Eric Yamin is a financial advisor at J.P. Morgan Securities with 32 years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at Morgan Stanley, UBS Financial Services, and First Republic Securities. Outside of his advisory work, he is an owner and partner of Juice Press, a retail chain specializing in vegan healthy juice products. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

Nicholas Hernandez is a financial advisor at Raymond James & Associates with a Series 66 designation and one year of industry experience. Prior to joining Raymond James, he worked in real estate at Apex Capital Realty for three years and has academic experience from Florida State University. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse range of clients, including individuals, institutional and pension plans, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Michael Miranda is a financial advisor at Merrill with 18 years of industry experience. He holds a Series 66 designation and previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA National Association from 2017 to 2021, as well as at Miura Capital LLC and Murex Capital LLC. He also spent two decades affiliated with FLA International University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Jaime Perez Montes is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020. Prior to joining Morgan Stanley, he was employed at Banco Santander Internacional and Banco Santander Bahamas. Outside of his advisory role, Montes is the owner of a biotechnology company, Permont Sustainable, LLC. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm utilizes structured planning tools and modeling techniques such as Monte Carlo simulations, managing approximately $2.74 trillion in client assets.

Luciana Bonifaz Arenas is a financial advisor with J.P. Morgan Securities in Miami, FL, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at JPMorgan Chase Bank, Vestible Inc., and Hult International Business School. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative screens and qualitative research and includes broader derivatives and commodities capabilities.

Dana Winters is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining J.P. Morgan Securities, Winters worked at Transcendent Electra Management and Chopra Global Inc, among other roles. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative due diligence and incorporates an ESG eligibility framework.

Nelson Broncano is a financial advisor with Merrill in Miami, FL, holding Series 63 and Series 66 credentials and having 26 years of industry experience. He has been with Merrill since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Raul Ordoqui Gattorno is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2019. His prior experience includes roles at Lokation Real Estate, Castle Group, First Service Residential, and Prospect Equities Real Estate Corp. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

John Huseby is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners, providing tailored financial planning and disciplined investment management to help clients make informed decisions. His client focus areas include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, tax minimization, and retirement income. John holds a Bachelor's Degree from the University of East London and holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His approach centers on tax-efficient strategies and helping clients organize complex financial situations into clear, actionable plans. He is committed to helping clients build confidence in their financial futures through thoughtful advice and personalized planning. Outside of his professional work, John has personal interests that include adventure sports, boxing, chess, golfing, spending time with his family, tennis, and yoga.

Jose Arredondo is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Juan Guarin Calle is a Series 66 licensed advisor at J.P. Morgan Securities in Miami, FL, with four years of industry experience. He has worked at J.P. Morgan Securities and Jpmorgan Chase Bank since 2021, with prior experience at Genius Sports from 2019 to 2021. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

James Lambert is a financial advisor at RBC Capital Markets in Miami, FL, holding a Series 66 credential with six years of industry experience. His prior experience includes roles at Bank of America, Merrill, and Morgan Stanley. Outside of his advisory work, he is the sole proprietor of a holding company, Let's Play Vessel LLC, which he maintains with occasional charters. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management, tailored to clients' risk profiles and incorporating both in-house and third-party investment managers.

Gardenia Leon Nickel is a Series 66 licensed financial advisor with 35 years of industry experience. She has been with Equitable Advisors since 1999, having previously worked at AXA Advisors, LLC for 21 years. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives, emphasizing personalized risk assessment and the use of third-party asset managers alongside proprietary solutions.

Luis Alvarado is a financial advisor with Equitable Advisors in Miami, FL, holding Series 65 and Series 63 licenses and bringing 28 years of industry experience. He has worked at Equitable Advisors since 1998 with a brief tenure at IFMG Securities and Essex National Securities. Outside of advisory work, he serves on the Board of Directors for the Coral Gables Estate Planning Council and is active as a Trustee Diplomat with the Coral Gables Chamber, participating in networking and educational events. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory models through a network of representatives, utilizing third-party asset managers and programs while delivering ERISA fiduciary services to qualified plans.

Kim Shechtman is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding a Series 66 credential and five years of industry experience. Prior to joining Raymond James in 2021, she was self-employed and worked at Thrive Global and Mildstorm LLC. She serves on the board and finance/investment committee of Kristi House Children's Advocacy Center, a nonprofit organization. Raymond James & Associates is a large firm serving a diverse client base, including high-net-worth individuals, institutions, and public entities. The firm offers financial planning and consulting services with a non-discretionary approach, supported by a broad range of portfolio management styles and affiliated research.

Andres Galvez is a financial advisor with Raymond James & Associates holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Wells Fargo Clearing, Santander Securities, Santander International Private Banking, Bank of America, Merrill Lynch, and Robert Half International. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, charitable organizations, and government entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Diana Rodriguez is an International Wealth Advisor and Senior Vice President at Merrill Lynch Wealth Management, specializing in personalized wealth management strategies. With over 24 years of experience in the financial services industry, she focuses on advising corporate executives, business owners, and retirees on retirement planning, asset preservation, tax minimization, and estate planning in collaboration with estate attorneys and tax professionals. Diana holds multiple professional designations, including Certified Investment Management Analyst (CIMA) and Retirement Accredited Financial Advisor (RAFA). She earned both her Bachelor's and Master's degrees in Accounting from Florida International University and previously worked at PricewaterhouseCoopers, LLP, where she specialized in audits within the Financial Services market. Diana is fluent in English and Spanish and emphasizes understanding clients' full financial pictures to develop strategies aligned with their personal and professional goals. Outside of her professional role, Diana is actively involved in her community, participating in charitable organizations linked to Merrill's commitment to community service. She also enjoys running, including marathons, and spending time with her family.

Luis Chitiva is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2021, serving in roles including Planning Consultant, Relationship Manager, and Workplace Planning Consultant. Luis focuses on understanding his clients' financial needs and aligning resources to help meet those needs. He works collaboratively with clients to develop personal, flexible, and comprehensive financial strategies designed to provide confidence in their financial plans. Throughout his career at Fidelity, Luis has supported clients leading complex and busy lives, aiming to reduce financial stress through tailored planning. His professional experience spans various consulting and relationship management roles within the company, emphasizing client-centered financial planning. Outside of his professional responsibilities, Luis enjoys beach activities, hiking, kayaking, movies, music, and soccer.

Beylli Meza is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with 23 years of industry experience. Her prior experience includes roles at Wells Fargo Clearing and Wachovia Bank, N.A. She has been with Morgan Stanley since 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market modeling techniques.

Luis Munoz is a financial advisor with Wells Fargo Clearing in Coral Gables, FL, holding Series 63 and Series 65 licenses and over 31 years of industry experience. His career includes roles at Cetera, Regions Bank, BBTIS, and CUSO Financial Services prior to joining Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm combines brokerage and advisory solutions supported by extensive research and analytics, managing approximately $671 billion in assets and employing over 14,000 financial advisors.