Michael Bonnell is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Sagepoint Financial Advisors for 12 years. Bonnell is also president of InvestOne Wealth Management, Inc., which involves sales and office management. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm supports a wide range of investment programs and maintains a complex network of affiliated entities.

Anna Cerqueira is a financial advisor with Raymond James & Associates in Bethesda, MD. She holds a Series 66 designation and has 16 years of industry experience, with previous roles at Wells Fargo Clearing and UBS Financial Services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves individuals, institutions, charitable organizations, and government entities. The firm offers a range of financial planning and advisory services, including municipal advisory, and employs a diversified investment approach supported by affiliated research and portfolio management options.

Ellen Police is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Virtual Partners Group, Moore Wealth, RBC Capital Markets, Morgan Stanley Smith Barney, and Wells Fargo Clearing. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services that leverage Wells Fargo research and tools, with clients able to choose how to implement tailored recommendations.

Kayla Shockett is a financial advisor at Wells Fargo Clearing with a Series 66 credential and five years of industry experience. Prior to joining Wells Fargo in 2025, she worked at Merrill from 2020 to 2025. Her background also includes roles in education and compliance, as well as entrepreneurial experience with a landscaping business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Stephen Lucas is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds the Series 66 designation and has been with various Morgan Stanley entities since 2007. Outside of his advisory role, he is a sole proprietor involved in rental property management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs. The firm employs structured financial planning tools and manages approximately $2.74 trillion in client assets.

Lee Demma is a financial advisor with LPL Financial in Elkridge, MD, holding Series 63 and Series 65 licenses and 16 years of industry experience. His prior roles include positions at M&T Securities, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across a variety of asset classes.

Eric Bailey is a financial advisor at OSAIC with 41 years of industry experience. He holds a Series 63 designation and has previously worked at The Lincoln National Life Insurance Company and Lincoln Financial Advisors Corporation. Outside of his advisory role, he serves as a board member of the George B. Thomas Learning Academy, a nonprofit focused on educational programs for underserved youth. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporations. The firm offers a range of brokerage and advisory solutions through a multi-advisor platform with a model-based investment approach that incorporates asset allocation, portfolio optimization, and access to third-party managers.

Vittorio Altavas is a financial advisor at RBC Capital Markets with 17 years of industry experience. He holds the Series 66 designation and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supporting both discretionary and non-discretionary portfolio management.

Artur Durro is a financial advisor at Merrill with 11 years at the firm and 4 years of industry experience. He holds the Series 66 designation and is based in North Bethesda, MD. Outside of his advisory role, he is the sole owner of a rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Sandra Presgraves is a CFP® professional with 35 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. Her prior roles include positions at Financial Engines Advisors, EF Legacy Securities, Edelman Financial Services, and Berg Faircloth Investment Advisors. Outside of her advisory work, she is involved with Serving Those Who Serve (STWS) as an associate and relationship manager. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients as well as institutional clients. The firm utilizes tailored, non-discretionary planning and risk-profiling tools to support client goals and offers specialized programs such as SIMPLE IRA Employer Advisory & Consulting Services.

Caroline Dangel is a financial advisor with Ameriprise, holding a Series 66 designation and five years of industry experience. Her work history includes multiple roles at Ameriprise as well as positions in the food service and academic sectors. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing advice focused on income stability and tax-aware withdrawal strategies.

Matthew Ramsdell is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He worked at Merrill from 2005 to 2019 before joining Wells Fargo Clearing in 2019. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Trung Vu is a financial advisor with LPL Financial in Rockville, MD, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He previously spent 19 years at Ameriprise before joining LPL Financial in 2016. Outside of his advisory role, he is an author and involved with Vu Entertainment LLC, a home-based TV show and script business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by technology tools but not relying on them for investment decisions.

Luke Chenowith is a CFP®-designated financial advisor with 16 years of industry experience. He is currently with Charles Schwab, where he has worked since 2019, following a five-year tenure at T. Rowe Price. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large client base with multi-asset model portfolios and a mix of non-discretionary and discretionary investment options supported by centralized operations and a formal alternative-investment process.

James Woodrum is a financial advisor with Fidelity Investments, holding Series 66 and Series 65 licenses and totaling 20 years of industry experience. His prior work includes roles at Ameriprise Financial Services and Transamerica, with a brief tenure in events and production. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage various fund structures and model portfolios.

Kevin Rowe is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has worked since 1995. Prior to joining Merrill Lynch, he spent two years at Morgan Stanley. Kevin focuses on providing clients with full transparency, clear communication, and education to build strong advisor-client relationships. He holds the Chartered Retirement Planning Counselor (CRPC™) designation from the College for Financial Planning Institutes Corp and a Bachelor’s degree in History from the University of Vermont. Kevin’s areas of expertise include college education planning, divorce transition planning, liquidity management, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, individual and corporate investment strategy, tax minimization, and retirement income. Kevin grew up in Rockville, Maryland, where he currently lives with his wife, Joanie, and their four children. He is an avid Washington Commanders football and University of Maryland Terrapins basketball fan. Outside of his professional work, Kevin enjoys spending time with his family—especially at the beach—coaching youth sports, playing golf, and serving on the boards of his community, church, children's schools, and the Lilabean Foundation.

Shay Thomson is a CFP® with 10 years of experience at Edward Jones in Bethesda, MD. He has served at Edward Jones since 2016. Outside of his advisory role, Thomson is a managing partner of McDonogh LLC, a real estate investment business in York, PA, where he provides periodic consultation on significant portfolio transactions. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts. The firm manages approximately $1.01 trillion in assets and supports its clients through a nationwide network of over 23,000 financial advisors.

Alexander Eljdid is a CFP® professional with 16 years of experience in financial services. He is currently with Wells Fargo Advisors and has prior experience at Wells Fargo Clearing and Edward Jones. He owns two investment-related firms, Compound Capital Wealth Management LLC and EDJDID GP LLC. Wells Fargo Advisors is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions, offering a broad range of financial planning services tailored to clients who meet certain net-worth thresholds.

Renea Campbell is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She previously worked at Bank of America for nine years before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Donald Chomas is a financial advisor at UBS Financial Services with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2013. In addition to his advisory role, he lectures and teaches at Montgomery College and with the Financial Educators Network. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets solutions.