Christopher Mc Allister is a CFP® professional with eight years of industry experience, currently serving as an advisor at LPL Enterprise. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm’s platform integrates adviser programs with a range of financial products and utilizes both proprietary and third-party portfolio management resources.

Kenneth Sprague is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee and power of attorney for family and friends’ investment-related trusts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jonathan Arledge is a financial advisor with Merrill and holds a Series 66 designation. He has one year of industry experience and previously played professional basketball for various international teams, including FC Porto Basket and the Lebanon National Team. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individuals and institutional clients.

Andrew Shifter is a financial advisor at Cetera with 17 years of industry experience. He holds the Series 66 designation and has previously worked at Merrill and Bank of America. Outside of his advisory role, Shifter serves as president of the Saint John the Baptist Athletic Ministry board. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to various third-party and affiliated investment strategies.

Ilian Li is a financial advisor at Charles Schwab with 20 years of industry experience. He holds a Series 66 designation and has held positions at JPMorgan Chase, Raymond James Financial Services, Atlantic Union Bank, Middleburg Financial, and PNC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a large, integrated operational structure.

Suhaydi N Reyes is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She previously worked at Bank of America from 2016 to 2022 before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Courtland Brown Jr. is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at Bank of America and J.P. Morgan Securities. Outside of his advisory role, he owns and manages a limited liability company that rents vehicles through the TURO platform. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Krivonak is a financial advisor with LPL Financial who holds a Series 66 designation and has 12 years of industry experience. His prior roles include positions at Woodbury Financial Services and Capital One Advisors. Outside of his advisory work, he is involved with insurance-related businesses, including acting as an agent and owner in property, casualty, and annuity services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Evan Winik is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2004 after graduating from the University of Maryland, College Park, with a bachelor's degree in finance. Evan holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Chartered Retirement Planning Counselor (CRPC). Evan brings an analytical, outcome-focused perspective to his client relationships, concentrating on serving a select group of investors by placing their unique goals at the center of his work. His expertise spans college education planning, employee benefits, executive compensation, family wealth management, retirement income strategies, portfolio management, and small business strategies. Evan's approach emphasizes understanding each family's financial life to tailor support reflecting their most important needs. He also shares his knowledge through adult education programs for associations, organizations, and Fortune 500 companies in the Greater Washington, D.C. area. Originally from Long Island, New York, Evan resides in Bethesda, Maryland, with his wife and two children. Outside of his professional work, he spends time with his family and enjoys activities such as fishing, attending his children's sporting events, and traveling.

Warren Bischoff is a financial advisor at RBC Capital Markets with 31 years of industry experience. He holds the Series 63 and Series 66 designations and has been with RBC Capital Markets since 2008. He serves on the boards of two youth-focused charities, Super Leaders and the Cal Ripken Sr. Foundation, where he participates in fundraising efforts. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs and tailors investment strategies through a combination of in-house and third-party managers, providing services such as portfolio management, financial planning, and custody.

Shannon McSkimming is the Vice President and Financial Consultant at Fidelity Investments, where she currently partners with clients and their families to develop customized financial plans. She emphasizes building strong, long-term relationships as she strives to become a trusted advisor. Shannon has been with Fidelity Investments since 2012, progressing through roles from Financial Representative to Financial Consultant and now Vice President. Prior to joining Fidelity, she worked at T. Rowe Price from 2007 to 2012 in roles including Investor Center Specialist and Participant Service Center Specialist. Her experience spans financial consulting and investment services, focusing on adapting financial plans to clients' evolving needs and priorities.

Leonard Mangiaracina Jr. is a financial advisor with Morgan Stanley in Potomac, MD, holding Series 63 and Series 66 credentials and 21 years of industry experience. He previously worked at Bank of America and Merrill before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of advisory work, he is a partner in YHSea LLC, a real estate investment venture. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes advanced modeling tools.

Peter Mangano is a financial advisor at RBC Capital Markets with eight years of industry experience. He holds a Series 66 designation and has worked previously at City National Bank and Jason's Deli. He serves on the board of directors at Turf Valley, where he helps organize events and develop membership strategies for the golf club. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through in-house and third-party managers.

Paul Grambsch is a financial advisor at Raymond James & Associates with 20 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services for 13 years before joining Raymond James in 2019. Outside of his advisory role, he serves as an International Exchange Coordinator for the EF Foundation for Foreign Study, arranging placements of foreign exchange students with local host families. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting with a range of portfolio management styles, emphasizing non-discretionary advice supported by extensive research and affiliated sub-advisers.

James Liaw is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Ameriprise Financial Services and Grove Point Advisors. Outside of his advisory role, he is involved with Marketforce Mystery Shop, a non-investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and technology-driven investment solutions.

David Stewart is a Series 66-credentialed financial advisor with Merrill, based in Columbia, MD. He has 4 years of industry experience and has worked at Bank of America and DoorDash since 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rithwik Basavaraju is a financial advisor at Merrill holding a Series 66 designation. He has one year of industry experience and has previously worked at Bank of America, N.A., Archesys, and participated in advisory roles including the Summer Camp Advising Team. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Darian Neel is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2020. He has been with Fidelity since 2012, progressing through various positions including Financial Consultant, Investment Consultant, Retirement Relationship Manager, and Retirement Solutions Representative. His extensive experience at Fidelity has provided him with a comprehensive understanding of financial planning and investment strategies. Darian is committed to creating transparent, comprehensive, and effective financial plans tailored to clients' goals, needs, and challenges. He emphasizes building trusting relationships to support clients' financial well-being now and in the future. He currently resides in Northern Virginia with his wife and two children.

Sean Kearns is a financial advisor at Morgan Stanley in Reston, VA, with 14 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley and its affiliated entities since 2014. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools and analysis methods such as Monte Carlo simulations.

Nicholas Shealy is a financial advisor at Wells Fargo Advisors with eight years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Advisors since 2017. Prior to his advisory role, he worked at the University of Maryland from 2013 to 2017. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and develops tailored recommendations using Wells Fargo research and planning tools, with a range of services that include retirement, education, risk, and wealth-transfer planning.