Jennifer Osgood is a financial advisor with Ameriprise in Tampa, FL, holding a Series 66 designation and bringing 32 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she co-owns business entities involved in managing office practices and real estate for her Ameriprise franchise office. Ameriprise offers retirement-income planning services targeting clients with substantial investable assets, combining research-driven modeling and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Steven Lusk is a financial advisor with Mass Mutual Investors Services in Tampa, FL. He holds the Series 63 and Series 65 licenses and has one year of industry experience. Prior to his current role, he worked at Fisher Investments and Charles Schwab & Co., Inc. He also spent several years at Florida State University, including a position in the Office of Financial Aid. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations.

William Warner III is a financial advisor with Equitable Advisors in Bradenton, FL, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Raymond James Financial Services, LPL Financial, and AXA Advisors prior to joining Equitable Advisors in 2017. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Kenneth Thubet is a financial advisor at Primerica Advisors with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked with PFS Investments Inc. and Primerica Financial Services since 2000. Outside of advisory work, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and provides support through BNY Mellon Advisors and Pershing for trade execution and custody.

Hayden Duncan is a financial advisor at Merrill in Tampa, FL, holding a Series 66 designation with less than one year of industry experience. Prior to joining Merrill and Bank of America, N.A., Hayden worked at Integrity Express Logistics and completed education at Auburn University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, pension, corporate, and charitable clients.

Jeffrey Bridge is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2014. Outside of his advisory role, he serves as a board member on the Diocesan Finance Council for the Diocese of St. Petersburg and as Treasurer of the Academy of Holy Names Dads Club. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Gelsomina Lipscomb is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Her prior experience includes roles at Wealth Advisors of Tampa Bay and LPL Financial. She serves on the Board of Directors and finance committee of St. Paul Catholic Church in Tampa, FL. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Virginia Martin is a financial advisor with Edward Jones in Plant City, Florida, holding Series 66 and Series 63 designations and 10 years of industry experience. She has been with Edward Jones since 2020. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies and is known for its extensive retail advisor and branch network as well as affiliated capabilities beyond advisory services.

Michael Rodriguez is a financial advisor at Edward Jones in Tampa, FL, holding Series 63 and Series 66 designations with nine years of industry experience. He previously spent ten years at Wells Fargo before joining Edward Jones in 2026. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment options through a nationwide network of financial advisors and branch offices.

Mark Salem is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 credentials with three years of industry experience. His prior work includes roles at E*TRADE Securities LLC and Hertz, as well as time spent at Florida Gulf Coast University. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate-linked financial planning services.

Nathan Wyman is a financial advisor with Merrill, holding a Series 66 designation and based in Sun City Center, FL. He has one year of industry experience and previously worked at Wells Fargo and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Barry Tallman is a financial advisor with Charles Schwab in Tampa, FL, holding a Series 63 designation and 27 years of industry experience. He has been with Charles Schwab since 1997 and Charles Schwab Bank, SSB since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Marcos Edmiston is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds Series 63 and Series 66 designations and has been with various Morgan Stanley entities since 2009, including Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutions, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets.

John Zangari is a financial advisor at Ameriprise with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise since 2012. Outside of his advisory role, he owns an investment holding company established for estate planning purposes for his family. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated entities, combining research, modeling, and tax-efficiency analysis to deliver personalized retirement recommendations.

Tracy Keller is a financial advisor at Wells Fargo Clearing with five years of industry experience. She holds a Series 66 license and previously worked at Thrivent Financial and the Commonwealth of Pennsylvania Department of Labor & Industry BDD. Outside of her advisory role, she co-owns BTK ARTS, LLC, a Painting with a Twist franchise in Winter Haven, FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Hannah Mirza is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and has previously worked at Fisher Investments and Citibank. Outside of her advisory role, she owns and operates an e-commerce clothing store, SunBum Thrift LLC. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Christopher Brooker is a CFP® and ChFC® credentialed financial advisor with 14 years of industry experience. He has been with Edward Jones in Tampa, FL since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering both discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of advisors and branch offices.

James Filipek is a Series 66-licensed advisor with 18 years of experience, currently with Cetera since 2021. His prior experience includes seven years at VOYA Financial Advisors. Outside of advising, he operates as an independent insurance agent specializing in fixed insurance products and is a partner in a business managing rental properties. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, incorporating both affiliated and third-party managers across multiple program structures.

Johanny Pressley is a financial advisor with Raymond James Financial, holding a Series 66 designation and seven years of industry experience. She has been affiliated with Raymond James Financial Services Advisors, Inc. since 2016 and also holds roles with Member Services Corporation and Florida Central Credit Union. In addition to her advisory work, she serves as a financial advisor at Florida Central Credit Union. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting services utilizing analytical tools and supports both individual and institutional clients through a large network of advisors.

Kelly Anderson is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 credentials and 32 years of industry experience. Her prior roles include positions at E*Trade Securities, Morgan Stanley Smith Barney LLC, and Wells Fargo Advisors. Outside of finance, she owns an internet-based retail company selling woodcraft supplies. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and investment models while providing advisory services across diverse financial products.