Brett Reiss is a CFP® professional with 45 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott since 2006. He holds the Series 63 and Series 65 licenses. Outside of his advisory role, he is a passive shareholder in a family-owned Subchapter S corporation that owns a warehouse/light industrial building. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients through brokerage services, financial planning, and various advisory programs.

Charissa Kerestesy is a financial advisor with Citigroup Global Markets in New York, NY, holding Series 63 and Series 66 designations and 15 years of industry experience. She has been with Citigroup Global Markets since 2015. Outside of her advisory role, she is a co-owner of a rental property listed on Airbnb in Windham, VT. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with significant institutional scale, including unique market roles such as serving as a swap dealer and futures commission merchant.

Russell Carpentieri is a financial advisor with Primerica Advisors and currently associated with Park Avenue Securities. He holds a Series 63 designation and has 32 years of industry experience. His career includes long-term roles at Guardian Life Insurance Company and Primerica Advisors. Outside of his advisory work, he serves as a board member of the National Football Foundation and is a 20% owner of Ghost Spirits LLC. Park Avenue Securities serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers brokerage and advisory services with a range of proprietary and third-party investment programs, supporting both discretionary and non-discretionary account management.

Douglas Pi is a financial advisor at Equity Services, Inc. with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including WealthBridge Financial and Ameritas Investment Corp. Outside of his advisory role, he is also an insurance agent affiliated with National Life Insurance Company. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm utilizes multiple advisory platforms and third-party asset managers, combining long-term strategies with options for shorter-term trading and specialized instruments.

Kevin Reilly is a financial advisor with Eagle Strategies (NY Life) and holds the ChFC® designation along with a Series 63 license. He has eight years of industry experience and has worked with NYLIFE Securities LLC and New York Life Insurance Co. since 2017. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives, with the majority of its assets managed on a non-discretionary basis, and operates within an integrated New York Life affiliate structure.

Jamie Sawicki is a financial advisor with TIAA-CREF in New York, NY, holding a Series 66 designation and 10 years of industry experience. Prior to joining TIAA-CREF in 2018, Sawicki worked at Mass Mutual Investors Services and MSI Financial Services. Outside of his advisory role, he is a 50% owner of SUNWICKI LLC, a children’s clothing business. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm distinguishes between one-time planning services and ongoing managed accounts, applying a fiduciary standard across its offerings within a vertically integrated structure.

Robert Funk is a financial advisor at Independent Financial Partners with 23 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Bespoke Investment Group and Clearview Trading Advisors. Outside of his advisory role, he is involved with AlphaLogic Wealth Management, providing financial planning and investment management. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients and is noted for its formal retirement-plan advisory and pension consulting capabilities.

Louis Cafiero is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several notable firms including J.P. Morgan Securities LLC, JPMorgan Chase Bank, and Citi Bank. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies within both discretionary and non-discretionary programs and operates with a scale and market role that includes in-house research, swap dealer activities, and specialized lending solutions.

Elle Mc Araw is a financial advisor at First Manhattan Co. LLC with Series 66 credentials and one year of industry experience. Prior to joining First Manhattan, she held roles at Merrill, VSS Capital Partners, and Mackey & Associates. First Manhattan Co. LLC provides investment management and financial planning primarily for high-net-worth individuals, trusts, pension and profit-sharing plans, charitable organizations, private investment vehicles, and institutional clients. The firm emphasizes long-term, research-driven, value-oriented management of equity and fixed-income portfolios and integrates wealth planning with portfolio management.

Kashif Ahmad is a CFA® charterholder with 26 years of industry experience. He is associated with RBC Rochdale, LLC in New York, NY, and has worked with Rim Securities LLC and Rochdale Investment Management since 1999. RBC Rochdale serves a diverse client base including high net worth individuals, institutions, and municipal entities. The firm employs a multi-strategy investment process that integrates quantitative screening, fundamental analysis, and proprietary modeling tools to create customized portfolios across various asset classes.

Christine Murray is a financial advisor at Citigroup Global Markets with 27 years of industry experience. She holds Series 63, Series 65, and Series 66 designations. Prior to joining Citigroup Global Markets in 2017, she worked at Merrill for one year. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research and derivatives services.

Danny Sarfati is a financial advisor with Citigroup Global Markets, holding Series 63, Series 65, and Series 66 designations and bringing 30 years of industry experience. He previously worked at JPMorgan Securities LLC for seven years before joining Citigroup in 2023. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates at a large institutional scale with unique market roles, including in-house research, swap dealer activities, and bespoke solutions for high-net-worth relationships.

Michael Mederrick is a financial advisor with Primerica Advisors in New York, NY, holding a Series 66 designation and 19 years of industry experience. He has worked with Park Avenue Securities since 2006 and has been associated with Guardian Life Insurance Company of America since 2005. Mederrick holds a Juris Doctor degree but is not practicing law. Park Avenue Securities serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing a combination of proprietary and third-party investment strategies across various account types.

Igor Balyasniy is a financial advisor with Citigroup Global Markets in New York, NY, holding Series 63 and Series 65 designations and 20 years of industry experience. He has been with Citigroup Global Markets since 2016. Citigroup Global Markets serves individual and institutional clients across various private banking and wealth management segments, offering a wide range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, providing services that include separately managed accounts, mutual funds, ETFs, alternatives, and exposure to digital assets.

Aderonke Ayangbesan is a financial advisor with HSBC Securities (USA) Inc. and holds the Series 63 and Series 66 designations. She has 16 years of industry experience and has previously worked at Wells Fargo and Merrill. Ayangbesan is also dual-hatted as a Bank Officer for HSBC Bank (USA) N.A., where she engages in the sale of bank-related products alongside her role as a registered representative. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm utilizes a structured investment process with multiple risk profiles and partners with affiliated and third-party providers for advisory, fund selection, and administrative services.

Danijela Mirkovic is a financial advisor with Citigroup Global Markets in New York, NY, holding Series 63 and Series 65 credentials and nine years of industry experience. She has been with Citigroup since 2017 and previously worked at JP Morgan Chase Bank and Citibank N.A. Outside of her advisory role, she is involved in healthcare activities as a caregiver with S&A Unified Home Care, Inc. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including in-house research and derivatives services.

Michael Constantine is a financial advisor at Guardian Life with five years of industry experience. He holds a Series 66 designation and has worked at firms including Park Avenue Securities, Neuberger Berman LLC, and DoorDash. Outside of his advisory roles, he has longstanding involvement as a limited partner in multiple investment partnerships. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of services including brokerage, financial planning, retirement consulting, and investment advisory programs utilizing both proprietary and third-party models.

Ewa Banach is a financial advisor at Citigroup Global Markets with 20 years of industry experience. She holds Series 63 and Series 66 registrations and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, security pricing, and derivative services.

Gregory Brunck is a financial advisor at RBC Rochdale, LLC with nine years of industry experience. He holds a Series 66 designation and has worked previously at CNR Securities, LLC, City National Securities, Inc., Northern Lights Distributors, LLC, Toews Corporation, Provident Bank, and AXA Advisors, LLC. RBC Rochdale serves a diverse client base including high net worth individuals, investment companies, and institutional entities. The firm employs an active, multi-strategy investment process combining quantitative and fundamental analysis, and manages portfolios across a range of asset classes using proprietary tools and collaboration with sub-advisors.

Lynn Vernillo is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and 16 years of industry experience. She has worked at firms including MERRILL LYNCH from 2007 to 2017, Wells Fargo Clearing Services LLC from 2017 to 2020, and ProHealth Cardiology since 2021. Vernillo is based in Garden City, NY. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party portfolio management.