Robert Crago is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with nine years of industry experience. He has worked at Merrill since 2016 and has also been with Bank of America, N.A. since 2019. Prior to his advisory career, he was employed at Office Depot in 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Diefendorf is a financial advisor with Charles Schwab in Jacksonville, FL. He holds a Series 66 designation and has professional experience spanning roles at Charles Schwab Bank, Charles Schwab & Co., Inc., Holland Financial, and multiple positions at Embry-Riddle Aeronautical University from 2015 to 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by centralized custody and operational infrastructure.

Ryan Kennedy is a financial advisor with J.P. Morgan Securities in Jacksonville, FL, holding Series 63 and Series 66 credentials. He has one year of industry experience, including prior work at Fidelity Investments and involvement with Town Beer Co and Mandarin Christian Church of Jax FL INC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its approach.

Terrance Walter is a financial advisor at Merrill with 19 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2007. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Hergis Guri is a financial advisor with Merrill, holding a Series 66 credential and 13 years of industry experience. He has been with Merrill since 2012. Outside of his advisory role, he is a co-owner of several family rental property businesses in Jacksonville, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Patricia Rivera Marrero is a financial advisor at Fidelity with six years of industry experience. She holds Series 63 and Series 66 licenses and has been with Fidelity Brokerage Services LLC since 2019 and Fidelity Investments since 2025. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

David Malinowsky is a financial advisor at LPL Financial in Jacksonville, FL, holding a Series 66 designation with three years of industry experience. His prior work includes roles at Ameriprise, Merrill, BBVA Bank, JP Morgan & Chase, and Florida State College of Jacksonville. Outside of his advisory role, he also serves as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm provides a range of financial planning and advisory programs, offering both discretionary and non-discretionary management supported by in-house and third-party research.

Alexander Jean Mary is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 designation and has previously worked at Fidelity Personal and Workplace and Strategic Advisers LLC. His background includes roles in both investment firms and educational services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm utilizes quantitative asset-allocation modeling combined with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Robert Creevy is a Series 66-licensed financial advisor at Merrill with 14 years of industry experience. He has worked at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew James is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 credentials and having six years of industry experience. His background includes service in the United States Air Force from 2013 to 2019 and roles at Fidelity Brokerage Services LLC since 2019. Outside of finance, he is involved in music production and performance through his work with ProotZ Music. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a variety of clients, including retail and institutional investors. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, managing portfolios that utilize mutual funds, ETFs, and ETPs, and is noted for its formal advisory role to multiple registered investment companies and use of algorithmic methods in research.

John Dabu is a financial advisor at Fidelity with 17 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, N.A. and Merrill. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also manages model portfolios, serves as an advisor to multiple registered investment companies, and incorporates systematic methodologies and AI tools in its investment approach.

Matthew Weyel is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at SpecDive Tactical/Evolution Training Centers and retail positions with Cabela's/Bass Pro Shops. He has a background that includes military or tactical-related experience spanning over a decade. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its regulatory registrations and use of AI in its investment processes.

Adenike Cezar is an International Wealth Advisor at Merrill Lynch Wealth Management, specializing in delivering comprehensive, goals-based financial plans and guiding clients through the wealth construction process. She works closely with families, business owners, and professionals, developing personalized strategies that address executive compensation, family wealth management, legacy planning, retirement income, tax minimization, and international wealth management. Her approach integrates Merrill’s investment insights alongside banking and lending solutions from Bank of America. With over 15 years of experience in asset management prior to joining Merrill, Adenike applies a disciplined methodology to help clients pursue their long-term financial objectives. She holds multiple advanced degrees, including a Bachelor’s degree from Pontificia Universidade Catolica, a Master’s of Science in Finance and Economics from Fundacao Getulio Vargas, and an MBA from the Rotman School of Management and Fundacao ItauBank. Additionally, she has completed an accredited certificate program at Yale University. Adenike is a Certified Private Wealth Advisor (CPWA) and a Personal Investment Advisor (PIA). Fluent in English, Portuguese, Spanish, and German, Adenike also dedicates time to community involvement and volunteering. Outside of work, she enjoys playing tennis, golf, and soccer, as well as traveling and spending time with family and friends.

Christopher Hancock is a financial advisor with Fidelity Investments, holding Series 66 and Series 63 designations and nine years of industry experience. He has been associated with various Fidelity entities since 2017, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base, including registered investment companies, and is notable for its use of systematic methodologies and formal advisory roles in multiple fund structures.

Steven Glenn is a financial advisor with MassMutual Investors Services who holds the ChFC® designation and has 40 years of industry experience. Since 2012, he has been associated with MML Investors Services and MassMutual Life Insurance Company. Glenn serves as an adjunct professor at Florida State College and participates as a speaker at industry meetings. He is also a member of the Jacksonville Police and Fire Pension Fund Financial Investment and Advisory Committee. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships using analytical tools and offers specialized programs including divorce planning and employer-sponsored planning services.

Desiree Kallen is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 designations and 15 years of industry experience. She has worked at Bank of America and Merrill since 2015. Outside of her advisory role, she is the owner of a small business, Grind and Garnish LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies tailored to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Maria Heimer is a financial advisor at Merrill with 13 years of industry experience. She holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Reed Forrestel is a financial advisor with Ameriprise who holds a Series 66 designation and has 26 years of industry experience. He has been with Ameriprise and its related entities since 2000. Outside of his advisory role, he manages business activities through Forrestel & Associates, LLC. Ameriprise serves clients primarily through its retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations within a large institutional framework.

Benjamin Adkins is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 designations and has been associated with various Fidelity entities since 2012. Outside of finance, he is involved in music as a performer, teacher, writer, and producer through Ben Adkins Music and Bold City Music Productions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver discretionary and non-discretionary portfolio solutions.

Gordon Hiett III is a financial advisor with Fidelity, holding a Series 66 designation and three years of industry experience. His career includes roles at Fidelity Investments since 2022 and earlier work at Alorica from 2010 to 2017. Outside of finance, he has experience as a Lyft driver and periods of retirement. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including advisory work, discretionary portfolio management, and fund consulting. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, with distinctive features such as CFTC registration and formal advisory roles to multiple registered investment companies.