Jeffrey Link is a financial advisor with Wells Fargo Advisors in Baltimore, MD, holding a Series 66 credential and bringing 24 years of industry experience. He has been with Wells Fargo Advisors since 2015. Outside of his advisory role, he has ownership interests in several private companies, including Armada Capital, LLC, and Shufly, LLC, which he co-owns with his spouse. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services, including niche areas such as business-owner transition planning and special-needs analysis, supported by Wells Fargo’s research and planning tools.

Nicholas Cascarino is a financial advisor at Edward Jones with seven years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining Edward Jones in 2019, he worked in various roles including at Longhorn Steakhouse and Candoris, and had teaching engagements at Shippensburg University. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

James Adair III is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and with 23 years of industry experience. He previously worked at Northwestern Mutual in various roles from 2002 to 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives.

Colin Mead is a financial advisor at Morgan Stanley with 19 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Clifford Rowland II is a CFP® designated financial advisor with 39 years of industry experience, currently affiliated with Cetera. He has held roles at Avantax Advisory Services and Avantax Investment Services, Inc. for over three decades and operates his own CPA and bookkeeping practice. He is also an independent insurance agent. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with diverse investment program options and manages over $256 billion in assets.

Lydia Ruppenthal is a Series 66-licensed financial advisor with four years of industry experience. She is currently with LPL Financial and previously worked at Raymond James & Associates, INC, among other firms. Outside of her advisory role, she is involved with social media activities for Amazon.com, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutional entities. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party research, and advanced technologies such as machine learning.

Laura Strosnider is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley since 2016. Strosnider is also engaged as an investment adviser with Fulton Financial Corporation, where she dedicates significant time to investment-related activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery and firm-approved tools to help clients model potential outcomes.

Allan House is a financial advisor at Morgan Stanley with 24 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2019 and previously spent six years with Brown Advisory. He serves on the investment committee for Friends School of Baltimore and is a board member on the finance committee of The Chesapeake Bay Trust, an environmental organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Annalee Beharie is a financial advisor with Morgan Stanley in Baltimore, MD, holding the Series 66 and Series 63 designations and having five years of industry experience. Prior to Morgan Stanley, she worked at J.P. Morgan Securities and JPMorgan Chase Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and offers services through various channels, including direct individual plans and Corporate Financial Planning agreements.

Naj Altaf is a financial advisor with OSAIC, holding a Series 66 designation and 29 years of industry experience. His prior roles include positions at Woodbury Financial Services, Capital One Sharebuilder, and Chevy Chase Financial Services. He is a partner at Capital Harvest Wealth Partners, an investment advisory LLC. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a broad array of investment options and utilizes various asset-allocation and portfolio management tools.

Carly Hughes is a Financial Consultant currently working at Fidelity Investments. She has been with Fidelity since 2020, initially serving as an Investment Consultant before transitioning to her current role in 2023. Prior to joining Fidelity, Carly worked as a Financial Consultant at T. Rowe Price from 2008 to 2018. Throughout her career, Carly has focused on developing personalized financial strategies tailored to her clients' unique needs, values, and objectives. She collaborates with clients to co-create customized financial plans that address both their short-term priorities and long-term financial goals, aiming to provide confidence and clarity in their financial decisions.

Brennan Dunn is a CFP® with 10 years of industry experience and has been with RBC Wealth Management since 2015. He holds the Series 66 designation and is based in Baltimore, MD. Outside of his advisory role, he occasionally works weekends in catering for Bill's Seafood. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors, offering a range of advisory programs with personalized portfolio management and financial planning services. The firm integrates in-house and third-party investment managers and provides various options such as tax management and responsible investing.

J. Evans Jr. is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing and Wells Fargo Advisors prior to joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Kathryn Badger is a Wealth Management Advisor at Merrill Lynch Wealth Management. She began her career in financial services after graduating from Boston College, initially working at New England Securities in Boston before joining Merrill in Washington, D.C., in 1990. With over 30 years of experience, Kathryn serves a diverse client base including associations, corporations, business owners, athletes, and entertainers, focusing on designing customized strategies for wealth creation, management, and distribution, particularly retirement income planning. Kathryn holds multiple professional designations such as Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA™), Certified 401(k) Professional (C(k)P®), Certified Investment Management Analyst® (CIMA®), Certified Plan Fiduciary Advisor® (CPFA™), and Chartered Retirement Planning Counselor™ (CRPC™). She emphasizes an educational approach to wealth management, tailoring strategies to individual client needs and leading a team committed to client care. In addition to her professional work, Kathryn is actively involved in community organizations including Jack and Jill of America, Incorporated, and The Cottagers, Inc. of Martha’s Vineyard. She enjoys spending time with her family, attending her children's sports events, cooking, playing tennis, and traveling.

Daniel Benkoski is a financial advisor at RBC Capital Markets with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and Morgan Stanley Private Bank. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles and investment preferences.

Carl Osterman is a financial advisor at Merrill with 24 years of industry experience and holds a Series 66 designation. He has been with Merrill Lynch Pierce Fenner & Smith since 2002 and affiliated with Bank of America since 2009. Osterman serves as a committee member on the investment committee of Broadmead, Inc., a nonprofit organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Margo Bryant is a financial advisor at Fidelity with 30 years of industry experience. She holds the Series 66 and Series 63 designations and has been affiliated with various Fidelity entities since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction that combines proprietary research with quantitative analysis and algorithmic methodologies.

Passant Abbas is an Investment Consultant at Fidelity Investments, a position held since 2026. Prior to this role, Passant worked as a Planning Consultant at Fidelity Investments from 2025 to 2026. Before joining Fidelity, Passant served as an ADP Financial Solutions Advisor at Merrill Lynch, Pierce, Fenner & Smith Incorporated from 2023 to 2025, and was a Registration Candidate in the same role from 2022 to 2023. Passant focuses on partnering with clients to develop financial plans that align with their values, goals, and lifestyle. Their approach involves listening and understanding what matters most to clients, aiming to educate, support, and guide them in making confident financial decisions, whether they are working toward retirement, pursuing a legacy, or planning for the future. Outside of professional responsibilities, Passant enjoys family activities, traveling, and volunteering.

Keilan Mathews is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nolan Walchko is a Series 66-licensed financial advisor at OSAIC with two years of industry experience. He has held prior roles at Lincoln Financial Advisors, StoneBridge Advisors, and Harborside Group. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services supported by asset-allocation tools and third-party platforms to construct portfolios across multiple asset classes.