Patrick Friderich is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Primerica Advisors since 1997 and has worked with Primerica Financial Services since 1996. Outside of his advisory role, he is involved in managing a legal entity formed for Primerica business purposes and holds a managerial role in a commercial property venture. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selective separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure, focusing on retail investors rather than institutional or pension plan clients.

Thomas Corcoran is a financial advisor at Merrill Lynch Wealth Management, specializing in working with high-net-worth families and business owners. He has experience from Fidelity Investments and J.P. Morgan Wealth Management, and has served clients at Merrill Lynch for over three years. Thomas focuses on thoughtful, long-term strategies aiming to preserve clients' wealth while pursuing appropriate, risk-aligned growth. He leverages planning tools and insights from Merrill's Chief Investment Office to guide clients through various financial stages, including retirement planning, liquidity events, and multi-generational legacy planning. Thomas holds a Bachelor's Degree from Florida Atlantic University and is a Personal Investment Advisor (PIA). His approach is grounded in principles such as precise planning and patience, reflecting his commitment to helping clients create effective financial strategies. When not advising clients, Thomas enjoys outdoor activities such as offshore fishing, boating, hiking, and skiing.

Bruce Rhodes is a financial advisor at Raymond James & Associates with 47 years of industry experience. He has been with Raymond James & Associates since 1978. Rhodes holds Series 63 and Series 65 credentials. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, charitable organizations, and government entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Nicholas Meade is a financial advisor at Morgan Stanley in Boca Raton, FL, holding a Series 66 designation with less than one year of industry experience. Prior to joining Morgan Stanley, he held roles at Guided Financial Advisors, Charles Schwab, and Baird, as well as multiple positions related to Indiana University. Outside of his advisory work, he has worked as a delivery driver for third-party services including Uber, Instacart, and Grubhub. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services through various programs including Corporate Financial Planning agreements.

Jeffrey Greenwald is a Series 63-licensed financial advisor with Ameriprise in Boca Raton, FL, and has 36 years of industry experience. He has been with Ameriprise since 2012. Outside of his advisory role, he owns Burton Manufacturing LLC, which invests in publicly traded securities, and manages expenses for his practice through JLM Greenwald LLC. Ameriprise provides a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver non-discretionary, algorithm-assisted recommendations, primarily for clients holding assets in Ameriprise Managed Accounts.

Mark Smith is a financial advisor with UBS Financial Services in Boca Raton, FL, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has been with UBS since 1998. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Timothy Hill is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing services such as family wealth management strategies, personal retirement planning, and portfolio management to affluent families and individual clients. With over 34 years of experience in various facets of finance, he focuses on helping clients achieve their financial goals. Mr. Hill holds a Bachelor's Degree from the Wharton School of the University of Pennsylvania. He has earned professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). His approach involves understanding clients' goals, personalities, and risk tolerance to develop customized financial plans aimed at pursuing their life objectives. In addition to his professional work, Timothy Hill is a member of the National Croquet Club. His personal interests include football, golfing, scuba diving, soccer, spending time with his family, and traveling.

Abel Fernandez is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with individuals, families, and small business owners to develop customized wealth management plans that align with their financial goals. His areas of focus include personal retirement planning, small business strategies, tax minimization, and retirement income. Abel holds a Bachelor's Degree from Florida International University and has earned the Personal Investment Advisor (PIA) designation. Fluent in English and Spanish, he takes time to understand clients’ short-, mid-, and long-term objectives to provide personalized guidance and tailored strategies. Abel also connects clients to Bank of America specialists for services including banking, credit, home financing, and small business solutions. Outside of his professional role, Abel enjoys baseball, cooking, football, golfing, and spending time with his family. He emphasizes building trusted relationships through clear communication and aims to help clients navigate complex financial decisions with confidence.

