Jonathan Lentz is a CFP®-designated financial advisor with Edward Jones in Huntersville, NC, where he has worked since 2007. He has 18 years of industry experience and holds a Series 66 license. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Chelsea Carpenter is a financial advisor with Cambridge Investment Research Advisors and holds a Series 65 designation. She has been working in the industry since 2025, including roles at Cambridge Investment Research, Inc. and her own business, Equipped to Prosper, LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals using a variety of portfolio management strategies and platform arrangements.

Noah Urrutia is a financial advisor with Ameriprise in Minneapolis, MN, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Ameriprise, he worked in various roles including at Starbucks and Dollar General. Ameriprise offers a retirement-income planning service designed for clients with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored retirement advice, primarily for clients maintaining assets in Ameriprise-managed accounts.

Jaclyn Ashgrove is a financial advisor at Charles Schwab with nine years of industry experience. She holds Series 66 and Series 63 designations and has worked at Charles Schwab and Wells Fargo Bank throughout her career. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains an integrated structure combining advisory, brokerage, custody, and cash-sweep services.

Christopher Berardi is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including LPL Financial and The Vanguard Group. Outside of his advisory work, he was involved with Habitat Charlotte Region for four years. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios largely constructed from Vanguard funds and ETFs.

Christian Pipkin is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and six years of industry experience. His career includes roles at The Vanguard Group, Inc. since 2021 and prior experience at Wells Fargo Clearing Services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Robert Mexcur is a CFP®-certified financial advisor with Vanguard Advisers, based in Charlotte, NC, and has 12 years of industry experience. He has worked with Vanguard Advisers since 2020 and has been associated with The Vanguard Group and Vanguard Marketing Corporation since 2013. In addition to his advisory role, he owns a rental property in Charlotte. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach utilizing proprietary models and constructs portfolios primarily from Vanguard funds and ETFs, offering a range of customization options.

Alyson Kreifels is a financial advisor at Merrill with four years of industry experience. She holds the Series 66 designation and has worked at Bank of America, N.A. and WAFD Bank. Outside of her advisory role, she is an independent Amway business owner involved in direct sales of health, beauty, and home products. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering investment approaches that include strategic asset allocation and tax-aware options.

Donald Hartsoe is a financial advisor at Edward Jones in Belmont, North Carolina, with 26 years of experience at the firm and credentials including Series 63 and Series 66. He is also an elder at Clover Presbyterian Church in Clover, South Carolina. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of advisory programs and affiliated financial services.

Natalie Chotiner is a Financial Consultant at Fidelity Investments, where she focuses on delivering personalized financial planning services. She has served clients primarily in the Western North Carolina and Upstate South Carolina regions throughout her career. Natalie's professional experience includes roles at Fidelity Investments since 2021, progressing from Planning Consultant to Financial Consultant. She has also held positions as a Senior Financial Services Advisory Specialist at State Employees Credit Union, Senior Financial Advisor at Empower, and Support Advisor and Client Services Manager at Wells Financial Management, LLC. Outside of her professional work, Natalie has interests in cooking and baking, caring for pets, reading, and theater.

Zachary Fantini is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 licenses with two years of industry experience. Prior to joining Vanguard Advisers in 2026, he worked at Siemens Healthineers and held roles in healthcare and education sectors. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach centered on proprietary glide-path methodology and Vanguard’s Capital Markets Model to create personalized portfolios primarily composed of Vanguard funds and ETFs.

John Huang is a financial advisor at UBS Financial Services with five years of industry experience. He has previously worked at Credit Suisse AG and Cathay United Bank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to align investment plans with clients’ goals and risk tolerances.

Thomas Hill is a CFP® with 12 years of experience, currently serving as a financial advisor at Vanguard Advisers. He has been with The Vanguard Group and Vanguard Marketing Corporation since 2014. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, managing a large client base through a blend of digital platforms and advisor support.

Cameron Yusko is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2023, following prior roles at Royal Alliance Associates and Sii. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Ethan Hennessy is a financial advisor with Wells Fargo Clearing in Charlotte, NC. He holds a Series 66 designation and has one year of industry experience, with prior roles at The Vanguard Group, Vanguard Marketing Corporation, and Wells Fargo Advisors. Outside of finance, he has experience working in the restaurant industry and has held positions at educational institutions including Canisius University and Norfolk Academy. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is investment policy statement-driven and incorporates modern portfolio theory, with a service offering that includes insurance-related investment options uncommon among large institutional advisors.

Loretta Gifford is a financial advisor with Edward Jones in Concord, NC, holding a Series 66 designation and nine years of industry experience. She has been with Edward Jones since 2016. Gifford is listed as a part-time adjunct instructor in the medical billing and coding department at Rowan Cabarrus Community College, though she is not currently teaching. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment and advisory services supported by a large network of financial advisors and branch offices nationwide.

Jeffrey Coble is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as an assistant basketball coach for high school and travel teams in the Davidson and Charlotte, NC areas. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Donald Presson is a financial advisor at Cetera with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with Cetera Wealth Services since 2013. In addition to his advisory role, he serves on the Endowment/Planned Giving Committee at Sharon Presbyterian Church. Cetera Investment Advisers LLC is an SEC-registered firm that operates a multi-manager platform, providing portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients nationwide. The firm supports a broad range of investment program options and manages over $256 billion in assets through a network of more than 10,000 advisors.

Matthew Ludwick is a CFA® charterholder with six years of industry experience. He is currently an advisor at Edward Jones and has previously worked at Hancock Whitney Bank/Cetera Investment Advisers LLC, LPL Financial, The Vanguard Group, and held roles at the University of North Carolina at Charlotte and Mississippi State University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Nathaniel Ratliff is a CFP® professional at Vanguard Advisers with 13 years of industry experience. Since 2014, he has worked at The Vanguard Group, Inc. Prior to that, he was associated with Cypress Point Landscapes from 2012 to 2023. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering scalable digital delivery alongside personalized investment solutions.