Steven Nuetzel is a CFP®-designated financial advisor with over 31 years of industry experience. He currently works at Wells Fargo Advisors, joining in 2024 after eight years at Wells Fargo Clearing and prior roles at Citigroup Global Markets and Legg Mason Wood Walker. Nuetzel also owns Nuetzel Wealth Management LLC, a financial practice based in Towson, MD. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients who meet a net-worth threshold, covering various specialized planning needs.

Mark Schreder is a financial advisor with Stifel in Baltimore, MD, holding Series 63 and Series 66 designations and 31 years of industry experience. His career includes roles at Stifel Nicolas Inc., UBS Financial Services, Robert Baird & Co., Morgan Stanley, and Citigroup Global Markets. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Benjamin Claffee is a Series 66-licensed financial advisor at Equitable Advisors with three years of industry experience. Prior to his current role, he held various positions across different sectors including education and retail. Equitable Advisors serves individual clients ranging from non-high-net-worth to high-net-worth, as well as pension plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and utilizes third-party advisory programs alongside their own offerings.

Jonathan Whitsel is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2015, concurrently working at Bank of America, N.A. since 2016. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jennifer Rusy is a financial advisor at Raymond James & Associates with 28 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Raymond James since 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional entities, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Mary Burrows is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. Her prior roles include positions at Grove Point Investments, Apple Investment Advisors, H. Beck, Stifel, Wells Fargo Clearing, and A.G. Edwards & Sons. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services and platforms, including financial planning, model portfolio programs, and institutional solutions, supported by a large network of investment adviser representatives.

Justin Muhl is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2023. He began his career in the financial services industry in 2006 and has held various positions including Financial Consultant and Investment Consultant at Fidelity Investments, as well as roles at T Rowe Price and Northwestern Mutual Investment Services. With extensive experience spanning over a decade, Justin has developed expertise in financial consulting and investment services. His professional journey reflects a consistent commitment to partnering with clients to understand their financial goals and develop customized financial plans. Justin emphasizes building strong relationships with clients and their families, focusing on trust, reliability, and competency in his work.

Jeffrey Grodsky is a CFP®-credentialed financial advisor with 17 years of industry experience, currently affiliated with Cetera. His prior roles include positions at Avantax Investment Services, Carmichael & Associates Inc., and AFC Asset Management Services. In addition to his advisory work, he is involved with Palumbo Financial & Tax Services LLC, where he provides tax preparation and accounting services alongside financial planning. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, access to third-party money managers, and various program structures, supporting both model portfolios and bespoke investment strategies.

Claire Gracie is a CFP® with four years of industry experience, currently serving as a financial advisor at OSAIC since 2025. Her prior experience includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, UBS Financial Services, and JPMorgan. OSAIC is a multi-advisor platform serving retail and institutional clients, offering a range of brokerage and advisory services including comprehensive financial planning and portfolio management. The firm employs a model-based investment process with tools for portfolio optimization and risk management, supporting both discretionary and advisor-managed strategies.

Gregory Sherwell is a financial advisor with Edelman Financial Engines in Ellicott City, MD, holding Series 63 and Series 66 designations and bringing 11 years of industry experience. His work history includes roles at Financial Engines Advisors L.L.C. and Edelman Financial Services, LLC. Edelman Financial Engines provides technology-driven investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines committee-driven modeling with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and a long-term investment approach.

Meylin Mauldin is a Financial Consultant at Fidelity Investments, where she collaborates with clients to design retirement plans aimed at meeting their goals. She emphasizes a holistic approach to financial planning, considering both lifestyle and legacy to help clients achieve a more fulfilled retirement. Her professional experience includes roles as a Financial Consultant at Fidelity Investments since 2021, an Investment Consultant at Fidelity from 2020 to 2021, a Financial Consultant at T. Rowe Price from 2017 to 2020, a Financial Representative at MetLife Premier Client Group from 2015 to 2016, and a Registered Banker at Wells Fargo Bank from 2013 to 2015. Outside of her professional work, Meylin has interests in art, the beach, food, golf, music, and running.

Karen Wright is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Cambridge Investment Research Advisors and Cambridge Investment Research since 2013, following nine years at Truist Investment Services. Outside of her advisory role, she is an independent consultant for a discount alternative energy and gas provider. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individual, institutional, pension, and charitable clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm provides access to multiple platforms and custodians, discretionary and non-discretionary management, third-party advisers and sub-advisors, and proprietary model strategies under the Founders Gate Capital brand.

Wendy Piniecki is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 designation with 20 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she is involved as an independent contractor in a sales position for a women-only company focused on in-home sales. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs. The firm emphasizes structured financial planning supported by proprietary tools and offers services that incorporate global investment research and scenario modeling.

Michael Lawrence is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, Citigroup Global Markets from 2006 to 2009, and Legg Mason Wood Walker from 2000 to 2006. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. Their financial planning process employs structured discovery and firm-approved tools, focusing on advisory support without providing individual security recommendations in standalone plans.

Connor Curro is a CFP® with 10 years of industry experience, currently serving as a financial advisor at RBC Capital Markets since 2016. He coaches an elite lacrosse team through Predators Lacrosse, an organization based in Westchester, NY. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, utilizing both in-house and third-party managers to implement customized investment strategies.

Ejner Johnson Jr. is a financial advisor with UBS Financial Services in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with UBS since 1999 and has also worked at Prudential Securities since 1981. Outside of advising, he serves as a director at K Bank in Baltimore and is on the board of Chartwell Golf & Country Club, a private non-profit organization. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor financial plans, offering fiduciary financial planning, portfolio management, and capital markets services.

Kenton Brown is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 designation with two years of industry experience. Before joining Morgan Stanley in 2024, he worked at General Solar Corporation for nine years and had a role at Golds Gym from 2018 to 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Omar Anderson is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and previously worked at Priority One Staffing/PDP-Ally Financial, Levels Entertainment, and Levels One Personnel/MDTA/Ez Pass MD. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Larisa Roth is an investment advisor representative with LPL Financial, holding Series 65 and Series 63 credentials and nine years of industry experience. She has worked at LPL Financial since 2016 and at Summit Investment Advisors LLC dba Summit Financial from 2014 to 2025. She is also a notary public at her business location. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, combining scale and diverse financial services with oversight of over $819 billion in discretionary assets.

Patrick Mcmullen is a financial advisor at OSAIC with 12 years of industry experience. He holds the Series 66 designation and has previously worked at Lincoln Financial Advisors and Morgan Stanley Private Bank. Outside of his advisory role, he is also an agent with Heritage Financial Consultants, LLC, involved in the sale and service of various insurance products. OSAIC serves a wide range of retail and institutional clients, offering brokerage and advisory services including financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment approach with portfolio optimization and multiple program options tailored to client needs.