Paul Clancy is a financial advisor at RBC Capital Markets with 26 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. He holds Series 63 and Series 65 designations. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs and tailors investment strategies to clients’ risk profiles using a combination of in-house and third-party managers.

Kenneth Montgomery is a financial advisor with Merrill in Conshohocken, PA, holding Series 65, Series 63, and Series 66 licenses and 13 years of industry experience. His career includes roles at Bank of America, N.A., and Chilton Trust before joining Merrill in 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Kevin Bondi is a financial advisor with LPL Financial, holding a Series 66 designation and 24 years of industry experience. His career includes prior roles at Ameriprise Financial Services and PNC Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Christopher Bahr is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has been with Cambridge since 2025 and has prior experience working in venue management and facility services. Outside of his advisory role, he is associated with the Philadelphia Country Club. Cambridge Investment Research Advisors serves a diverse client base, including individual, pension, and charitable organization investors, offering services such as financial planning, investment management, and retirement-plan advisory through multiple platforms and proprietary model strategies.

Jake Szulinski is a CFP®-certified financial advisor with Edward Jones in Wayne, PA, where he has worked since 2016 and has 16 years of industry experience overall. He previously operated through multiple registered investment advisor entities and serves as president of the Picket Post STC club in Chesterbrook, PA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Pin Yao is a financial advisor with LPL Enterprise, holding a Series 66 designation and 26 years of industry experience. She has been with LPL Enterprise since 2024 and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for over two decades. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation and offers access to third-party asset managers and insurance products through affiliated entities.

Fred Horrocks is a financial advisor with Cambridge Investment Research Advisors in Collegeville, PA. He holds Series 63 and Series 65 licenses and has 32 years of industry experience. His prior work includes positions at International Assets Investment Management, MML Investors Services, MassMutual, and Signator Investors. Outside of his advisory role, he operates a sole proprietorship insurance agency providing life, disability, long-term care, and fixed annuities. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports discretionary and non-discretionary management and provides access to proprietary model strategies and third-party sub-advisors.

Keith Schwarz is a financial advisor with Primerica Advisors in Chalfont, PA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Primerica Advisors since 2000 and has been affiliated with Primerica Financial Services since 1999. Outside of advising, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selected separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and emphasizes a tiered wrap-fee structure, with an operational model that allows it to curate and oversee investment models.

Gustavo Gutierrez is a financial advisor with Merrill, holding a Series 66 designation and 25 years of industry experience. He has worked at Merrill since 2013 and has been with Bank of America, N.A. since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Steven Ross is a financial advisor with LPL Financial in Doylestown, PA, holding a Series 66 credential and 25 years of industry experience. He has previously worked at Wells Fargo Clearing and has been associated with TRUMARK Financial Credit Union and LPL Financial for the past seven years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational tools and a large network of over 22,800 advisors.

Thomas Brennan III is a financial advisor with Cetera, holding Series 63 and Series 65 credentials, and has 12 years of industry experience. His prior roles include positions at Northwestern Mutual and Voya Financial Advisors. He is also active as an independent insurance agent and serves as an associate agent involved in the sale of employee benefits and property casualty insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to both affiliated and third-party investment managers.

Charles Cutshall is a financial advisor with Merrill in Wayne, PA, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been with Merrill since 1997 and Bank of America since 2011. Outside of his advisory work, Cutshall serves as vice president of Love Kidder Township, a social welfare organization focused on environmental wellbeing, and owns a fly fishing guide business where he provides instruction. Merrill, in partnership with Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individual and institutional clients.

Michael Antoni is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds a Series 66 designation and has previously worked at Gagliardi Insurance Services. Outside of his advisory role, Antoni serves as an assistant hockey coach at Drexel University and acts as a co-trustee of a charitable trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering non-discretionary financial planning and consulting tailored through risk profiling and software-driven analyses.

Pari Magura is a financial advisor at RBC Capital Markets with 17 years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing and Morgan Stanley. Outside of advising, Magura serves as an investment committee chair for the Samuel S. Fels Fund, is a board member of The Philadelphia Foundation, and volunteers as a Girl Scouts troop leader. RBC Wealth Management serves a diverse client base including individuals, institutions, pension plans, corporations, and charitable organizations. The firm offers tailored portfolio management and financial planning services through various wrap fee advisory programs, utilizing both in-house and third-party investment managers.

Roberto Calderon is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. In his role, he serves successful professionals, business owners, and families by helping them navigate financial complexities and make informed wealth management decisions. His approach focuses on enhancing the efficiency of clients' financial lives by identifying opportunities, preventing costly errors, and organizing the various components of their financial landscape. Roberto's expertise covers areas including college education planning, executive and equity compensation services, family wealth management strategies, personal retirement planning, portfolio management, small business strategies, special needs planning, tax minimization, and retirement income. He holds the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations and earned a bachelor's degree from Florida International University. Roberto is fluent in English and Spanish. Outside of his professional duties, Roberto enjoys engaging in sports such as tennis, padel, golf, and volleyball, and spends time experimenting with new recipes in the kitchen. He is also involved with The Ability Experience community organization.

Susan Walla is a CFP® with 30 years of experience, currently serving as a financial advisor at Cetera. She has an extensive background with Avantax Advisory Services and Avantax Investment Services spanning over two decades before joining Cetera. Outside of her advisory work, she serves as treasurer and comptroller of Chalfont United Methodist Church, managing its financial activities. Cetera Investment Advisers LLC is a large, SEC-registered firm that offers portfolio management, financial planning, and consulting services through a nationwide network of independent advisors. The firm serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts, providing a range of program options and access to multiple third-party money managers.

James Burroughs is a Planning Consultant at Fidelity Investments, where he collaborates with clients and their families to understand their individual financial situations. Utilizing the tools and resources available at Fidelity, he helps develop comprehensive strategies aimed at achieving clients' financial goals. James has a background that includes roles such as Investment Consultant at Fidelity Investments, as well as various client service positions at Vanguard from 2017 to 2022. His experience spans client care and investment consulting, providing him with a broad perspective on client needs and financial planning. Outside of his professional work, James enjoys cooking and baking, participating in family activities, maintaining fitness, watching movies, exploring outdoor adventures, and traveling.

Paul Raker is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Burke is a financial advisor with Wells Fargo Clearing in Chesterbrook, PA. He holds the CFP® designation and securities licenses Series 63, 65, and 66, with four years of industry experience. Prior to his current role, he has been associated with Wells Fargo bank since 2005. Outside of his advisory work, he has majority ownership in a media company and is involved in several real estate ventures with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jared Payne is a financial advisor at Thrivent Investment Management based in Montgomeryville, PA. He holds a Series 66 designation and has one year of industry experience. Prior to joining Thrivent, he worked at several companies including Zolon Tech Inc and N4 Solutions LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics without implementation. The firm combines goal-based analyses with managed-account options under a consolidated billing service called "WealthPlan," and maintains periodic reviews of client plans.