Robert Valentine is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Merrill since 2006. The firm provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies designed by internal and third-party managers for a diverse range of clients including individuals, high-net-worth clients, and institutional investors.

Jeremy Shaheen is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fidelity Investments and Bank of America. His background also includes roles outside of finance, such as involvement with ShiftGIG (BookedOut.com) and experience at the University of North Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Connor Marsh is a financial advisor with OSAIC in Jacksonville, FL, holding a Series 66 designation and nine years of industry experience. He has worked at OSAIC since 2024 and previously spent seven years at Triad Advisors. Marsh is also involved with Excalibur Financial Services, where he coordinates life insurance products and assists clients with financial planning related to insurance coverage. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a focus on portfolio construction using asset-allocation tools, risk tolerance assessments, and third-party money managers.

Dustin Moore is a financial advisor with Merrill, holding a Series 66 designation and 13 years of industry experience. He has worked at Merrill since 2010 and has been associated with Bank of America, N.A. since 2014. Outside of his advisory role, he acts as a power of attorney for an entity in Middleburg, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Reyes is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, with one year of industry experience. Prior to joining Merrill, he worked in education and community organizations, including positions at Duval County Public Schools and Year Up Jax. Outside of finance, he manages a local restaurant, Riviera Maya Mexican Cuisine. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Joseph Ellis is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jamie Froese is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Fidelity Brokerage Services LLC since 2008, including roles with Fidelity Personal and Workplace Advisors and Fidelity Investments. Outside of his financial career, he serves as a First Lieutenant leading an infantry platoon in the Army National Guard. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a proprietary mix of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Elisabeth Burkley is a financial advisor at Fidelity with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked within various Fidelity divisions since 2017. Previously, she had a one-year involvement with Engine 15 Brewing Company. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and discretionary management, with a noted role in applying AI methods and serving multiple registered investment companies.

Michael Cordero is a financial advisor with Primerica Advisors in Jacksonville, FL, holding a Series 65 license and 17 years of industry experience. His career includes roles at Pfs Investments Inc. and Primerica Financial Services since 2008 and 2009, respectively, alongside involvement in the education sector with Putnam and Flagler County Schools. Outside of financial advising, he owns a business unrelated to investments that involves home security and automation product referrals. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through third parties, focusing primarily on individual investors rather than institutional clients.

Jason Rosado is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and four years of industry experience. Prior to joining Merrill in 2021, he worked in various roles including at Hurricanes Grill and Wings and C&S Distributions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Croghan is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and has ten years of industry experience. He has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional clients.

Eric Olson is a financial advisor with OSAIC and holds Series 63 and Series 65 licenses. He has 27 years of industry experience, including roles at Signator Investors, Inc. and as President of Retirement Resources, Inc. In addition to his advisory work, Olson is a published author with several books available on Amazon and has been involved in music as a singer. Osaic Wealth, Inc. serves a diverse client base including individual and institutional investors, offering a range of advisory services through a large network of affiliated advisors and multiple platforms. The firm employs various asset-allocation tools and provides access to managed accounts and third-party money managers.

Ian Baptiste is a financial advisor with Merrill in Neptune Beach, FL, holding a Series 66 designation and having 11 years of industry experience. He has been with Merrill and its affiliate Bank of America, N.A. since 2014. Merrill, together with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Rica is a financial advisor with J.P. Morgan Securities in Jacksonville, FL, holding Series 63 and Series 65 credentials and three years of industry experience. He previously worked at Morgan Stanley and other firms in the financial sector. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

Craig Gibian is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 10 years of industry experience. He has been with Merrill since 2016 and previously worked at Bank of America, N.A. from 2023 to the present. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal CIO teams and third-party managers.

Lawrence Weber IV is a financial advisor at Merrill with 17 years of industry experience. He holds Series 63 and Series 66 designations and has been with both Merrill and Bank of America, N.A. since 2013. Merrill serves a diverse client base including individuals, retirement plans, corporations, charities, and institutional clients. The firm offers a range of investment management programs with discretionary and client-directed options, supported by its integration with Bank of America’s broader banking and capital markets platform.

Jeffrey Kennett is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and one year of industry experience. His background includes roles with the Jacksonville Jaguars, Atlanta Falcons, and University of Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios including mutual funds, ETFs, and fund-of-funds.

Michael Sousou is a financial advisor with Mass Mutual Investors Services, holding a Series 63 credential and over 41 years of industry experience. He previously worked at Metlife Securities Inc. for 31 years before joining Mass Mutual in 2016. Outside of his advisory role, Sousou serves as a board member for the Riverplace Office Park Owners Association and is a licensed realtor assisting clients with property transactions. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, typically recommending investment strategies without discretionary authority.

Timothy Lanier is a CFP®-credentialed financial advisor with 17 years of industry experience, currently associated with LPL Financial since 2023. He previously worked at Valic Financial Advisors for 11 years and at Agia for one year. Lanier operates Lanier Wealth Management LLC as an additional business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Catherine Mendez is a financial advisor at Merrill with 11 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2015, based in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.