Karla Avecillas is a financial advisor at Janney Montgomery Scott with nine years of industry experience. She holds a Series 66 designation and previously worked at Raymond James & Associates, LWM Advisory Services, and LPL Financial. Outside of her advisory work, she owns a tutoring and pet-sitting business. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering comprehensive brokerage, financial planning, and advisory services.

Jiri Iglesias Farinas is a financial advisor with Eagle Strategies (NY Life) based in Miami, FL. He holds Series 66 and Series 63 designations and has three years of industry experience. His prior work includes roles at NYLIFE Securities LLC, New York Life Insurance Company, Family First Life, American Income Life Insurance Company, and Space Coast Credit Union. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice through multiple program types and manages a significant portion of its assets on a non-discretionary basis.

Eduardo Navaza is a financial advisor at Truist Advisory Services with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Santander Securities, Charles Schwab, TD Ameritrade, and SunTrust Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and a multi-affiliate operating model.

Dorian Gonzalez is a financial advisor at Oppenheimer with 29 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 registrations. His prior work includes roles at Morgan Keegan & Company, LLC and Union Planters Investment Advisors, Inc. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a broad range of programs and advisory services across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary strategies.

Michael Costa is a Series 66-registered financial advisor with 13 years of industry experience. He is affiliated with OSAIC Institutions, Inc. and holds concurrent roles as a private banker at Popular Bank and Infinex Financial Group, where he manages client relationships and services accounts. His prior experience includes positions at IDB Capital Corp., Israel Discount Bank of New York, Wells Fargo Clearing, Wells Fargo Advisors LLC, Wells Fargo Bank NA, and Northwestern Mutual Investment Management. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating through a hybrid adviser/broker-dealer model that combines firm supervision with independent account management.

Sandra Sepulveda is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 65 licenses and 22 years of industry experience. She has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale with specialized market roles, including derivatives and futures services.

Francisco Pages is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 65 designations and possessing 25 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains institutional-scale operations including in-house research, swap dealing, and futures commission merchant activities.

Nolan Davis is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds a Series 66 designation and has previously worked with Hier Group and Vermont National Country Club. Citigroup Global Markets Inc. provides investment advisory, brokerage, and custody services to individual and institutional clients across various wealth segments. The firm offers multi-asset, multi-manager strategies through discretionary and non-discretionary programs and supports complex advisory solutions for high-net-worth clients.

Diego Higuera Cardenas is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His career includes roles at Citibank and Citi International Financial Services LLC since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and operates with in-house research, swap dealer, and futures commission merchant capabilities, catering to both discretionary and non-discretionary client needs.

Aleksandar Simeonov is a financial advisor with Truist Advisory Services based in Miami, FL. He holds Series 65 and Series 63 licenses and has 11 years of industry experience. His career includes roles at Truist Investment Services, Bci Securities, and Wells Fargo Clearing. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering asset allocation, fiduciary support, and a manager-selection program implemented through a combination of discretionary manager relationships and non-discretionary consulting.

Eduardo Franca De Macedo is a Series 66 licensed financial advisor at Citigroup Global Markets with eight years of industry experience. He has worked at Citibank N.A. and Citi International Financial Services LLC since 2017, following a year at XP Securities and three years at the University of Miami. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, including unique market roles such as a swap dealer and futures commission merchant.

Lina Melek is a financial advisor at Citigroup Global Markets with five years of industry experience. She holds a Series 66 designation and has previously worked at firms including Morgan Stanley and J.P. Morgan Securities LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains large institutional capabilities including in-house research and roles as a swap dealer and futures commission merchant.

Loraine Urt is a financial advisor at Citigroup Global Markets with Series 66 and Series 63 licenses and two years of industry experience. She previously worked at Banco do Brasil S.A. for seven years before joining Citigroup in 2021. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including swap dealing and futures commission merchant activities.

Maximo Razetti is a financial advisor at Citigroup Global Markets with a Series 66 license and three years of industry experience. He has worked at Citigroup Global Markets since 2022 and previously held positions at Citibank NA in Argentina and Citibank Peru. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm operates with large institutional scale and provides a broad range of advisory, execution, and custody services, including derivatives and futures capabilities.

Jericho Borges is a financial advisor at Citigroup Global Markets with 26 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, providing both discretionary and non-discretionary portfolio management and alternative investment exposures.

Elio Rey is a financial advisor at Truist Advisory Services in Miami, FL, holding a Series 66 designation with four years of industry experience. His work history includes roles at Truist Investment Services, Truist, Regions Bank, and Citibank. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and access to third-party manager solutions through its AMC Advantage program.

Tomas Facio Pacheco is a financial advisor at Citigroup Global Markets with four years of industry experience. His career includes roles at Bci Securities, Goldman Sachs, and an eight-year period at Facio Abogados. He holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm integrates institutional-scale resources with distinctive market roles, including swap dealing and futures commission merchant activities.

Morgane Eyraud is a financial advisor with Guardian Life and holds the ChFC® and Series 66 designations. She has five years of industry experience and has worked at Park Avenue Securities and Guardian Life Insurance Company. Outside of her advisory role, she serves as a trustee for the Au Fournil Inc 401(k)/Profit Sharing Plan, a retirement plan for her father's bakery business. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a dually registered broker‑dealer and SEC‑registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a mix of proprietary and third-party investment advisory programs.

Fernando Pou is a financial advisor with TLG Advisors, Inc. based in Miami, FL, holding a Series 66 designation and 20 years of industry experience. He has held roles with Passerelle Solutions and Insight Securities Inc., among others. Outside of advisory work, Pou serves as Senior Vice President at Passerelle Solutions, where he advises on life insurance solutions. TLG Advisors, Inc. serves a broad client base that includes individuals, high-net-worth clients, trusts, charitable organizations, corporations, pension and retirement plans, and other institutional investors. The firm provides investment supervisory services, portfolio management, comprehensive financial planning, and fiduciary services, with an investment approach focused on manager selection and ongoing monitoring using fundamental analysis and Modern Portfolio Theory.

Sady Lorente is a financial advisor at Citigroup Global Markets with 12 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.