Andrew Klich is a financial advisor at LPL Financial in Boca Raton, FL, holding a Series 66 designation with seven years of industry experience. His prior work includes roles at Raymond James & Associates, David Lerner Associates, and the University of Miami. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various platforms.

Michael Kane is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His prior roles include positions at JP Morgan Securities, JP Morgan Chase Bank, and Wells Fargo Clearing. Kane also maintains ownership of MW Kane Holding, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing annual retirement planning advice supported by comprehensive investment research and algorithmic tools.

Nicholas Morales is a financial advisor at Equitable Advisors with four years of industry experience. He holds a Series 66 designation and has prior work experience in retail and career services, including roles at Yard House and the Florida State Career Center. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs delivered through a network of investment adviser representatives and third-party managers.

Glen Morris is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Cetera and related firms since 2019, with prior experience at Summit Financial Group and Summit Brokerage Services. Outside of finance, he is a singer, songwriter, and musician involved with a musical group called Eddy St. Cetera Investment Advisers LLC serves individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Jared Morgenstern is a financial advisor with Mass Mutual Investors Services in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His career includes roles at Metlife Securities Inc. and Massachusetts Mutual Life Insurance Company before joining his current firm. He is also involved in an outside insurance business offering life, fixed annuities, disability, long-term care, and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning using firm-approved analytical tools.

Brian Muehlenbeck is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and over 20 years of industry experience. He has previously worked at firms including New York Community Bank, LPL Financial, and Securian Financial Services. Outside of traditional advisory roles, he is involved with Evershore Financial Group, focusing on fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or develop customized strategies.

Angela Oprici is a financial advisor with Equitable Advisors in Boca Raton, FL, holding a Series 66 designation and two years of industry experience. Her prior work includes roles at Ohlin Tax & Accounting and Villagio. Outside of advising, she has worked as a food delivery driver for DoorDash. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing both proprietary and third-party advisory models.

Bradford Kerr is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Destiny Wealth Partners, Independent Financial Partners, Strategic Financial Services, Inc., and Charles Schwab & Co. Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipal entities, offering financial planning and consulting services through a range of portfolio management styles and affiliated research resources.

Juan Seisdedos is a financial advisor at Equitable Advisors with a Series 66 designation and less than one year of industry experience. Prior to joining Equitable Advisors, he worked at Amazon and B. Riley Wealth Management and completed his education at the University of Central Florida. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and various asset management programs through a network of Investment Adviser Representatives and third-party partners.

Michael Korsten is a financial advisor at Ameriprise with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley Private Bank and Morgan Stanley. He has been with Ameriprise and its affiliated entities since 2017. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendations through a centralized consulting team, emphasizing the use of Ameriprise-managed accounts and algorithmic support in its advisory process.

Danielle Weidert is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 66 licenses and 16 years of industry experience. Her prior roles include positions at JP Morgan Chase Bank, N.A., and J.P. Morgan Securities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs with a structured financial planning process that utilizes firm-approved tools and methodologies.

Holika Castillo is a financial advisor at Edward Jones with two years of industry experience. She holds Series 65 and Series 66 credentials and previously worked at TD Bank NA for ten years. Castillo serves as a board member of AEDRA Inc., focusing on marketing, PR, and operations. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and maintains a large nationwide network of financial advisors and branch offices.

Robert Laraia is a financial advisor with LPL Financial in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. His career includes roles at Dime Bank and Northstar Wealth Partners, where he has worked prior to and alongside his tenure at LPL Financial since 2008. Laraia has a minority ownership interest in an LLC that owns a health club and physical therapy office. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a variety of financial planning and portfolio management solutions through a large network of advisors using both proprietary and third-party investment strategies.

Roy Cook is the Resident Director and Wealth Management Advisor at Merrill. He holds the CERTIFIED FINANCIAL PLANNER4 designation and has been a financial advisor since 1986. Roy has over twenty-five years of experience in wealth management, including roles as a Senior Portfolio Manager, where he builds and manages personalized strategies incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He began his career with Bank of America in 1996 after working at a private financial planning boutique in Boca Raton. Roy's expertise includes family wealth management strategies, managing new wealth, portfolio management services, and small business strategies. He has served as a Regional Director for the Gold Coast and Treasure Coast region and is involved with the Boca Chamber of Commerce and Habitat for Humanity. Roy resides in Palm Beach with his wife Sharron and has been a South Florida resident for over forty years. His hobbies include boating, fishing, diving, boxing, cooking, football, and music.

Jason Gibilterra is a financial advisor at UBS Financial Services with 15 years of industry experience. He previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank from 2016 to 2022. Outside of his advisory role, he serves as Vice President and a board member of Coral Springs Clippers Baseball, a youth travel baseball organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Alexander D'augelli is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Ameriprise in Boca Raton, FL. He has been with Ameriprise and its affiliated entities since 2011. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing detailed written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized advice through a centralized consulting team.

Mari Pagan is a Wealth Management Planning Consultant at Fidelity Investments, where she is part of the Private Wealth Management team. In this role, she focuses on building meaningful relationships and providing a high level of customer service for both simple and complex service requests. Mari has been with Fidelity Investments since 2010, holding various positions including Wealth Management Service Specialist II, Investor Center Relationship Manager, and Investor Center Financial Representative II. Her extensive experience at Fidelity reflects her expertise in wealth management and client service. Outside of her professional role, Mari's personal interests include art, the beach, cooking and baking, family activities, traveling, and yoga.

John Perry is a financial advisor with J.P. Morgan Securities and JPMorgan Chase Bank, N.A., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at SteelPeak Wealth, LLC, RBC Wealth Management, and Wells Fargo Advisors. He is based in Boca Raton, Florida. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support asset allocation and manager selection.

Sean Fenton is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2018, following prior roles at Hennion & Walsh Inc. and PMK Securities & Research, Inc. Outside of advising, he is involved in real estate business ownership and management in Boynton Beach, Florida. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficient strategies. The firm delivers these services through a centralized team working with financial advisors and offers a broad range of advisory, brokerage, and insurance solutions.

Ryan Ward is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His career includes roles at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, with earlier experience at Citigroup Global Markets and Wells Fargo Clearing. He serves as a successor trustee for trusts in Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions. The firm’s financial planning process involves structured discovery and firm-approved tools, providing tailored planning without individual security recommendations as part of standalone plans.