teams in the country. Edward joined Merrill in 2011, bringing over 25 years of experience in the financial services industry, including work on the NYSE and at several mortgage banks specializing in customized mortgage experiences. Edward and his team provide comprehensive wealth management services to corporate executives, business owners, and ultra high net worth families. His expertise includes tax planning, estate structuring, charitable strategies, and concentrated stock management, particularly for leaders in the technology, healthcare, and financial sectors. He utilizes advanced planning techniques such as concentrated stock diversification, tax-efficient liquidation strategies, 10b5-1 management, SLATs, GRATs, IDGTs, ILITs, charitable estate planning, donor advised fund integration, family governance, multigenerational planning, executive liquidity event preparation, and custom structured liability and liquidity management. Edward holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He completed an Accredited Certificate Program from ACC. Outside of his professional work, Edward is a father of three children and coaches multiple sports. He has personal interests in cooking, baseball, and golf.

Viviana Lousado is a financial advisor at Charles Schwab with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, Charles Schwab, Fidelity Investments, and Prudential Investment Management Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management services. The firm is notable for its scale, integrated operational structure, and multi-asset model portfolio approach.

Taylor Boorse is a financial advisor with Merrill, holding a Series 66 designation and based in Bridgewater, NJ. Boorse has been with Merrill since 2025 and previously worked at Bank of America, N.A., as well as holding various roles outside the financial industry including positions related to community organizations and education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Sara Elbanna is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. She has worked at Merrill since 2016 and has been affiliated with Bank of America, N.A. since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves a wide range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies.

Jacob Aaronson is a financial advisor with Morgan Stanley in Lawrenceville, NJ, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked at Merrill and Toll Brothers Mortgage Company. Outside of finance, he is involved with Plumsted Grill, a restaurant and bar where he serves as an employee. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured discovery process.

Jayson Dowd is a financial advisor with Merrill, holding a Series 66 designation and 13 years of industry experience. He worked at Morgan Stanley Smith Barney for nine years before joining Merrill in 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jason Handwerger is a financial advisor at J.P. Morgan Securities with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, Chase Investment Services Corp., PNC Wealth Management, and Wells Fargo Clearing. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates ESG criteria within its eligible strategies.

Andrew Moss is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, he worked at Deloitte for two years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Maria Patrizio is a financial advisor with Ameriprise who holds Series 63 and Series 66 credentials and has 29 years of industry experience. Her prior work includes nine years at Janney Montgomery Scott and two years in home health care services. She also manages an advisory business through DGAM LLC as a client relationship manager. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations primarily for clients holding assets in Ameriprise-managed accounts.

Erika Kelly is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Merrill Lynch Pierce Fenner & Smith since 2016, as well as Bank of America since 2026. Prior to her financial career, she was employed at The College of New Jersey from 2013 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anton Check is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2020. In his current role, he focuses on understanding clients' financial goals and collaborating with them to develop tailored financial plans using Fidelity's strategies and investment options. Anton brings extensive experience to his position, having worked as a Wealth Management Advisor at TIAA-CREF from 2014 to 2020. Prior to that, he served as a Financial Advisor at JP Morgan from 2012 to 2014 and at Morgan Stanley from 2010 to 2012. He holds a California Insurance License, supporting his expertise in financial planning and wealth management. Outside of his professional work, Anton enjoys activities such as spending time at the beach, cooking and baking, fitness, exploring culinary experiences as a foodie, scuba diving, and snowboarding.

Roberto Roffo is a Financial Advisor at Merrill Lynch Wealth Management with over 25 years of experience in the financial markets. He began his career at Merrill and has developed and managed a wide range of funds and investment strategies across multiple asset classes and market environments. Roberto has served as a market commentator and lecturer, authoring numerous white papers and being featured in financial media outlets such as Bloomberg, The Bond Buyer, TheStreet.com, Debtwire, and Reuters. He holds bachelor's degrees in Economics and English from the University of Massachusetts and maintains FINRA Series 7 and 66 registrations as well as the Personal Investment Advisor (PIA) designation. Beyond his professional commitments, Roberto is involved with Big Brothers Big Sisters of America. His areas of client focus include family wealth management, liquidity management, retirement planning, portfolio management, socially responsible investing, women and wealth, tax minimization, and retirement income.

Barbara Correra Ditoro is a financial advisor at Merrill with 26 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill since 2000. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian Flynn is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds the Series 66 designation and has worked within Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association since 2009 and 2015 respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that incorporates structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.