Caiqin Li is a financial advisor with OSAIC, holding a Series 66 designation and 15 years of industry experience. She has worked at several firms, including Galaxy Wealth Management, LLC and Atlantic Financial Group, LLC, where she serves as President. Outside of her advisory roles, Li is active in community organizations focused on Chinese culture and education, including nonprofit event organization and international student hosting. OSAIC serves a wide range of clients, from individual investors to institutions, providing integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools and third-party platforms to manage portfolios that include diverse investment types, offering both discretionary and non-discretionary account management.

Allann Marra is a Senior Financial Advisor and founder of The Marra Group, a boutique-style investment group within Merrill Lynch Wealth Management. Since joining Merrill in 2015, he has provided wealth management and investment advice to a diverse client base, including C-suite executives, entrepreneurs, business owners, families, nonprofit organizations, and institutional clients. As head of his team, Allann oversees five professionals dedicated to assisting ultra-high-net-worth individuals and families with their financial goals. Allann specializes in developing customized financial strategies that address complex needs such as concentrated stock positions, risk management, tax minimization, advanced estate planning, wealth transfer, and philanthropy. His expertise extends to a variety of asset classes, including stocks, bonds, mutual funds, and alternative investments. He holds Series 7 and 66 FINRA registrations, is licensed to provide life insurance, and carries the Personal Investment Advisor (PIA) designation. Residing in Boca Raton, Florida, Allann is involved in community organizations such as the ASPCA and Operation Underground Railroad. He is multilingual, speaking Portuguese, Spanish, and English. Allann attended The Academy of American Studies for his high school diploma and pursued studies at the New England College of Business and Finance without obtaining a degree. He is also a member of The Union League.

Oscar Guerrero is a financial advisor with Fidelity, holding Series 63 and Series 65 licenses and six years of industry experience. His work history includes roles at Fidelity Investments, Wells Fargo Clearing, Ally Invest Securities, and PNC Bank. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management, with an emphasis on systematic methodologies and oversight.

Drew Granauro is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Ameriprise since 2009, working within its various corporate entities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service for clients near or in retirement. The firm provides written Recommendation Reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Michael Paolucci is a CFP® credentialed financial advisor with 36 years of industry experience, currently affiliated with Ameriprise since 2005. He is based in Boca Raton, FL, and holds a Series 63 license. Outside of his advisory role, he owns a business that rents office space and is involved with a pass-through entity related to business expenses. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research and modeling techniques to deliver tailored, non-discretionary recommendations through a centralized consulting team, emphasizing managed accounts and algorithmic support in its planning process.

William Ward III is a financial advisor at Ameriprise with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Aegis Capital Corp. from 2014 to 2020. Outside of his advisory role, he has reported involvement in non-investment-related real estate ownership. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Christopher Guarino is a financial advisor with Ameriprise in Delray Beach, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, he manages a consulting business unrelated to investment activities. Ameriprise offers a retirement-income planning service aimed at clients approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of a large institutional provider.

Eugene Fiamma is a financial advisor with Morgan Stanley in Boca Raton, FL, holding a Series 66 designation and bringing 23 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Gregory Cousins is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney since 2009, currently working at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Olin Hill IV is a financial advisor at OSAIC with five years of industry experience. He holds a Series 65 designation and has previously worked at LPL and Lakeside Bank. Outside of his advisory role, he is involved in Elevated Paving Inc. OSAIC serves a wide range of retail and institutional clients, including individual investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple advisory platforms to manage diverse portfolios with both discretionary and non-discretionary options.

Robert Swensen is a financial advisor with J.P. Morgan Securities in Coral Springs, FL, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Merrill and Bank of America. Outside of his advisory work, he serves as a lacrosse coach with FC Crush Lacrosse. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment process.

Preston Dougherty is a financial advisor at Ameriprise with two years of industry experience. He holds the Series 66 designation and has prior experience at Commonwealth Financial Network and various roles outside the financial sector, including positions at Salem State University and Amazon. Ameriprise serves primarily clients approaching or in retirement who meet specific asset criteria, offering retirement-income planning that includes written Recommendation Reports based on detailed analysis and modeling. The firm combines research and algorithmic tools to provide non-discretionary, tax-efficient retirement strategies, with a focus on assets managed within Ameriprise accounts.